Which company offers the best rate in Mobile will depend on your driving profile and requirements. USAA is overall the best choice for affordability and customer service, particularly for military members and their families. State Farm and Country Financial are the cheapest options for those with a DUI or at-fault accident, while Nationwide is the lowest-priced insurer for teens or those with a speeding ticket, offering full coverage.
Most Affordable and Top-Notch Car Insurance for Mobile Devices.
2023.
Cheapest and Best Car Insurance in Mobile, AL
Cincinnati Assurance.
– Nationwide.
– Nationwide.
Cincinnati Assurance.
Cincinnati Assurance.
Cincinnati Assurance.
Best Overall Car Insurance in Mobile
Here are MoneyGeek’s top recommendations for mobile car insurance providers to consider:
Generally, policyholders receive a satisfactory level of customer satisfaction from their insurance provider, with both service quality and pricing being directly related. Insurance’s Cincinnati offers competitive advantages, including very satisfied customers and low rates. Those in the military might choose USAA insurance, which has a MoneyGeek rating of 85 out of 100.
How was this MoneyGeek rating determined?
pros
Excellent service and affordable prices.
Provides roadside support, glass deductible adjustment, and general deductible exemption coverages.
cons
Average score for managing claims.
COMPANY HIGHLIGHTS
The affordability and customer satisfaction of Success Insurance could be the main drivers in Cincinnati. While its coverages and claims handling are average, if your insured vehicle has optional roadside assistance, it can be helpful for anyone experiencing car breakdowns at any time, day or night. However, unless a larger amount is specified in your declarations, your maximum payout will increase to $250.
The waiver deductible for comprehensive coverage is essential for those who want to avoid paying a deductible when their car suffers a loss other than a collision. In the event of a loss that is declared as a complete loss of your car, the add-on glass deductible modification will cover the cost of replacing the glass without requiring you to pay your general deductible.
Check out MoneyGeek’s review of auto insurance from Cincinnati Insurance.
Best Car Insurance in Mobile: Summary
MoneyGeek’s top picks for auto insurance will consider criteria such as service, price, and other factors to determine the best coverage and policy for you.
Serving veterans and military personnel, USAA is another excellent choice for a company. It achieved a MoneyGeek rating of 85 out of 100. In many areas of Alabama, Cincinnati Insurance is typically regarded as the highest-rated auto insurance provider. When selecting an insurance company, the geographical location is also a crucial factor to take into account. The way various factors are evaluated can influence the overall MoneyGeek score for a company.
Cheapest Car Insurance in Mobile for Teens and Their Families
On average, the companies providing the most affordable insurance in Mobile for teenage drivers on a family plan are:.
As the age of the two groups becomes closer, the difference between them decreases. However, this difference decreases because boys have higher premiums than girls. As a result, the insurance industry generally considers boys to be a greater risk. For male teens, Progressive charges approximately $4,212, making it the most expensive option. On the other hand, Auto-Owners Insurance Co charges around $4,006 per year for female teens in Mobile.
