#1 Pet Insurance in West Virginia for Dogs & Cats

Pet health care treatments have become increasingly costly. This implies that in West Virginia and throughout the entire Mountain State, one out of every three pets will encounter an unforeseen illness or injury this year, both in West Virginia and nationwide.

Our Pet Paws Healthy Insurance & Foundation covers a wide range of genetic emergencies, cancer, illnesses, and accidents. The actual bill for veterinary services is paid by our health insurance plan for your pet, offering much more coverage compared to other plans.

If your canine or feline necessitates medical attention for a recent mishap or ailment (excluding pre-existing conditions), you are granted with coverage. It’s as simple as that!

plan coverage

Obtain an immediate quotation now and embark on the initial phase to safeguard your beloved and cuddly companion.

What does the term “pre-existing condition” mean?

Paws Healthy pet insurance excludes coverage for all pre-existing conditions, including the waiting periods, so your pet’s diagnosis doesn’t need to be a first occurrence of clinical signs or symptoms.

What is not included?

We provide a comprehensive list of exclusions for our customers to have a better understanding of the information. This includes dental cleanings, spay/neuter procedures, vaccinations, annual check-ups, and other preventative care services. Please note that our insurance plan does not cover pre-existing conditions. Our primary goal is to safeguard your cat or dog from any unexpected financial burdens that may arise from their medical treatment.

Rachel from Kearneysville, WV, we are grateful to Healthy Paws for reimbursing us for the majority of our emergency vet and surgery expenses, which amounted to approximately $4,500. We opted for the 90% reimbursement option for Kya, along with a $250 annual deductible.

  • Total Veterinary Expenses.
  • Healthy Paws Insurance pays*.
  • Foreign Blody Obstruction Surgery $3,530 $3,076

    Obtain an immediate quotation now and embark on the initial phase to safeguard your beloved and cuddly companion.

    Best insurance for dogs and cats

    The offer they found through multiple readings of the policy seemed too good to be true! What if they actually cover hip dysplasia? First, it is true because they found it multiple times through reading the policy. Second, they will cover 90% for only $250. Even better, they will send you smaller bills throughout the year.

    Jennifer T., Charles Town, West Virginia.

    At any stage in their lifetime, their healthcare expenses can burden you, whether your animal engages in misbehavior that results in a visit to the emergency room or develops an unexpected illness later in life.

    Up to Five Pets.

    Insuring your pet early means that they are less likely to have pre-existing conditions that are excluded from coverage. Younger pets, especially those that are rambunctious and have a tendency to eat things they shouldn’t, can easily get sick as they age, just like older ones.

    Atlas Video


    Watch how this cute Doberman can’t stop eating things he shouldn’t. Fortunately, his pet parents protected Atlas with Healthy Paws Pet Insurance.

    Pets aged six and above.

    If you don’t have pet insurance, the treatments for these conditions and congenital and hereditary issues could cost you a fortune. You can save up to 90% on vet bills with Healthy Paws by enrolling pets between the ages of 14 years and 8 weeks. They may be affected by these conditions and hereditary issues.

    There’s no age bias when it comes to the unforeseen.

    Enroll now and our staff at Healthy Paws Pet Insurance will be available to protect you and your furry friend from unforeseen circumstances in life.

    Obtain an immediate quotation now and embark on the initial phase to safeguard your beloved and cuddly companion.

    For hip dysplasia1, there will be a waiting period of 12 months, and for accidents and illnesses, there will be a short waiting period of 15 days after enrolling your pet. We also provide coverage for alternative care. This can truly make a significant impact on your pet’s treatment, allowing you to seek assistance from specialists and emergency animal hospitals. With Healthy Paws, you have the freedom to visit any licensed veterinarian.

    Claims. Quick, Simple, Stress-Free!

    Submitting it is as simple as that! Use either the mobile application or your online Healthy Paws Customer Center to accomplish this. Simply capture a picture of your veterinarian bill. We have developed the quickest and most effortless procedure for our customers, eliminating the need for any further claim documents.

    In order to lessen the initial load on you, we might also pre-approve exceedingly costly treatments (on a case-by-case basis) with your veterinary hospital. Naturally, if this is your initial claim, we will require your pet’s medical records to finalize the claim. You have the option to enroll for direct deposit or we will mail you a reimbursement check. As a matter of fact, 99% of claims are handled within two business days, so we will expedite the processing of your claims.

    speedy claim payouts

  • Simply capture an image of your veterinarian invoice.
  • Submit through a computer or mobile application.
  • View the status of claims in real-time.
  • The majority of claims are processed within two days.
  • Speedy claim payouts for dogs

    Alleviating the burden of taking care of an unwell animal, particularly when it relates to, you can rely on us for assistance, we promptly provide reimbursements, and the Healthy Paws pet insurance scheme is straightforward to comprehend.

    Our commitment is to provide you with the best pet insurance plan and the best customer service in the country. We are grateful to our passionate pet customers for sharing their love for our service and plan, as evidenced by our 98% satisfaction rating at Consumer Advocate!

    Best insurance for puppies

    “Excellent customer service! Excellent response to claims! Excellent reimbursement! They have been wonderful to work with on every step of the process!”.

    Dana H., Martinsburg, West Virginia.

    Obtain an immediate quotation now and embark on the initial phase to safeguard your beloved and cuddly companion.

    *This is an estimated refund based on covered therapies utilizing a 90% refund rate and a $100 yearly deductible.

    Enrolling before the age of 6 grants you lifetime coverage for hip dysplasia at no extra charge (otherwise, it will not be included).