Cheapest and Best Car Insurance Companies in Springfield, MO

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The best car insurance company in Springfield depends on your profile and needs. State Farm is the most inexpensive option for minimum coverage. American Family is the most budget-friendly choice for full coverage policies and for drivers with driving violations. GEICO is the most affordable for teenagers, and USAA is the best option for military-affiliated drivers. Although American Family is the top choice overall, Shelter provides the finest customer service.

Most Affordable and Top-quality Auto Insurance in Springfield.

2023.

Cheapest and Best Car Insurance in Springfield, MO

State Farm Insurance Company.

United States Family.

United States Family.

United States Family.

Cheapest Full Coverage Car Insurance in Springfield

The below mentioned firms provide the most affordable comprehensive auto insurance in Springfield:

  • American Household: $875 per annum.
  • Across the country: $919 annually.

    • Kemper’s comprehensive insurance policies are the most expensive, priced at $2,462 annually.

    Company

    Annual Premium

    Monthly Premium

    State Farm

    $444

    $37

    State Farm

    $470

    $39

    Nationwide

    $479

    $40

    Nationwide

    $488

    $41

    American Family

    $523

    $44

    American Family

    $531

    $44

    Progressive

    $559

    $47

    State Farm

    $561

    $47

    American Family

    $572

    $48

    Progressive

    $578

    $48

    Travelers

    $584

    $49

    Travelers

    $614

    $51

    Travelers

    $645

    $54

    AAA

    $650

    $54

    Allstate

    $653

    $54

    Nationwide

    $663

    $55

    Shelter

    $673

    $56

    Allstate

    $683

    $57

    Progressive

    $705

    $59

    GEICO

    $709

    $59

    AAA

    $741

    $62

    GEICO

    $758

    $63

    GEICO

    $767

    $64

    Allstate

    $781

    $65

    Shelter

    $809

    $67

    American Family

    $814

    $68

    Nationwide

    $848

    $71

    American Family

    $875

    $73

    State Farm

    $914

    $76

    Nationwide

    $919

    $77

    Kemper

    $926

    $77

    American Family

    $936

    $78

    AAA

    $945

    $79

    Kemper

    $957

    $80

    Allstate

    $981

    $82

    State Farm

    $992

    $83

    Kemper

    $1,040

    $87

    Allstate

    $1,061

    $88

    Travelers

    $1,123

    $94

    Travelers

    $1,137

    $95

    State Farm

    $1,220

    $102

    Nationwide

    $1,232

    $103

    Shelter

    $1,257

    $105

    Allstate

    $1,294

    $108

    Travelers

    $1,304

    $109

    AAA

    $1,380

    $115

    Progressive

    $1,400

    $117

    Shelter

    $1,405

    $117

    GEICO

    $1,421

    $118

    GEICO

    $1,431

    $119

    Progressive

    $1,475

    $123

    AAA

    $1,581

    $132

    GEICO

    $1,590

    $133

    Shelter

    $1,695

    $141

    Progressive

    $1,789

    $149

    AAA

    $2,025

    $169

    Kemper

    $2,408

    $201

    Kemper

    $2,462

    $205

    Shelter

    $2,613

    $218

    Kemper

    $2,904

    $242

    A comprehensive car insurance policy includes both collision and comprehensive coverage.

  • Collision Insurance pays for the expenses of fixing or substituting your vehicle if it gets damaged from a crash with another vehicle or object.
  • Comprehensive Insurance covers the costs associated with damages caused by non-collision factors, such as theft, vandalism, natural disasters, fire and falling objects.

    • Paying for a full policy coverage may not be worth it for older vehicles whose value is lower than the combined cost of insurance premiums. Full policy coverage is usually more suitable for owners of new vehicles.

    Best Car Insurance in Springfield: Summary

    MoneyGeek has identified the leading companies for various types of drivers in Springfield, Missouri. Your choice of the best insurer will depend on how you prioritize expenses, customer service, and coverage options.

  • Top choice: American Family (MoneyGeek rating 80 out of 100).
  • Top choice for service: Shelter (MoneyGeek rating 68 out of 100).
  • Top affordable choice: State Farm (MoneyGeek rating 78 out of 100).

