Can Insurance Help With My Rhinoplasty?

insurance help rhinoplasty

Rhinoplasty is a popular plastic surgery procedure that can improve the appearance of the nose by correcting issues such as a plunging tip, a large or wide nose, and difficulties breathing. Turbinectomy or septoplasty can also be combined to improve breathing.

We will outline below how exactly your job expenses will be involved when it comes to insurance. Those days are long gone. It may have been possible to hide the cosmetic portion of the procedure within the portion covered by insurance in order to decrease the out-of-pocket expenses for the patient. It is normal to inquire about the extent to which insurance will help with those expenses, and plastic surgery can be expensive.

The coverage of rhinoplasty by insurance depends on the type of procedure and the underlying reason for undergoing the surgery. However, it’s not as straightforward as patients with a deviated septum assuming that insurance will automatically cover their rhinoplasty.

What is a crooked nasal septum?

If the septum in your nose is deviated, it can cause breathing obstruction and may be covered by insurance. Septoplasty surgery may be indicated to correct the deviated septum. It is important to note that a deviated septum does not necessarily mean that the sizes of both sides are exactly the same, just like how one’s ears or breasts can be asymmetrical. In some cases, the twisted septum can block airflow on one side or push the septum to one side, similar to a wall that separates one room from another in your house. The septum within your nose is like a partition that separates the airflow from one nostril to the other.

Your Reason for Getting a Rhinoplasty.

The cosmetic component will remain your financial responsibility. The cosmetic component will still be your financial responsibility. If, furthermore, you undergo a procedure to enhance the appearance of the nasal area and also undergo a procedure to improve breathing, such as a septoplasty or turbinectomy, then insurance might cover only the portion associated with breathing. In such cases, insurance will not cover any expenses (facility, anesthesia, or surgeon’s fee) related to the surgery. The majority of patients are interested in altering the contour or size of the nose, which is purely a cosmetic procedure. There are two main reasons for undergoing a nose job: cosmetic (altering the external shape of the nose) and functional (improving breathing).

Will Insurance Cover The Expense?

You may need to contact your surgeon’s office to determine if any of your procedures will be covered by your insurance company. Insurance plans can differ from one insurance company to another, including within the same insurance company.

If you are undergoing nasal surgery for both functional and cosmetic reasons, some facilities and surgeons may offer a discount on their cosmetic fees. However, it is important to note that the procedure is considered as two separate portions by the surgeon and anesthesiologist. If you choose to only have the functional portion of the surgery covered by insurance, it may not cover the cosmetic portion, which addresses the appearance of the nose and the function of the nose.

Seek advice from a Cosmetic Surgeon.

If you are interested in finding out if you are a suitable candidate for rhinoplasty, you can arrange an online consultation with the highly regarded plastic surgeon, Charles Thorne. Dr. Thorne has extensive experience in this field. To gain more information about Dr. Thorne, you can learn more about him.