|
Company |
Family Plan Annual Premium |
Individual Plan Monthly Premium |
|---|---|---|
|
Nationwide |
$954 |
$1,889 |
|
Nationwide |
$973 |
$2,017 |
|
Nationwide |
$1,008 |
$2,506 |
|
Nationwide |
$1,041 |
$2,738 |
|
Travelers |
$1,063 |
$1,838 |
|
Nationwide |
$1,082 |
$2,142 |
|
Nationwide |
$1,090 |
$2,360 |
|
Nationwide |
$1,121 |
$2,325 |
|
Nationwide |
$1,127 |
$2,574 |
|
Nationwide |
$1,131 |
$2,240 |
|
Travelers |
$1,148 |
$1,919 |
|
Nationwide |
$1,174 |
$2,434 |
|
Travelers |
$1,198 |
$2,071 |
|
Travelers |
$1,206 |
$2,293 |
|
Travelers |
$1,238 |
$2,139 |
|
GEICO |
$1,299 |
$2,275 |
|
GEICO |
$1,299 |
$4,333 |
|
Travelers |
$1,321 |
$2,207 |
|
GEICO |
$1,324 |
$2,176 |
|
GEICO |
$1,337 |
$2,342 |
|
Allstate |
$1,339 |
$1,756 |
|
GEICO |
$1,350 |
$2,219 |
|
Travelers |
$1,361 |
$2,504 |
|
Travelers |
$1,366 |
$2,625 |
|
GEICO |
$1,375 |
$2,547 |
|
Nationwide |
$1,386 |
$4,085 |
|
Allstate |
$1,391 |
$1,824 |
|
Allstate |
$1,393 |
$1,764 |
|
Allstate |
$1,398 |
$2,226 |
|
GEICO |
$1,411 |
$2,472 |
|
GEICO |
$1,413 |
$2,534 |
|
Travelers |
$1,423 |
$2,378 |
|
GEICO |
$1,435 |
$2,359 |
|
Nationwide |
$1,459 |
$5,373 |
|
Allstate |
$1,471 |
$2,162 |
|
GEICO |
$1,478 |
$2,848 |
|
Allstate |
$1,480 |
$4,750 |
|
Allstate |
$1,484 |
$2,434 |
|
Nationwide |
$1,489 |
$4,814 |
|
GEICO |
$1,498 |
$2,827 |
|
Allstate |
$1,504 |
$1,972 |
|
Allstate |
$1,505 |
$1,907 |
|
Nationwide |
$1,507 |
$3,745 |
|
Nationwide |
$1,540 |
$5,926 |
|
Nationwide |
$1,550 |
$5,705 |
|
Allstate |
$1,570 |
$2,216 |
|
Farmers |
$1,581 |
$2,611 |
|
GEICO |
$1,582 |
$3,050 |
|
Travelers |
$1,586 |
$2,920 |
|
Travelers |
$1,591 |
$2,928 |
|
Nationwide |
$1,591 |
$6,284 |
|
Nationwide |
$1,597 |
$4,201 |
|
GEICO |
$1,598 |
$3,345 |
|
Travelers |
$1,599 |
$3,394 |
|
Allstate |
$1,627 |
$2,591 |
|
Allstate |
$1,632 |
$2,067 |
|
GEICO |
$1,636 |
$6,329 |
|
Allstate |
$1,642 |
$3,024 |
|
State Farm |
$1,668 |
$3,091 |
|
Nationwide |
$1,681 |
$6,949 |
|
Farmers |
$1,681 |
$2,883 |
|
GEICO |
$1,683 |
$3,515 |
|
GEICO |
$1,689 |
$3,189 |
|
Nationwide |
$1,691 |
$6,679 |
|
Allstate |
$1,693 |
$5,280 |
|
GEICO |
$1,736 |
$6,718 |
|
Allstate |
$1,779 |
$3,277 |
|
Travelers |
$1,812 |
$4,233 |
|
Allstate |
$1,854 |
$3,040 |
|
State Farm |
$1,855 |
$3,437 |
|
Travelers |
$1,881 |
$3,463 |
|
Travelers |
$1,896 |
$4,092 |
|
State Farm |
$1,916 |
$3,476 |
|
State Farm |
$1,947 |
$4,156 |
|
Allstate |
$1,974 |
$6,334 |
|
Auto-Owners Insurance Co |
$1,982 |
$4,019 |
|
Allstate |
$2,021 |
$8,369 |
|
State Farm |
$2,022 |
$3,747 |
|
GEICO |
$2,057 |
$6,860 |
|
State Farm |
$2,073 |
$4,497 |
|
Auto-Owners Insurance Co |
$2,080 |
$4,205 |
|
GEICO |
$2,093 |
$11,245 |
|
Allstate |
$2,132 |
$7,861 |
|
Auto-Owners Insurance Co |
$2,152 |
$4,351 |
|
State Farm |
$2,162 |
$3,922 |
|
Allstate |
$2,183 |
$6,807 |
|
Auto-Owners Insurance Co |
$2,209 |
$4,479 |
|
Travelers |
$2,221 |
$5,180 |
|
Travelers |
$2,235 |
$5,222 |
|
GEICO |
$2,242 |
$11,236 |
|
Auto-Owners Insurance Co |
$2,250 |
$5,013 |
|
State Farm |
$2,287 |
$4,882 |
|
Auto-Owners Insurance Co |
$2,288 |
$4,627 |
|
Auto-Owners Insurance Co |
$2,311 |
$5,439 |
|
Travelers |
$2,338 |
$6,936 |
|
Auto-Owners Insurance Co |
$2,368 |
$4,802 |