    • Please note that the overall rating of a company may differ depending on the particular category under evaluation.

    Insurance rates are influenced by location, which means that the best or most affordable company for drivers can vary depending on where they are. In the case of Springfield drivers, American Family is considered the preferred option, while Allstate is recognized as the leading car insurance provider in Missouri as a whole.

    Best Overall Car Insurance in Springfield

    According to MoneyGeek’s evaluation, the top-rated companies for car insurance in Springfield, Missouri, are:

  • American Household: MoneyGeek score 80 out of 100 ($875 annually).
  • State Farm: MoneyGeek rating 74 out of 100 ($992 annually).

    • USAA Auto Insurance, priced at $636 per annum, is a preferred option for drivers associated with the military. With a MoneyGeek score of 84 out of 100, the company stands out among its competitors.

    American Family achieved an impeccable rating for insurance coverage and an average rating for customer contentment. State Farm, the second-ranked insurance provider, attained a higher rating in terms of customer satisfaction.

    How was this MoneyGeek rating determined?

    pros

    Provides all four typical coverages.

    Average score of customer satisfaction.

    Provides a diverse array of discounts.

    cons

    COMPANY HIGHLIGHTS

    Springfield drivers earned the highest score among ten reviewed insurers, with a company rating of 100 out of 80, according to MoneyGeek. Auto insurance policies from American Family Insurance cost around $73 per month or $875 per year, on average.

    American Family Insurance has earned a perfect coverage score for offering four common auto insurance coverages, including Indemnity Death Auto coverage, which helps pay for expenses after a covered accident regardless of fault, offering coverage for death or injury. In addition, they also offer coverage for OEM and insurance gap, roadside assistance, travel, and/or car rental.

    This insurer has a list of discounts that could lower your policy premiums. These discounts include enrolling in paperless billing, paying in full, insuring multiple cars, and having factory-installed emergency equipment like airbags.

    Check out MoneyGeek’s Review of American Family Auto Insurance.

    Best Cheap Car Insurance in Springfield

    MoneyGeek analyzed the following companies in Springfield that have top scores, which meet the state’s minimum requirements and offer quality service and affordability to insurers.

  • State Farm: MoneyGeek rating 78 out of 100 ($470 annually).
  • American Household: MoneyGeek score 77 out of 100 ($531 annually).

    • State Farm received a high rating for customer satisfaction and achieved a flawless affordability score. On the other hand, American Family earned a perfect coverage rating, but it comes at an extra expense of $61 annually.

    It is important to note that your car insurance policy has a minimum coverage limit for damages and liability protection, but it also offers low premiums.

    How was the calculation of this MoneyGeek score done?

    pros

    Average rating of customer satisfaction.

    The most cost-effective among all insurance providers.

    cons

    Handles complaints regarding claims management.

    It lacks numerous necessary coverages.

    COMPANY HIGHLIGHTS

    Farm State Insurance ensures customer satisfaction by delivering satisfactory service in Springfield, while also ensuring affordability. They provide coverage at the cheapest rate of $39 per month or $470 per year. Farm State Insurance has earned the highest overall score of 78 out of 100, making it the best and most affordable insurance company.

    Those who insure multiple vehicles or new cars can also get discounts. For example, State Farm offers discounts for safe driving or using daytime running lights. Drivers looking to save more can take advantage of various discount opportunities. The insurer offers two common coverages, roadside assistance and travel and/or car rental reimbursement, but lacks unique coverages.

    Take a look at MoneyGeek’s review of State Farm Auto Insurance.

    Cheapest Minimum Liability Car Insurance in Springfield

    The below mentioned companies provide the finest minimum coverage car insurance in Springfield, Missouri:

  • State Farm: $470 annually.
  • Across the country: $488 annually.

    • The location often affects car insurance rates. Springfield, which offers the cheapest minimum policy coverage in Missouri, also has a premium of $55 per month, or $415 annually, from State Farm as of October. Kemper, on the other hand, is the most expensive for the same coverage, with a cost of $926 per year.

