Tegeler & Associates – Business & Personal Insurance – Wyoming

Learn About Tegeler & Associates

We are the largest independent insurance agency in Wyoming, and we have proudly helped individuals and businesses throughout the state protect what matters to them for over 78 years. Since opening our doors in 1943, we strive to find the coverage you need, so you can feel secure and protected against anything life might throw at you.

When it comes to insurance, we strive to provide you with the service you deserve and offer you a variety of choices. As an independent company, we can help you find options from several top-rated insurance companies, which means we work for you. We understand the unique risks you face as our neighbors, so we are here to help you find the protection that works for you. With 14 local offices in Wyoming, Associates & Tegeler are dedicated to providing you with city-big products and small-town service when it comes to insurance.

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At Tegeler & Associates, we surpass anticipations.

The Answer to Your Insurance Requirements.

Protect the future of your company with insurance solutions for your business.

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Industry insurance customized to provide coverage for the distinct requirements of your business.

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Safeguard what is of utmost significance to you with individual insurance options.

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Safeguard, allure, and maintain your team by constructing an employee perks package.

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We are an agency based in Wyoming, serving your needs throughout 14 different locations, both in big cities and small towns.

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All-Terrain Vehicles / Utility Vehicles.

Risk Factor………..

Liability may escalate with utility vehicles or ATVs specifically designed for farm use. These vehicles are often linked to high-risk behaviors, such as operating them without protective gear. The main reason for this is that such vehicles are involved.


If you ride your vehicle utility or ATV routinely, it is essential to always ensure the proper wearing of protective equipment and exercise good judgment. It is known that certain behaviors increase the risk of injury, especially when riding on roads intended for automobiles. Additionally, it is important to wear a helmet and make sure to use the appropriate protective equipment and exercise good judgment if you ride your vehicle utility or ATV routinely.

Exposure to Product Liability.

Risk Factor………..

For example, it can be said that illness caused by consuming beef produced from cows kept or raised on a farm.


To mitigate this danger, include an additional provision that amends your insurance policy to safeguard you against these possible errors.

Coverage of Ingesting Foreign Objects.

Risk Factor………..

On a farm where equipment is used, there is a high likelihood of experiencing mechanical breakdown, which could be caused by a rock being ingested and lead to equipment failure.


If you ask your agent, you will find out if chopper or combine repairs on your farm policy will be covered by adding the object foreign add coverage ingestion.

Insurance for High Season.

Risk Factor………..

During the rest of the year when there is no grain on the farm, it can be costly to maintain the coverage required on-site. Typically, a farmer stores grain in grain bins during harvest, and this grain is typically sold within a few months.


This option customizes your insurance coverage to provide higher levels of protection during the months when you have grain stored on your farm. This particular type of coverage can be extended to any harvested crop, not limited to grains alone.


Risk Factor………..

Pollution. is an increasing risk that can occur due to the improper storage or application of pesticides and fertilizers, runoff, and above ground or underground storage tanks.


Acquiring environmental insurance that offers coverage for both physical harm and property harm resulting from a farm pollution event can assist you in safeguarding yourself against this form of risk. It is not unachievable, yet it is challenging to manage pollution hazards on your agricultural land.


Risk Factor………..

What occurs when your farm experiences a significant liability loss that surpasses the fundamental limit of your standard insurance plan?


An endorsement is available to separate coverage as an umbrella commercial insurance policy for your farm. By adding an umbrella commercial insurance policy, it increases the liability limits of your current farm policies, providing peace of mind and real financial value.

Care, Guardianship, and Management.

Risk Factor………..

If you are responsible for caring for livestock on your farm, an unfortunate event may occur that causes the death of all or some of this livestock, as well as the livestock owned by others.


To safeguard your farm and yourself from this particular type of risk, endorsement serves as a policy that allows you to maintain control and custody while also providing care and protection.

Custom Agriculture / Entrepreneurial Endeavor.

Risk Factor………..

Does your farm provide services for others? If so, you may be held responsible for the business activities related to these services.


Add an endorsement to your farming insurance policy to protect yourself from any type of incident related to these business activities.

Field Crops.

Risk Factor………..

Are you prepared for what might happen if your crops are devastated by an uncontrollable incident? There are numerous uncontrollable factors that can impact the growth of field crops, including weather.


You can safeguard your livelihood and investment from this kind of inevitable risk by incorporating multi-peril crop insurance.


Risk Factor………..

The farm out of business, potentially putting these structures a loss, a barn or farm structure, if you have can be catastrophic.


Make sure you have sufficient property insurance to safeguard your farm from potential devastating damage.

Glass Coverage.

Risk Factor………..

If the glass on your farming equipment, such as a combine harvester or tractor, breaks, it can cause an extended amount of time for repairs and be expensive.


Make sure you have insurance to assist with the cost of fixing or servicing broken glass.

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    The Benefit of an Independent Agency.

    What sets our autonomous insurance agency apart?

    We provide a diverse range of insurance options.

    We are here for you during your moments of necessity.

    We are alongside you throughout the entire journey.

    We are authorized insurance consultants.

    A Non-affiliated Agency Provides You with Choices.

    We proudly represent Safeco, Liberty Mutual, and many other insurance companies!

    Our customers are highly impressed with our services.

    Take a look at our feedback and discover the reasons why you should transition to Tegeler & Associates.

    This team is really the top choice for our best client’s interests. The agency is unmatched by any other, both in terms of comparison and performance. We have never considered working with anyone else since 2016.

    Rashel C.

    “Tina and her colleagues are wonderful to collaborate with. Extremely supportive, amiable, and benevolent.”

    Shailey E.

    I had to get SR-22 coverage. They made it painless. I found a low-cost policy. No problem, no hassle. I recommend them to anyone who needs insurance.

    Christopher O.

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