|
Farmers |
$2,374 |
$2,296 |
|
State Farm |
$2,375 |
$5,809 |
|
State Farm |
$2,375 |
$5,153 |
|
State Farm |
$2,379 |
$4,316 |
|
Auto-Owners Insurance Co |
$2,419 |
$6,183 |
|
Farmers |
$2,419 |
$2,340 |
|
Farmers |
$2,424 |
$2,345 |
|
Farmers |
$2,447 |
$2,486 |
|
Farmers |
$2,482 |
$2,456 |
|
Auto-Owners Insurance Co |
$2,485 |
$5,379 |
|
Farmers |
$2,520 |
$2,495 |
|
State Farm |
$2,540 |
$5,414 |
|
Farmers |
$2,547 |
$5,187 |
|
Farmers |
$2,559 |
$2,533 |
|
Progressive |
$2,573 |
$3,533 |
|
Farmers |
$2,584 |
$2,746 |
|
Progressive |
$2,604 |
$3,700 |
|
Farmers |
$2,655 |
$5,564 |
|
Progressive |
$2,666 |
$4,783 |
|
Farmers |
$2,685 |
$10,708 |
|
State Farm |
$2,718 |
$6,645 |
|
Auto-Owners Insurance Co |
$2,740 |
$5,931 |
|
Auto-Owners Insurance Co |
$2,759 |
$6,603 |
|
Travelers |
$2,792 |
$6,513 |
|
Auto-Owners Insurance Co |
$2,819 |
$7,206 |
|
Progressive |
$2,825 |
$3,878 |
|
Auto-Owners Insurance Co |
$2,830 |
$8,314 |
|
Farmers |
$2,838 |
$11,584 |
|
Progressive |
$2,906 |
$4,413 |
|
Farmers |
$2,919 |
$4,821 |
|
Progressive |
$2,932 |
$4,167 |
|
Travelers |
$2,940 |
$8,876 |
|
Farmers |
$2,960 |
$11,805 |
|
State Farm |
$2,976 |
$7,260 |
|
State Farm |
$2,981 |
$6,353 |
|
Progressive |
$3,012 |
$4,135 |
|
Farmers |
$3,039 |
$5,211 |
|
Progressive |
$3,102 |
$5,134 |
|
State Farm |
$3,102 |
$7,585 |
|
State Farm |
$3,117 |
$8,631 |
|
Farmers |
$3,147 |
$12,848 |
|
Progressive |
$3,169 |
$5,889 |
|
Farmers |
$3,170 |
$15,422 |
|
Progressive |
$3,258 |
$4,628 |
|
Farmers |
$3,370 |
$16,845 |
|
State Farm |
$3,441 |
$8,298 |
|
Progressive |
$3,543 |
$16,043 |
|
Progressive |
$3,593 |
$7,771 |
|
Auto-Owners Insurance Co |
$3,669 |
$7,395 |
|
Auto-Owners Insurance Co |
$3,686 |
$9,771 |
|
Progressive |
$3,784 |
$6,790 |
|
Progressive |
$3,823 |
$17,460 |
|
State Farm |
$3,929 |
$9,476 |
|
Progressive |
$3,935 |
$17,906 |
|
State Farm |
$3,948 |
$10,789 |
|
Auto-Owners Insurance Co |
$4,006 |
$8,697 |
|
Auto-Owners Insurance Co |
$4,035 |
$8,134 |
|
Progressive |
$4,048 |
$8,936 |
|
Progressive |
$4,070 |
$18,430 |
|
Progressive |
$4,168 |
$7,746 |
|
Progressive |
$4,183 |
$19,024 |
|
Auto-Owners Insurance Co |
$4,210 |
$11,159 |
|
Auto-Owners Insurance Co |
$4,212 |
$12,560 |
|
Progressive |
$4,434 |
$20,177 |
It is a good idea for teens to look for the cheapest auto insurance policy, whether or not they are being added to a family or policy. That’s because the cost is around $3,100, which is less than $5,869 that a 16-year-old male teen pays annually for an individual policy in Mobile. Teens in Mobile will have to pay substantially more for auto insurance if they buy it on their own.
Average Annual Auto Insurance Rates
Click the category of the wheel within your desired price range to view choices.
Click on an insurance provider listed below to access their review page or proceed to obtain a customized quote.
Company Average Yearly Rates.
Cheapest Car Insurance in Mobile for Military Drivers
On average, active or veteran military families in Mobile may receive the most favorable offer on car insurance from the subsequent companies:
The annual rates for full insurance coverage are stated above. In Mobile, for the least amount of coverage, the most affordable military car insurance can be found with Cincinnati Insurance, costing around $236 per year, and then followed by USAA at approximately $285 annually.