    Company

    Annual Premium

    Monthly Premium

    State Farm

    $444

    $37

    State Farm

    $470

    $39

    Nationwide

    $479

    $40

    Nationwide

    $488

    $41

    American Family

    $523

    $44

    American Family

    $531

    $44

    Progressive

    $559

    $47

    State Farm

    $561

    $47

    American Family

    $572

    $48

    Progressive

    $578

    $48

    Travelers

    $584

    $49

    Travelers

    $614

    $51

    Travelers

    $645

    $54

    AAA

    $650

    $54

    Allstate

    $653

    $54

    Nationwide

    $663

    $55

    Shelter

    $673

    $56

    Allstate

    $683

    $57

    Progressive

    $705

    $59

    GEICO

    $709

    $59

    AAA

    $741

    $62

    GEICO

    $758

    $63

    GEICO

    $767

    $64

    Allstate

    $781

    $65

    Shelter

    $809

    $67

    American Family

    $814

    $68

    Nationwide

    $848

    $71

    American Family

    $875

    $73

    State Farm

    $914

    $76

    Nationwide

    $919

    $77

    Kemper

    $926

    $77

    American Family

    $936

    $78

    AAA

    $945

    $79

    Kemper

    $957

    $80

    Allstate

    $981

    $82

    State Farm

    $992

    $83

    Kemper

    $1,040

    $87

    Allstate

    $1,061

    $88

    Travelers

    $1,123

    $94

    Travelers

    $1,137

    $95

    State Farm

    $1,220

    $102

    Nationwide

    $1,232

    $103

    Shelter

    $1,257

    $105

    Allstate

    $1,294

    $108

    Travelers

    $1,304

    $109

    AAA

    $1,380

    $115

    Progressive

    $1,400

    $117

    Shelter

    $1,405

    $117

    GEICO

    $1,421

    $118

    GEICO

    $1,431

    $119

    Progressive

    $1,475

    $123

    AAA

    $1,581

    $132

    GEICO

    $1,590

    $133

    Shelter

    $1,695

    $141

    Progressive

    $1,789

    $149

    AAA

    $2,025

    $169

    Kemper

    $2,408

    $201

    Kemper

    $2,462

    $205

    Shelter

    $2,613

    $218

    Kemper

    $2,904

    $242

    To legally operate a vehicle in Springfield, drivers must have uninsured motorist coverage, property damage liability, and bodily injury liability, within the specified limits. Missouri legislation mandates that these coverages be included in a minimum insurance policy.

  • $25,000 per person for bodily injury liability.
  • $50,000 per accident for bodily injury liability.
  • $25,000 liability for damage to property per accident.
  • $25,000 coverage for individuals without insurance in case of a motorist accident.
  • $50,000 coverage for accidents involving uninsured motorists.

    • The maximum amount your insurance provider will cover pertains to the aforementioned sums. If you are deemed responsible for the accident and the expenses surpass these limits, you will bear the additional costs.

    How to Compare Cheap Springfield Car Insurance Quotes Online

    Acquiring an online auto insurance quote from a sole insurance provider can be a lengthy process, often exceeding 15 minutes and necessitating the divulgence of personal details. Nevertheless, by inputting your age, type of vehicle, level of coverage, and driving history, you can promptly receive an estimation using the MoneyGeek insurance calculator.

    Auto Insurance Calculator

    Observe the fluctuations in Average Yearly Car Insurance Premiums based on the selected choices.

    Average Annual Auto Insurance Rates

    Click the part of the wheel in your budget range to view choices.

    Click on an insurance provider listed below to access their review page or proceed to receive your customized quote.

    Company Average Yearly Rates.

    Cheapest Car Insurance in Springfield for Military Drivers

    Military drivers in Springfield will discover the most affordable comprehensive car insurance from the subsequent companies:

  • USAA: $529 annually.
  • American Household: $875 per annum.

    • Farm State offers the most affordable rates at $470 per year. USAA, the cheapest company for minimum car insurance policies for military drivers, is also ranked second at $201 per year.

