Are you looking for more details about what Allianz offers and how it compares to other car rental coverage options?
If you decide to rent a car through Allianz’s insurance policy, you’ll need to have all the information this article covers by the end of it, including how much it costs and what is covered.
What is the Allianz Phone Number?
Please refrain from including any personal and sensitive information in the contact form. Additionally, you can reach Allianz by completing their contact form or by calling their customer service at 1-866-884-3556.
What Does Allianz Rental Car Insurance Cover?
Every choice includes the aspects that are examined. The specific amount of coverage you select, whether it is for a policy trip, annual multi-trip, or coverage trip, depends on Allianz’s available options.
Allianz One Trip Coverage
Allianz provides various coverages at a rate of $11 per day. One of the coverages, called One Trip Rental Car Protector by Allianz, offers protection for personal belongings that may not be included in a rental car company’s Collision Damage Waiver.
Allianz Multi-Trip/Annual Plans
Allianz’s annual plans provide coverage for damage or theft of the rental car, up to $45,000 per trip. Your choice of option will depend on additional benefits available.
Allianz offers the following options.
Each of the policies covers a rental car, but the other benefits vary. For example, the AllTrips Executive. also covers up to $1000 for damage to rented business equipment and up to $1000 for damage to owned business equipment.
To benefit from medical insurance, you may need to accompany car rental insurance and a travel baggage cancellation or delay plan, which includes varying amounts for each tip. In order to quickly compare the benefits of this plan, we have created a table. Please note that your single trip should not exceed 45 days.
| AllTrips Basic. & AllTrips Prime. | AllTrips Executive. | AllTrips Premier. | |
| Emergency Medical | $20,000 | $50,000 | $50,000 |
| Emergency Medical Transportation | $100,000 | $250,000 | $500,000 |
| Travel Accident (Loss of life or limb) | $25,000 | $50,000 | $50,000 |
Frequently Asked Questions
Are Allianz Rental car insurance policies primary or secondary?
Allianz offers primary insurance policies for car rentals. This means that if your rental car is damaged or stolen, you won’t necessarily have to file a claim. Additionally, Allianz policies do not have a deductible.
Is it a good idea to pay for rental car coverage?
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Does Travel Insurance Cover Rental Cars?
Allianz Travel Insurance offers coverage for car rentals at $11 per day for an additional $50,000. The policy checks the coverage amounts for rental cars. Most travel insurance policies offer car rental coverage as an add-on, but they do not cover all rental cars.
Does Allianz Offer Rental Car Insurance?
Allianz offers Car Rental insurance, which can be purchased as part of a travel insurance bundle or as a standalone product.
How Much Does Allianz Rental Car Insurance Cost?
The cost of Plans Multi-Trip and Annual varies depending on the selected coverage amounts and your state of residence. Adding car rental insurance to any of Allianz’s OneTrip plans also incurs this expense. Allianz’s Car Rental Trip Protector for One Trip costs $11 per day.
Here’s a brief summary of the rental car coverage provided by the OneTrip plan.
Allianz’s Rental Car Protector for One Trip
| Cost | $11 per day |
| Coverage Amount | $50,000 |
| Deductible | $0 |
| Coverage Type | Primary |
Other Options for Rental Car Coverage
Customers can find cheaper car rental options by using Allianz Car Rental instead. Instead of using a credit card, customers can include cheaper options through a Collision Damage Waiver or an existing auto insurance policy.
| More Expensive Than Allianz for Similar Coverage | Cheaper than Allianz for Similar Coverage |
|---|---|
| – Rental Car Company Policies | Existing Auto Insurance Policy
Credit Card Auto Rental Collision Damage Waiver |
Allianz Vs. Existing Auto Insurance Policy
Although transferring liability is likely, collision and comprehensive coverage may not be included. To ensure coverage, check with your auto insurance to see if your existing policy will extend to car rentals.
Using auto insurance coverage, you can save money because you won’t have to pay for rental car coverage through Allianz if you already have coverage through your existing policy.
Allianz Vs. Credit Car Auto Rental Collision Damage Waiver
You may not need to spend money on the Allianz policy, as the benefit is already included with the card and there are no additional costs. Many credit cards frequently offer Collision Damage Waiver (CDW) as a complimentary benefit to cardholders.
The maximum coverage limits for each type of card may vary for individuals, and although the maximum value covered may differ, Allianz offers complimentary Collision Damage Waiver (CDW) for theft or damage, compared to other coverage amounts available.
| Card | Allianz | Mastercard CDW | Visa CDW |
|---|---|---|---|
| Maximum Amount | $50,000 | $50,000 | $75,000 |
Customers looking for car rental coverage through InkBusiness Cash credit card can find coverage for business purposes. Keep in mind that this credit card does not provide waivers for damage and collision coverage for personal rental cars.
One of the top picks for car rental coverage is the X Venture CapitalOne Card, which offers primary coverage for personal rentals within the country of residence. This card is one of the few CDWs that provides primary coverage for personal rentals within the country of residence, allowing you to quickly find a comparison with more credit cards that offer Collision Damage Waivers.
Contact Tip Pro to confirm that the car rental you have selected for your entire trip is covered by their collision damage waiver. Complimentary collision damage waivers usually do not cover expensive rental cars or rental periods longer than 15 days. It is important to verify this information on your statement or card benefits online.
Is Allianz Rental Car Insurance a Good Price?
Renting a car is a reasonably priced option when compared to the rental car company’s Collision Damage Waiver. Check if your auto insurance policy includes coverage for rental cars. Additionally, Allianz provides rental car insurance as well.
Pro Tip: Numerous travel credit cards provide a free Auto Rental Collision Damage Waiver.
This means that you may be able to find better or comparable car rental coverage through your existing auto insurance policy or credit card in your wallet.
If these options are not suitable, Allianz offers a better price for car rentals for companies with cars valued at less than $50,000.
Resources
Allianz Global (2023). Insurance for Renting Cars. Allainztravelinsurance.Com. Retrieved January
Allianz Global (2023). Discover the Suitable Travel Insurance For You. Allainztravelinsurance.Com. Retrieved January 5, 2023
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