|
Company |
Annual Premium |
Monthly Premium |
|---|---|---|
|
Cincinnati Insurance |
$206 |
$17 |
|
Cincinnati Insurance |
$236 |
$20 |
|
USAA |
$285 |
$24 |
|
USAA |
$290 |
$24 |
|
Cincinnati Insurance |
$300 |
$25 |
|
Nationwide |
$315 |
$26 |
|
Nationwide |
$321 |
$27 |
|
Country Financial |
$334 |
$28 |
|
Country Financial |
$339 |
$28 |
|
USAA |
$390 |
$33 |
|
State Farm |
$427 |
$36 |
|
Travelers |
$428 |
$36 |
|
GEICO |
$437 |
$36 |
|
Nationwide |
$441 |
$37 |
|
State Farm |
$454 |
$38 |
|
Travelers |
$456 |
$38 |
|
GEICO |
$463 |
$39 |
|
Auto-Owners Insurance Co |
$466 |
$39 |
|
Allstate |
$469 |
$39 |
|
Country Financial |
$471 |
$39 |
|
Auto-Owners Insurance Co |
$476 |
$40 |
|
Travelers |
$483 |
$40 |
|
Allstate |
$490 |
$41 |
|
Progressive |
$505 |
$42 |
|
Allstate |
$509 |
$42 |
|
GEICO |
$531 |
$44 |
|
Progressive |
$531 |
$44 |
|
State Farm |
$552 |
$46 |
|
Farmers |
$591 |
$49 |
|
Farmers |
$614 |
$51 |
|
Cincinnati Insurance |
$621 |
$52 |
|
Auto-Owners Insurance Co |
$623 |
$52 |
|
Nationwide |
$638 |
$53 |
|
USAA |
$647 |
$54 |
|
USAA |
$652 |
$54 |
|
Progressive |
$666 |
$56 |
|
Nationwide |
$703 |
$59 |
|
Farmers |
$727 |
$61 |
|
Cincinnati Insurance |
$760 |
$63 |
|
Country Financial |
$786 |
$65 |
|
Allstate |
$817 |
$68 |
|
Country Financial |
$851 |
$71 |
|
Travelers |
$865 |
$72 |
|
Travelers |
$870 |
$72 |
|
USAA |
$872 |
$73 |
|
Allstate |
$876 |
$73 |
|
GEICO |
$895 |
$75 |
|
Allstate |
$901 |
$75 |
|
State Farm |
$902 |
$75 |
|
GEICO |
$923 |
$77 |
|
Nationwide |
$931 |
$78 |
|
Cincinnati Insurance |
$943 |
$79 |
|
State Farm |
$979 |
$82 |
|
Travelers |
$1,028 |
$86 |
|
Auto-Owners Insurance Co |
$1,035 |
$86 |
|
Farmers |
$1,041 |
$87 |
|
Auto-Owners Insurance Co |
$1,068 |
$89 |
|
Farmers |
$1,095 |
$91 |
|
Country Financial |
$1,142 |
$95 |
|
GEICO |
$1,144 |
$95 |
|
State Farm |
$1,257 |
$105 |
|
Farmers |
$1,326 |
$111 |
|
Progressive |
$1,360 |
$113 |
|
Progressive |
$1,435 |
$120 |
|
Auto-Owners Insurance Co |
$1,481 |
$123 |
|
Progressive |
$1,868 |
$156 |
How to Compare Cheap Mobile Car Insurance Quotes Online
In order to obtain an accurate online quote for auto insurance on your mobile device, you must provide a lot of personal information and spend at least 15 minutes with each insurance company, recording the driving and coverage policy model, making and age of your vehicle. This will allow MoneyGeek’s auto insurance calculator to provide you with a rough estimate of the cost from multiple insurance companies.
Auto Insurance Calculator
Observe the fluctuations in Average Yearly Car Insurance Premiums based on the selected choices.
Cheapest Full Coverage Car Insurance in Mobile
Below is a list of the most reasonably priced auto insurance companies in Mobile that offer full coverage on average.
|
Company |
Annual Premium |
Monthly Premium |
|---|---|---|
|
Cincinnati Insurance |
$206 |
$17 |
|
Cincinnati Insurance |
$236 |
$20 |
|
Cincinnati Insurance |
$300 |
$25 |
|
Nationwide |
$315 |
$26 |
|
Nationwide |
$321 |
$27 |
|
Country Financial |
$334 |
$28 |
|
Country Financial |
$339 |
$28 |
|
State Farm |
$427 |
$36 |
|
Travelers |
$428 |
$36 |
|
GEICO |
$437 |
$36 |
|
Nationwide |
$441 |
$37 |
|
State Farm |
$454 |
$38 |
|
Travelers |
$456 |
$38 |
|
GEICO |
$463 |
$39 |
|
Auto-Owners Insurance Co |
$466 |
$39 |
|
Allstate |
$469 |
$39 |
|
Country Financial |
$471 |
$39 |
|
Auto-Owners Insurance Co |
$476 |
$40 |
|
Travelers |
$483 |
$40 |
|
Allstate |
$490 |
$41 |
|
Progressive |
$505 |
$42 |
|
Allstate |
$509 |
$42 |
|
GEICO |
$531 |
$44 |
|
Progressive |
$531 |
$44 |
|
State Farm |
$552 |
$46 |
|
Farmers |
$591 |
$49 |
|
Farmers |
$614 |
$51 |
|
Cincinnati Insurance |
$621 |
$52 |
|
Auto-Owners Insurance Co |
$623 |
$52 |
|
Nationwide |
$638 |
$53 |
|
Progressive |
$666 |
$56 |
|
Nationwide |
$703 |
$59 |
|
Farmers |
$727 |
$61 |
|
Cincinnati Insurance |
$760 |
$63 |
|
Country Financial |
$786 |
$65 |
|
Allstate |
$817 |
$68 |
|
Country Financial |
$851 |
$71 |
|
Travelers |
$865 |
$72 |
|
Travelers |
$870 |
$72 |
|
Allstate |
$876 |
$73 |
|
GEICO |
$895 |
$75 |
|
Allstate |
$901 |
$75 |
|
State Farm |
$902 |
$75 |
|
GEICO |
$923 |
$77 |
|
Nationwide |
$931 |
$78 |
|
Cincinnati Insurance |
$943 |
$79 |
|
State Farm |
$979 |
$82 |
|
Travelers |
$1,028 |
$86 |
|
Auto-Owners Insurance Co |
$1,035 |
$86 |
|
Farmers |
$1,041 |
$87 |
|
Auto-Owners Insurance Co |
$1,068 |
$89 |
|
Farmers |
$1,095 |
$91 |
|
Country Financial |
$1,142 |
$95 |
|
GEICO |
$1,144 |
$95 |
|
State Farm |
$1,257 |
$105 |
|
Farmers |
$1,326 |
$111 |
|
Progressive |
$1,360 |
$113 |
|
Progressive |
$1,435 |
$120 |
|
Auto-Owners Insurance Co |
$1,481 |
$123 |
|
Progressive |
$1,868 |
$156 |
Including collision and comprehensive insurance along with liability coverage is what constitutes a full coverage policy.