    When you compare insurance providers in your local area, you have the opportunity to save a significant amount of money each year on military car insurance by finding the most affordable option.

    Company

    Annual Premium

    Monthly Premium

    USAA

    $201

    $17

    USAA

    $205

    $17

    USAA

    $232

    $19

    State Farm

    $444

    $37

    State Farm

    $470

    $39

    Nationwide

    $479

    $40

    Nationwide

    $488

    $41

    USAA

    $509

    $42

    American Family

    $523

    $44

    USAA

    $529

    $44

    American Family

    $531

    $44

    Progressive

    $559

    $47

    State Farm

    $561

    $47

    American Family

    $572

    $48

    Progressive

    $578

    $48

    Travelers

    $584

    $49

    Travelers

    $614

    $51

    USAA

    $627

    $52

    Travelers

    $645

    $54

    AAA

    $650

    $54

    Allstate

    $653

    $54

    Nationwide

    $663

    $55

    Shelter

    $673

    $56

    Allstate

    $683

    $57

    Progressive

    $705

    $59

    GEICO

    $709

    $59

    AAA

    $741

    $62

    GEICO

    $758

    $63

    GEICO

    $767

    $64

    Allstate

    $781

    $65

    Shelter

    $809

    $67

    American Family

    $814

    $68

    Nationwide

    $848

    $71

    American Family

    $875

    $73

    State Farm

    $914

    $76

    Nationwide

    $919

    $77

    Kemper

    $926

    $77

    American Family

    $936

    $78

    AAA

    $945

    $79

    Kemper

    $957

    $80

    Allstate

    $981

    $82

    State Farm

    $992

    $83

    Kemper

    $1,040

    $87

    Allstate

    $1,061

    $88

    Travelers

    $1,123

    $94

    Travelers

    $1,137

    $95

    State Farm

    $1,220

    $102

    Nationwide

    $1,232

    $103

    Shelter

    $1,257

    $105

    Allstate

    $1,294

    $108

    Travelers

    $1,304

    $109

    AAA

    $1,380

    $115

    Progressive

    $1,400

    $117

    Shelter

    $1,405

    $117

    GEICO

    $1,421

    $118

    GEICO

    $1,431

    $119

    Progressive

    $1,475

    $123

    AAA

    $1,581

    $132

    GEICO

    $1,590

    $133

    Shelter

    $1,695

    $141

    Progressive

    $1,789

    $149

    AAA

    $2,025

    $169

    Kemper

    $2,408

    $201

    Kemper

    $2,462

    $205

    Shelter

    $2,613

    $218

    Kemper

    $2,904

    $242

    Cheapest Car Insurance in Springfield for Teens and Their Families

    The insurers listed below provide the most affordable prices for including a teenage driver in a family policy in Springfield.

  • GEICO: $1,125 annually for teenage girls; $1,190 annually for teenage boys.
  • Across the country: Female teenagers pay $1,787 annually, while male teenagers pay $1,942 per year.

    • In Springfield, Kemper enforces the most expensive insurance fees, totaling $7,052 annually for teenage girls and $8,666 per annum for male teenagers operating vehicles.

