Home and Contents Insurance

Why insure with ING?

  • Save 30%

    Breathe easier and save 30% on your first year’s base premium when you purchase combined ING Home and Contents Insurance online. T&Cs apply – see disclaimer below.

  • Flexible cover

    Choose the cover that’s right for you – home, contents, home and contents, optional covers – and your preferred start date.

  • Comprehensive protection

    Fire, storm, theft, malicious damage, new for old replacement cover, $20 million liability cover and more.

  • Claims

    Claims can be made online or over the phone and there are no lengthy forms.

  • Money back guarantee

    Get a full refund if you need to cancel your policy within the first 21 days and haven’t made a claim.

  • Here if you need

    Our customer care specialists are here if you need us on 1800 619 495. For operating hours, click here

  • A simpler life

    Save yourself the insurance run-around by keeping everything under one roof with ING.

  • Please review the Product Disclosure Statement for comprehensive information regarding basic coverage, additional coverage options, and exclusions.

    Important information

    Obtain a 30% reduction on combined policies via the internet (solely applicable to the initial year’s fundamental premium). Certain conditions and stipulations are in effect – kindly consult the disclaimer provided below.

    Just quietly, ING Home and Contents Insurance is award-winning too.

    Opt for ING Home and Contents Insurance, which has been honored with the 2022 Mozo Experts Choice Award for ‘Outstanding Value’. This serves as yet another compelling motive to select ING Home and Contents Insurance.

    Just quietly, ING Home and Contents Insurance is award-winning too.

    Opt for ING Home and Contents Insurance, which has been honored with the 2022 Mozo Experts Choice Award for ‘Outstanding Value’. This serves as yet another compelling motive to select ING Home and Contents Insurance.

    Just quietly, ING Home and Contents Insurance is award-winning too.

    Opt for ING Home and Contents Insurance, which has been honored with the 2022 Mozo Experts Choice Award for ‘Outstanding Value’. This serves as yet another compelling motive to select ING Home and Contents Insurance.

    Cover choices explained

    Begin with a regular policy and construct around it to form the coverage that is suitable for you.

    Home insurance

    Home and contents insurance

    Contents insurance

    Receive a 15% reduction on the first year’s basic premium when you make an online purchase. Certain terms and conditions are applicable – kindly consult the disclaimer provided below.

    Commonly known as building or home insurance, this form of insurance offers protection for the structure, household fixtures, and lasting structural improvements.

    Avail a 30% reduction on the initial year’s base premium when you make an online purchase. Certain terms and conditions are applicable – kindly refer to the disclaimer provided below.

    For your largest and smaller possessions. Save 30% when you buy bundled Home and Contents Insurance.

    Receive a 15% reduction on the first year’s basic premium when you make an online purchase. Certain terms and conditions are applicable – kindly consult the disclaimer provided below.

    For many of the belongings you possess or have legal obligations towards, including furnishings, appliances, and rugs.

    Compare regular advantages.

    Papers and paperwork.

    These are some of the papers that are important for you to consider. To view the entire roster of documents, click on ‘view more’ below.

    How to save on premiums

    Apply online

    Apply online to save 30% on your first year’s premium when you purchase combined Home and Contents insurance. Please read the disclaimer below and refer to the applicable terms and conditions.

    Increase your excess

    You could raise your deductible to a level you feel comfortable with in order to lower your insurance premium.

    Insure smartly

    Enhancements such as a below-ground swimming pool, canopies, perimeter enclosure, and other structural enhancements like a below-ground swimming pool, canopies, perimeter enclosure, and internal fixtures and fittings should be taken into account. It is important to note that when calculating the value of your building, the cost of the land should not be included in your home insurance.

    Increase your home security

    Set up security devices around your property to possibly decrease your vulnerability and insurance costs.

    Save 30% on combined policies online (first year’s primary premium only). Terms and conditions apply – see disclaimer below.

    Discover the savings our customers shared with us.

    See what our customers told us they saved

    Choose your state to find out how much our customers told us they saved on average annually by combining Insurance Contents and Home ING and switching online.

    The savings amount for NSW, WA, ACT, NT, SA, and TAS is currently unavailable due to insufficient data. The national average savings amount stands at $283.

    Please choose an insurance policy.

    Customers from various parts of the world can access their banking services online.

    Please choose your state from the options provided.

    Told us they saved an average of.Output: Informed us that they managed to save a typical amount of.

    Please read the Product Disclosure Statement (PDS) in order to assess and compare the terms, conditions, and limits of the policy. It is important to consider the individual circumstances and terms of the policy. The comparison of prices is based on data provided by customers who reported switching to ING’s combined Contents & Home Insurance online. These figures represent the average annual savings between February 24, 2022, and September 1, 2023, for policies that are comparable.

    Got a question about Home and Contents Insurance?

    It is likely that you will discover the solution in our Frequently Asked Questions (FAQs).

    Here are some of the frequently asked questions we receive:

    Save 30% on merged policies online (initial year’s fundamental premium only). Terms and conditions apply – refer to the disclaimer below.

    How to get covered

    We have made it easy to set up. Your property and belongings can be protected in a matter of minutes.

    1. Get a quote

    Respond to a few straightforward inquiries on the internet for an immediate estimate.

    2. Review and purchase

    Please review your quotation, include any additional upgrades as necessary, and make your purchase within 30 days.

    3. It’s that easy

    We will immediately send you an email confirming your policy – coverage begins on your selected day.

    Please be aware that Home & Contents Insurance is not accessible in NT, North QLD or Northern WA.

    You will also need the following information lined up. You need to have an email address and be at least 16 years old in order to request a quote.

    What kind of cover are you looking for?

    The policyholder and your history of home and/or insurance.

    The specific property being discussed.

    Save 30% on combined policies online (first year’s fundamental premium only). Terms and conditions apply – see disclaimer below.

    Making a claim

    By adhering to these uncomplicated measures, you can initiate your claim and acquire a comprehension of the claims procedure, particularly if you have never undertaken it previously. The act of making a claim may appear somewhat intimidating.

    Step 1: Before you make a claim

  • What you must do immediately,
  • Emergency aid and.
  • Comprehend your insurance policy.
  • Prior to making a claim.

    Step 2: Making a claim

  • What are the requirements for filing a claim?
  • Understanding your excess.Output: Grasping your surplus.
  • Who will handle your claim?
  • Asserting a statement.

    Step 3: After the lodgement

  • How the process of evaluating claims functions.
  • Determination, establishment, and maintenance.
  • Comments and disagreements.
  • After lodgement.

    If you are ready to submit a claim, you can choose to do it online or by calling 1800 619 495.

    If you encounter a crisis, refer to the aid action plan.