It is not necessary to have full coverage for low-valued cars, but newer vehicles should have it.
Best Car Insurance in Mobile for Customer Service
Regardless of the cost factor, the subsequent car insurance companies offer excellent customer service and are considered the top choices in Mobile.
Opting for Cincinnati Insurance’s auto policy in Mobile could be a wise decision, as it ensures that policyholders do not have to compromise on the quality of service while also offering affordable coverage. This means that the insurer, which is known for its excellent track record in settling claims and providing top-notch client service, is a great choice for mobile auto insurance.
How was this MoneyGeek rating determined?
pros
Exceptional customer satisfaction rating.
Provides gap coverage, airbag reinstallation, and replacement for new vehicles.
Excellent performance in handling insurance claims.
cons
Does not provide customization options and coverage for original equipment manufacturer (OEM) products.
COMPANY HIGHLIGHTS
Cincinnati Insurance has the highest customer satisfaction score for auto insurance in Mobile, but the service they receive and the company they are still customers with may claim its management score to be average.
Cincinnati Insurance provides two excellent additional coverages, namely gap insurance and new car replacement. In the event of a complete loss, gap insurance covers the disparity between the value of your vehicle and the remaining balance on your lease or loan. In certain situations where a claim involves total loss, you have the opportunity to receive a new car, typically of the same make and model, through the new car replacement coverage. Additionally, airbag reinstallation coverage is available to cover the cost of replacing an airbag that deploys accidentally, even without an actual accident.
Check out MoneyGeek’s review of auto insurance from Cincinnati Insurance.
Cheapest Car Insurance in Mobile After a Driving Offense
Following a traffic violation, these businesses in Mobile offer the most affordable car insurance options on average.
Progressive is the priciest company, on average, for individuals with a speeding violation ($1,878 per annum) or at-fault collision ($2,562 per annum), while Auto-Owners Insurance Co is the most expensive for those with a DUI ($2,244 per year). Your insurance cost can be significantly impacted by a negative driving history, and even the premium of a responsible driver is rarely as competitive as the lowest rate available for someone with a poor record.
|
Company |
Annual Premium |
Monthly Premium |
|---|---|---|
|
Cincinnati Insurance |
$243 |
$20 |
|
Cincinnati Insurance |
$282 |
$24 |
|
Cincinnati Insurance |
$359 |
$30 |
|
Cincinnati Insurance |
$363 |
$30 |
|
Nationwide |
$374 |
$31 |
|
Nationwide |
$382 |
$32 |
|
Cincinnati Insurance |
$420 |
$35 |
|
Country Financial |
$458 |
$38 |
|
Country Financial |
$465 |
$39 |
|
State Farm |
$474 |
$40 |
|
State Farm |
$474 |
$40 |
|
Cincinnati Insurance |
$500 |
$42 |
|
State Farm |
$504 |
$42 |
|
State Farm |
$504 |
$42 |
|
GEICO |
$505 |
$42 |
|
Country Financial |
$508 |
$42 |
|
Nationwide |
$514 |
$43 |
|
Allstate |
$520 |
$43 |
|
Country Financial |
$526 |
$44 |
|
Cincinnati Insurance |
$530 |
$44 |
|
Auto-Owners Insurance Co |
$536 |
$45 |
|
Nationwide |
$536 |
$45 |
|
GEICO |
$536 |
$45 |
|
Allstate |
$542 |
$45 |
|
State Farm |
$546 |
$45 |
|
Auto-Owners Insurance Co |
$546 |
$46 |
|
Nationwide |
$562 |
$47 |