    Company

    Family Plan Annual Premium

    Individual Plan Monthly Premium

    GEICO

    $716

    $3,261

    GEICO

    $747

    $2,640

    GEICO

    $754

    $3,169

    GEICO

    $761

    $2,690

    GEICO

    $767

    $2,472

    GEICO

    $774

    $2,496

    GEICO

    $780

    $2,517

    GEICO

    $784

    $2,954

    GEICO

    $793

    $2,804

    GEICO

    $799

    $2,828

    GEICO

    $857

    $6,557

    GEICO

    $893

    $4,765

    GEICO

    $917

    $4,177

    GEICO

    $926

    $4,488

    GEICO

    $956

    $4,020

    GEICO

    $998

    $7,635

    GEICO

    $1,019

    $7,688

    Nationwide

    $1,112

    $1,901

    GEICO

    $1,125

    $11,641

    Travelers

    $1,128

    $1,922

    Nationwide

    $1,140

    $2,049

    GEICO

    $1,155

    $8,714

    GEICO

    $1,190

    $10,540

    Nationwide

    $1,199

    $2,617

    Travelers

    $1,219

    $2,013

    Nationwide

    $1,242

    $2,870

    Travelers

    $1,253

    $2,135

    Travelers

    $1,260

    $2,336

    State Farm

    $1,272

    $1,864

    Nationwide

    $1,279

    $2,187

    Travelers

    $1,288

    $2,196

    Nationwide

    $1,292

    $2,445

    Nationwide

    $1,324

    $2,379

    Nationwide

    $1,336

    $2,673

    Allstate

    $1,344

    $2,066

    Allstate

    $1,344

    $2,066

    Nationwide

    $1,347

    $2,302

    Travelers

    $1,371

    $2,263

    Allstate

    $1,372

    $2,663

    Allstate

    $1,372

    $2,663

    Nationwide

    $1,394

    $2,505

    State Farm

    $1,403

    $2,056

    Travelers

    $1,408

    $2,530

    Allstate

    $1,410

    $2,167

    Allstate

    $1,410

    $2,167

    Travelers

    $1,416

    $2,653

    Allstate

    $1,451

    $2,409

    Allstate

    $1,451

    $2,409

    State Farm

    $1,451

    $2,074

    Travelers

    $1,466

    $2,420

    State Farm

    $1,469

    $2,463

    Allstate

    $1,484

    $2,280

    Allstate

    $1,484

    $2,280

    State Farm

    $1,520

    $2,228

    Allstate

    $1,551

    $4,530

    Allstate

    $1,551

    $4,530

    State Farm

    $1,568

    $2,655

    Allstate

    $1,582

    $3,070

    Allstate

    $1,582

    $3,070

    Allstate

    $1,583

    $3,481

    Allstate

    $1,583

    $3,481

    Nationwide

    $1,605

    $4,207

    Nationwide

    $1,618

    $4,933

    State Farm

    $1,630

    $2,329

    Travelers

    $1,637

    $2,940

    Travelers

    $1,638

    $2,943

    Travelers

    $1,643

    $3,385

    Nationwide

    $1,689

    $3,686

    Nationwide

    $1,717

    $4,909

    State Farm

    $1,725

    $2,892

    Nationwide

    $1,756

    $5,679

    Nationwide

    $1,785

    $4,122

    Nationwide

    $1,787

    $5,816

    State Farm

    $1,789

    $3,030

    State Farm

    $1,790

    $3,407

    State Farm

    $1,795

    $2,565

    Nationwide

    $1,836

    $5,599

    Travelers

    $1,861

    $4,269

    State Farm

    $1,919

    $3,195

    Travelers

    $1,925

    $3,459

    Travelers

    $1,940

    $4,056

    Nationwide

    $1,942

    $6,715

    Nationwide

    $1,994

    $6,450

    State Farm

    $2,044

    $3,883

    Allstate

    $2,058

    $6,012

    Allstate

    $2,058

    $6,012

    Progressive

    $2,106

    $2,857

    Progressive

    $2,114

    $2,888

    Allstate

    $2,122

    $8,053

    Allstate

    $2,122

    $8,053

    State Farm

    $2,243

    $4,267

    State Farm

    $2,248

    $3,742

    Travelers

    $2,271

    $5,231

    Travelers

    $2,286

    $5,245

    Progressive

    $2,295

    $3,136

    State Farm

    $2,326

    $4,419

    Progressive

    $2,328

    $3,159

    State Farm

    $2,337

    $5,019

    Travelers

    $2,367

    $6,776

    Progressive

    $2,368

    $3,579

    Progressive

    $2,373

    $4,115

    Progressive

    $2,443

    $3,338

    Kemper

    $2,464

    $3,498

    Progressive

    $2,472

    $3,900

    Progressive

    $2,580

    $3,501

    State Farm

    $2,586

    $4,879

    Progressive

    $2,614

    $4,630

    Travelers

    $2,845

    $6,553

    Kemper

    $2,858

    $3,939

    Progressive

    $2,928

    $9,505

    Progressive

    $2,947

    $5,983

    State Farm

    $2,952

    $5,569

    Travelers

    $2,960

    $8,667

    State Farm

    $2,965

    $6,334

    Progressive

    $3,017

    $5,231

    Kemper

    $3,103

    $4,982

    Progressive

    $3,133

    $9,989

    Kemper

    $3,141

    $4,460

    Progressive

    $3,184

    $10,585

    Progressive

    $3,263

    $6,806

    Kemper

    $3,299

    $4,684

    Progressive

    $3,331

    $5,900

    Progressive

    $3,368

    $10,968

    Progressive

    $3,394

    $11,015

    Progressive

    $3,622

    $12,043

    Kemper

    $3,786

    $6,076

    Kemper

    $3,813

    $5,254

    Kemper

    $3,926

    $5,503

    Kemper

    $4,064

    $5,600

    Kemper

    $4,629

    $6,489

    Kemper

    $4,661

    $8,955

    Kemper

    $4,681

    $7,695

    Kemper

    $4,802

    $6,715

    Kemper

    $5,654

    $7,907

    Kemper

    $5,716

    $10,935

    Kemper

    $5,723

    $9,388

    Kemper

    $6,097

    $11,714

    Kemper

    $7,052

    $19,976

    Kemper

    $7,488

    $14,323

    Kemper

    $8,666

    $24,470

    It is more cost-effective to add a 16-year-old male driver to your family policy than to buy them a separate policy. Adding them to your family policy will cost an average of $3,348 per year, while an individual policy for the same teen costs $7,251 per year, which is an average of $3,902 more. To get the best deals, always make sure to shop around for cheap car insurance for teens.

    Best Car Insurance in Springfield for Customer Service

    For drivers in Rockford who value customer service, regardless of cost, the following companies are the best options, according to MoneyGeek’s evaluation:.

  • Shelter: MoneyGeek rating 68 out of 100 ($1,695 annually).
  • American Family: MoneyGeek rating 63 out of 100 ($875 annually).

    • In the meantime, American Family possesses the greatest extent of coverage and the second-highest scores in managing claims. It achieved an average rating in terms of coverage. Among the ten leading insurance providers we assessed in Springfield, Shelter obtained the highest score for managing claims and customer contentment.

    Housing regulations can be expensive, suggesting that customers must pay a higher price for improved service.

    How was the calculation of this MoneyGeek score done?

    pros

    Provides three out of four typical coverages.

    Received favorable feedback regarding customer contentment.

    Provides a service for replacing new cars.

    cons

    Receives a considerable number of grievances concerning the management of claims.

    One of the city’s priciest measures.

    COMPANY HIGHLIGHTS

    Shelter Auto Insurance, located in Springfield, Missouri, received a MoneyGeek rating of 68 out of 100 for its exceptional customer service. The annual premium for Shelter’s policies is $1,695, which translates to around $141 per month.

    The shelter offers gap coverage, roadside support, and travel compensation. The rental car extension covers the cost of a rental vehicle when your own car is being repaired as a result of a covered incident. Roadside aid ensures round-the-clock assistance in case of car breakdowns on the road caused by occurrences such as a punctured tire or drained battery.

    If you have gap insurance and your car is declared a total loss, Shelter will cover the amount that is left on your loan and the value of your car, provided that you purchased the car within the past year and have driven it for less than 15,000 miles. Additionally, Shelter offers new car replacement coverage, which ensures that you will receive a new car of the same make and model if your car is totaled, as long as you originally bought it.

    Check out MoneyGeek’s review of Shelter Auto Insurance.

    Cheapest Car Insurance in Springfield After a Driving Offense

    American Family is the most affordable auto insurance provider for drivers with infractions on their driving history in Springfield.

  • Mishap: American Household ($1,056 annually).
  • DUI: American Household ($1,017 per year).
  • Exceeding the speed limit: American Family ($1,017 annually).

    • An individual with a spotless driving history will enjoy reduced premiums compared to any insurance option, including the most affordable one. Increased car insurance costs frequently stem from traffic violations.