|
Allstate |
$568 |
$47 |
|
Country Financial |
$573 |
$48 |
|
Travelers |
$574 |
$48 |
|
State Farm |
$579 |
$48 |
|
Cincinnati Insurance |
$579 |
$48 |
|
Country Financial |
$581 |
$48 |
|
Travelers |
$600 |
$50 |
|
Travelers |
$607 |
$51 |
|
State Farm |
$614 |
$51 |
|
State Farm |
$614 |
$51 |
|
GEICO |
$620 |
$52 |
|
Allstate |
$626 |
$52 |
|
Travelers |
$637 |
$53 |
|
Nationwide |
$641 |
$53 |
|
Auto-Owners Insurance Co |
$643 |
$54 |
|
Country Financial |
$649 |
$54 |
|
Allstate |
$649 |
$54 |
|
Allstate |
$651 |
$54 |
|
GEICO |
$654 |
$55 |
|
Auto-Owners Insurance Co |
$656 |
$55 |
|
Travelers |
$658 |
$55 |
|
Allstate |
$676 |
$56 |
|
Travelers |
$676 |
$56 |
|
Country Financial |
$685 |
$57 |
|
Progressive |
$686 |
$57 |
|
Allstate |
$690 |
$57 |
|
Nationwide |
$698 |
$58 |
|
Travelers |
$700 |
$58 |
|
State Farm |
$706 |
$59 |
|
Travelers |
$709 |
$59 |
|
GEICO |
$710 |
$59 |
|
Auto-Owners Insurance Co |
$716 |
$60 |
|
Allstate |
$719 |
$60 |
|
Progressive |
$723 |
$60 |
|
Farmers |
$729 |
$61 |
|
Cincinnati Insurance |
$731 |
$61 |
|
Nationwide |
$734 |
$61 |
|
Cincinnati Insurance |
$736 |
$61 |
|
Progressive |
$742 |
$62 |
|
GEICO |
$778 |
$65 |
|
Travelers |
$779 |
$65 |
|
Nationwide |
$791 |
$66 |
|
Progressive |
$801 |
$67 |
|
Country Financial |
$810 |
$68 |
|
Farmers |
$811 |
$68 |
|
Progressive |
$826 |
$69 |
|
Farmers |
$842 |
$70 |
|
Auto-Owners Insurance Co |
$859 |
$72 |
|
Nationwide |
$859 |
$72 |
|
Farmers |
$863 |
$72 |
|
Nationwide |
$869 |
$72 |
|
Progressive |
$880 |
$73 |
|
Farmers |
$887 |
$74 |
|
Cincinnati Insurance |
$906 |
$76 |
|
Allstate |
$922 |
$77 |
|
Farmers |
$940 |
$78 |
|
Progressive |
$966 |
$81 |
|
Farmers |
$975 |
$81 |
|
Farmers |
$976 |
$81 |
|
Allstate |
$994 |
$83 |
|
State Farm |
$994 |
$83 |
|
State Farm |
$994 |
$83 |
|
Allstate |
$1,016 |
$85 |
|
GEICO |
$1,017 |
$85 |
|
Farmers |
$1,024 |
$85 |
|
Progressive |
$1,029 |
$86 |
|
Auto-Owners Insurance Co |
$1,048 |
$87 |
|
Country Financial |
$1,055 |
$88 |
|
GEICO |
$1,057 |
$88 |
|
Nationwide |
$1,058 |
$88 |
|
Auto-Owners Insurance Co |
$1,069 |
$89 |
|
Cincinnati Insurance |
$1,071 |
$89 |
|
Nationwide |
$1,075 |
$90 |
|
State Farm |
$1,077 |
$90 |
|
State Farm |
$1,077 |
$90 |
|
GEICO |
$1,088 |
$91 |
|
GEICO |
$1,098 |
$92 |
|
Country Financial |
$1,117 |
$93 |
|
Cincinnati Insurance |
$1,121 |
$93 |
|
GEICO |
$1,123 |
$94 |
|
Progressive |
$1,128 |
$94 |
|
State Farm |
$1,132 |
$94 |
|
Allstate |
$1,136 |
$95 |
|
Country Financial |
$1,140 |
$95 |
|
Country Financial |
$1,157 |
$96 |
|
Allstate |
$1,168 |
$97 |
|
Nationwide |
$1,169 |
$97 |
|
Auto-Owners Insurance Co |
$1,176 |
$98 |
|
Auto-Owners Insurance Co |
$1,209 |
$101 |
|
State Farm |
$1,225 |
$102 |
|
Travelers |
$1,230 |
$103 |
|
Allstate |
$1,235 |
$103 |
|
Allstate |
$1,253 |
$104 |
|
Country Financial |
$1,257 |
$105 |
|
Allstate |
$1,272 |
$106 |
|
Travelers |
$1,286 |
$107 |
|
Allstate |
$1,287 |
$107 |
|
Travelers |
$1,315 |
$110 |
|
Cincinnati Insurance |
$1,319 |
$110 |
|
Travelers |
$1,342 |
$112 |
|
Nationwide |
$1,343 |
$112 |
|
Country Financial |
$1,348 |
$112 |
|
GEICO |
$1,363 |
$114 |
|
Travelers |
$1,381 |
$115 |
|
State Farm |
$1,385 |
$115 |
|
State Farm |
$1,385 |
$115 |
|
Auto-Owners Insurance Co |
$1,391 |
$116 |
|
Auto-Owners Insurance Co |
$1,400 |
$117 |
|
Travelers |
$1,404 |
$117 |
|
Farmers |
$1,409 |
$117 |
|
GEICO |
$1,410 |
$118 |
|
GEICO |
$1,416 |
$118 |
|
Farmers |
$1,418 |
$118 |
|
Auto-Owners Insurance Co |
$1,425 |
$119 |
|
Travelers |
$1,425 |
$119 |
|
Nationwide |
$1,437 |
$120 |
|
Cincinnati Insurance |
$1,473 |
$123 |
|
Travelers |
$1,532 |
$128 |
|
Farmers |
$1,536 |
$128 |
|
Nationwide |
$1,536 |
$128 |
|
Country Financial |
$1,536 |
$128 |
|
Country Financial |
$1,538 |
$128 |
|
Travelers |
$1,555 |
$130 |
|
Farmers |
$1,565 |
$130 |
|
State Farm |
$1,577 |
$131 |
|
Farmers |
$1,609 |
$134 |
|
Cincinnati Insurance |
$1,628 |
$136 |
|
Farmers |
$1,635 |
$136 |
|
Farmers |
$1,639 |
$137 |
|
GEICO |
$1,676 |
$140 |
|
Auto-Owners Insurance Co |
$1,680 |
$140 |
|
Farmers |
$1,767 |
$147 |
|
Cincinnati Insurance |
$1,810 |
$151 |
|
Progressive |
$1,821 |
$152 |
|
Nationwide |
$1,825 |
$152 |
|
Country Financial |
$1,832 |
$153 |
|
Farmers |
$1,843 |
$154 |
|
Progressive |
$1,878 |
$157 |
|
Progressive |
$1,934 |
$161 |
|
Progressive |
$1,935 |
$161 |
|
Auto-Owners Insurance Co |
$1,986 |
$165 |
|
GEICO |
$2,051 |
$171 |
|
GEICO |
$2,137 |
$178 |
|
Auto-Owners Insurance Co |
$2,206 |
$184 |
|
Cincinnati Insurance |
$2,238 |
$187 |
|
Auto-Owners Insurance Co |
$2,244 |
$187 |
|
GEICO |
$2,252 |
$188 |
|
Progressive |
$2,264 |
$189 |
|
Progressive |
$2,336 |
$195 |
|
Progressive |
$2,562 |
$213 |
|
Progressive |
$2,667 |
$222 |
|
Progressive |
$3,089 |
$257 |
|
Auto-Owners Insurance Co |
$3,142 |
$262 |
The most affordable company can still be located with a poor driving history, regardless of any driving violation. Insurance costs much more than a speeding ticket when it involves a DUI. The disparity in average rates between individuals in Mobile with a DUI and those with a speeding ticket is approximately $445 per year. For more severe offenses, there tends to be a general inclination towards higher payments for car insurance, although it is not guaranteed.
Best Cheap Car Insurance in Mobile
The companies following provide the greatest quality service and value in mobile coverage. Alabama state law mandates a certain minimum level of auto insurance coverage.
They also offer the least protection for your vehicle since there is no coverage available, as well as low liability limits. In case of an accident, where you are at fault and there are damages to other drivers’ vehicles, they tend to only pay for the damages.
How was this MoneyGeek rating determined?
pros
A reasonably priced minimum coverage plan costs approximately $236 annually.
Provides cost reductions for combining services, air cushions, and cautious driving.
Excellent ratings in contentment and cost-effectiveness.
cons
There are no automatic payments or discounts for new customers.
COMPANY HIGHLIGHTS
Cincinnati Insurance offers various discounts to reduce the cost of auto insurance. For example, by bundling your auto and home insurance, you may be entitled to a discount. Additionally, Cincinnati Insurance also offers various discounts to further reduce the cost of auto insurance. Furthermore, Cincinnati Insurance has the cheapest minimum coverage for auto insurance and has the highest customer satisfaction score in the Mobile area.
While it is important to drive responsibly, it is also encouraged to be more cautious. Additionally, having certain safety features in your vehicle, such as anti-lock brakes or airbags, may not only help save you from getting into an accident but can also lower your insurance costs. Furthermore, it is possible that you may receive another discount for a certain period of time.
Check out MoneyGeek’s review of auto insurance from Cincinnati Insurance.