    Company

    Annual Premium

    Monthly Premium

    State Farm

    $488

    $41

    State Farm

    $488

    $41

    State Farm

    $517

    $43

    State Farm

    $517

    $43

    State Farm

    $532

    $44

    State Farm

    $563

    $47

    Nationwide

    $564

    $47

    Nationwide

    $578

    $48

    American Family

    $612

    $51

    American Family

    $612

    $51

    State Farm

    $618

    $51

    State Farm

    $618

    $51

    American Family

    $619

    $52

    American Family

    $619

    $52

    American Family

    $621

    $52

    American Family

    $628

    $52

    American Family

    $662

    $55

    American Family

    $662

    $55

    Progressive

    $662

    $55

    American Family

    $670

    $56

    State Farm

    $674

    $56

    Progressive

    $721

    $60

    Nationwide

    $725

    $60

    Allstate

    $740

    $62

    Travelers

    $748

    $62

    Progressive

    $748

    $62

    Nationwide

    $771

    $64

    Travelers

    $776

    $65

    Allstate

    $777

    $65

    Nationwide

    $780

    $65

    Travelers

    $784

    $65

    Progressive

    $798

    $66

    Travelers

    $817

    $68

    Progressive

    $828

    $69

    Allstate

    $830

    $69

    Travelers

    $837

    $70

    GEICO

    $847

    $71

    Allstate

    $851

    $71

    Travelers

    $867

    $72

    Allstate

    $874

    $73

    GEICO

    $882

    $74

    Travelers

    $882

    $74

    Progressive

    $883

    $74

    Shelter

    $889

    $74

    Allstate

    $896

    $75

    Nationwide

    $897

    $75

    Allstate

    $899

    $75

    Travelers

    $901

    $75

    AAA

    $909

    $76

    GEICO

    $946

    $79

    Nationwide

    $950

    $79

    American Family

    $952

    $79

    American Family

    $952

    $79

    Kemper

    $970

    $81

    Travelers

    $975

    $81

    GEICO

    $981

    $82

    American Family

    $986

    $82

    State Farm

    $990

    $83

    State Farm

    $990

    $83

    AAA

    $995

    $83

    Nationwide

    $997

    $83

    Progressive

    $1,001

    $83

    Kemper

    $1,002

    $84

    Shelter

    $1,011

    $84

    Shelter

    $1,011

    $84

    AAA

    $1,013

    $84

    American Family

    $1,017

    $85

    American Family

    $1,017

    $85

    Allstate

    $1,018

    $85

    GEICO

    $1,022

    $85

    AAA

    $1,042

    $87

    Allstate

    $1,046

    $87

    American Family

    $1,056

    $88

    Nationwide

    $1,060

    $88

    State Farm

    $1,066

    $89

    Shelter

    $1,072

    $89

    State Farm

    $1,073

    $89

    State Farm

    $1,073

    $89

    American Family

    $1,088

    $91

    American Family

    $1,088

    $91

    Kemper

    $1,091

    $91

    Kemper

    $1,120

    $93

    GEICO

    $1,122

    $94

    American Family

    $1,131

    $94

    Allstate

    $1,132

    $94

    Nationwide

    $1,139

    $95

    AAA

    $1,143

    $95

    Progressive

    $1,144

    $95

    Progressive

    $1,150

    $96

    State Farm

    $1,154

    $96

    AAA

    $1,166

    $97

    Nationwide

    $1,176

    $98

    GEICO

    $1,201

    $100

    Kemper

    $1,203

    $100

    Shelter

    $1,220

    $102

    Shelter

    $1,220

    $102

    Allstate

    $1,225

    $102

    GEICO

    $1,236

    $103

    Kemper

    $1,262

    $105

    Allstate

    $1,273

    $106

    Kemper

    $1,290

    $108

    Allstate

    $1,317

    $110

    State Farm

    $1,324

    $110

    State Farm

    $1,324

    $110

    Nationwide

    $1,338

    $111

    AAA

    $1,343

    $112

    Allstate

    $1,378

    $115

    Nationwide

    $1,384

    $115

    Kemper

    $1,388

    $116

    Allstate

    $1,425

    $119

    State Farm

    $1,428

    $119

    Nationwide

    $1,435

    $120