Cheapest Minimum Liability Car Insurance in Mobile
The companies providing the lowest average rate for minimum coverage auto insurance in Mobile are:
The city’s most expensive insurance provider, Farmers, requires a minimum coverage of approximately $591 per year. In Alabama, Cincinnati Insurance is the least expensive choice, with an average annual cost of $232 as of October 2022. The premium can vary depending on the location, as illustrated by the fact that drivers in Mobile pay slightly higher rates for car insurance compared to the state average.
|
Company |
Annual Premium |
Monthly Premium |
|---|---|---|
|
Cincinnati Insurance |
$206 |
$17 |
|
Cincinnati Insurance |
$236 |
$20 |
|
Cincinnati Insurance |
$300 |
$25 |
|
Nationwide |
$315 |
$26 |
|
Nationwide |
$321 |
$27 |
|
Country Financial |
$334 |
$28 |
|
Country Financial |
$339 |
$28 |
|
State Farm |
$427 |
$36 |
|
Travelers |
$428 |
$36 |
|
GEICO |
$437 |
$36 |
|
Nationwide |
$441 |
$37 |
|
State Farm |
$454 |
$38 |
|
Travelers |
$456 |
$38 |
|
GEICO |
$463 |
$39 |
|
Auto-Owners Insurance Co |
$466 |
$39 |
|
Allstate |
$469 |
$39 |
|
Country Financial |
$471 |
$39 |
|
Auto-Owners Insurance Co |
$476 |
$40 |
|
Travelers |
$483 |
$40 |
|
Allstate |
$490 |
$41 |
|
Progressive |
$505 |
$42 |
|
Allstate |
$509 |
$42 |
|
GEICO |
$531 |
$44 |
|
Progressive |
$531 |
$44 |
|
State Farm |
$552 |
$46 |
|
Farmers |
$591 |
$49 |
|
Farmers |
$614 |
$51 |
|
Cincinnati Insurance |
$621 |
$52 |
|
Auto-Owners Insurance Co |
$623 |
$52 |
|
Nationwide |
$638 |
$53 |
|
Progressive |
$666 |
$56 |
|
Nationwide |
$703 |
$59 |
|
Farmers |
$727 |
$61 |
|
Cincinnati Insurance |
$760 |
$63 |
|
Country Financial |
$786 |
$65 |
|
Allstate |
$817 |
$68 |
|
Country Financial |
$851 |
$71 |
|
Travelers |
$865 |
$72 |
|
Travelers |
$870 |
$72 |
|
Allstate |
$876 |
$73 |
|
GEICO |
$895 |
$75 |
|
Allstate |
$901 |
$75 |
|
State Farm |
$902 |
$75 |
|
GEICO |
$923 |
$77 |
|
Nationwide |
$931 |
$78 |
|
Cincinnati Insurance |
$943 |
$79 |
|
State Farm |
$979 |
$82 |
|
Travelers |
$1,028 |
$86 |
|
Auto-Owners Insurance Co |
$1,035 |
$86 |
|
Farmers |
$1,041 |
$87 |
|
Auto-Owners Insurance Co |
$1,068 |
$89 |
|
Farmers |
$1,095 |
$91 |
|
Country Financial |
$1,142 |
$95 |
|
GEICO |
$1,144 |
$95 |
|
State Farm |
$1,257 |
$105 |
|
Farmers |
$1,326 |
$111 |
|
Progressive |
$1,360 |
$113 |
|
Progressive |
$1,435 |
$120 |
|
Auto-Owners Insurance Co |
$1,481 |
$123 |
|
Progressive |
$1,868 |
$156 |
In Alabama, there are minimum coverage limits for car insurance that provide protection for bodily injury liability and property damage liability.
If you have liability-only insurance coverage, your policy limits will cover up to $25,000 for bodily injury liability per person, $50,000 for bodily injury liability per accident, and $25,000 for property damage liability per accident. In the event of an accident where you are at fault, your insurer will pay a maximum of $25,000 for any damages incurred by one person and a total of $50,000 for all combined damages. However, it is important to note that this coverage only applies to damages caused to other vehicles or persons and does not provide any protection for damages to your own vehicle.
Average Cost of Car Insurance in Mobile
According to MoneyGeek’s findings, in October 2022, the typical price for a comprehensive vehicle insurance plan in Mobile, Alabama, stands at $950 annually. This figure is approximately $40 pricier compared to the mean cost within Alabama but $355 lower than the national average.
Keep in mind that when insurers calculate a premium, there are several factors beyond location considered. The limits for this full coverage policy include $300,000 in bodily injury liability per accident, $100,000 in bodily injury liability per person, and $100,000 in property damage liability coverage.
Regarding Mark Fitzpatrick.
Mark Fitzpatrick, the Senior Director of Content at Geek Money, has been quoted in several publications, including Mashable and NBC News, on various insurance topics. With over five years of experience in analyzing the insurance market, he can create personalized content and conduct original research for every buyer.
Mark, who earned a bachelor’s degree from Boston College and a master’s degree in International Relations and Economics from Johns Hopkins University, is passionate about using his knowledge of insurance and economics to bring transparency and help others feel confident about their financial moves.