    Kemper

    $1,454

    $121

    GEICO

    $1,461

    $122

    Travelers

    $1,466

    $122

    AAA

    $1,474

    $123

    Shelter

    $1,476

    $123

    AAA

    $1,504

    $125

    Allstate

    $1,510

    $126

    Travelers

    $1,515

    $126

    Travelers

    $1,543

    $129

    Travelers

    $1,581

    $132

    Travelers

    $1,600

    $133

    Travelers

    $1,633

    $136

    Nationwide

    $1,642

    $137

    Travelers

    $1,670

    $139

    Shelter

    $1,683

    $140

    Shelter

    $1,683

    $140

    Progressive

    $1,683

    $140

    GEICO

    $1,695

    $141

    Allstate

    $1,708

    $142

    Nationwide

    $1,740

    $145

    Progressive

    $1,768

    $147

    Travelers

    $1,771

    $148

    Allstate

    $1,772

    $148

    GEICO

    $1,781

    $148

    Travelers

    $1,795

    $150

    GEICO

    $1,809

    $151

    Nationwide

    $1,810

    $151

    Shelter

    $1,813

    $151

    Progressive

    $1,865

    $155

    AAA

    $1,871

    $156

    GEICO

    $1,960

    $163

    Progressive

    $1,984

    $165

    Progressive

    $2,026

    $169

    AAA

    $2,036

    $170

    Shelter

    $2,044

    $170

    Shelter

    $2,044

    $170

    AAA

    $2,072

    $173

    GEICO

    $2,077

    $173

    GEICO

    $2,082

    $174

    Nationwide

    $2,128

    $177

    AAA

    $2,155

    $180

    Shelter

    $2,191

    $183

    Progressive

    $2,206

    $184

    AAA

    $2,346

    $196

    Progressive

    $2,387

    $199

    AAA

    $2,390

    $199

    Shelter

    $2,472

    $206

    Shelter

    $2,472

    $206

    GEICO

    $2,505

    $209

    Kemper

    $2,529

    $211

    GEICO

    $2,536

    $211

    Kemper

    $2,585

    $215

    Progressive

    $2,632

    $219

    GEICO

    $2,764

    $230

    Progressive

    $2,768

    $231

    AAA

    $2,785

    $232

    Kemper

    $2,893

    $241

    Kemper

    $2,893

    $241

    Shelter

    $3,027

    $252

    AAA

    $3,035

    $253

    Kemper

    $3,049

    $254

    AAA

    $3,093

    $258

    Shelter

    $3,418

    $285

    Shelter

    $3,418

    $285

    Kemper

    $3,421

    $285

    Kemper

    $3,493

    $291

    Kemper

    $3,500

    $292

    Kemper

    $4,156

    $346

    Premiums in Springfield increase by $321 after a speeding ticket, and the increase jumps to $509 after a DUI. If you have a poor driving history in Springfield, it is advisable to seek the most cost-effective choices for automobile insurance after a violation.

    Average Cost of Car Insurance in Springfield

    Throughout the nation, the geographical position is a determinant that impacts insurance premiums. The mean annual cost of auto insurance in the United States stands at $1,265, surpassing the average expense in Missouri by $123, with a yearly rate of $1,388. However, it is $123 lower than the average amount paid by drivers in Springfield, which amounts to $1,231 yearly as of October 2022.

    These costs are for full policy coverage, with $100,000 per liability for property damage in an accident and $300,000 per liability for bodily injury in an accident, as well as $100,000 per liability for bodily injury per person.

    Information about Mark Fitzpatrick.

    Mark Fitzpatrick headshot

    Mark Fitzpatrick, a senior content director at MoneyGeek with over five years of experience, has been quoted in several publications including Mashable and NBC News, CNBC, on various insurance topics. He can create personalized content and conduct original research, analyzing the insurance market for every buyer.

    Mark, who earned a bachelor’s degree from Boston College and a master’s degree in International Relations and Economics from Johns Hopkins University, is passionate about using his knowledge of insurance and economics to bring transparency and confidence in financial matters and help others.