Cheapest and Best Car Insurance Companies in Riverside, CA

GEICO provides the top and most affordable comprehensive and minimum coverage plans that Riverside drivers can buy. Adolescents can discover the most inexpensive rates from this provider. For drivers who prioritize customer service, Chubb is perfect, while military personnel searching for inexpensive plans can choose USAA. National General provides the most budget-friendly rates following driving violations such as a speeding ticket or a DUI.

Most affordable and top-quality car

2023.

Cheapest and Best Car Insurance in Riverside, CA

National Commander.

Cheapest Car Insurance in Riverside for Teens and Their Families

If you wish to include your sixteen-year-old in a family plan, the most cost-effective companies in Riverside are:.

GEICO: $2,906 annually for teenage girls; $3,036 annually for teenage boys.

State Farm: $3,255 annually for teenage boys and girls alike.

Teenagers, with premiums amounting to approximately $6,128 per annum, are the most expensive insurance provider for Kemper. In certain instances, young male drivers who are considered high-risk are perceived as more expensive in terms of auto insurance. Nevertheless, the rates become more affordable as they reach their twenties and the disparity diminishes.

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
GEICO	$1,299	$2,150
GEICO	$1,324	$2,387
GEICO	$1,329	$2,200
GEICO	$1,346	$2,310
GEICO	$1,360	$2,452
GEICO	$1,362	$2,255
GEICO	$1,379	$2,586
GEICO	$1,397	$2,517
GEICO	$1,537	$2,370
GEICO	$1,577	$2,662
Progressive	$1,776	$2,560
Progressive	$1,776	$2,560
Allstate	$1,798	$2,964
Allstate	$1,798	$2,964
Allstate	$1,880	$3,099
Allstate	$1,880	$3,099
Progressive	$1,923	$2,772
Progressive	$1,923	$2,772
Capital Insurance Group	$1,924	$2,366
Capital Insurance Group	$1,924	$2,366
Allstate	$1,927	$3,440
Allstate	$1,927	$3,440
Allstate	$1,944	$3,205
Allstate	$1,944	$3,205
GEICO	$1,972	$3,425
GEICO	$2,034	$3,882
Nationwide	$2,042	$3,877
Nationwide	$2,042	$3,877
Progressive	$2,058	$3,427
Progressive	$2,058	$3,427
Allstate	$2,075	$3,468
Allstate	$2,075	$3,468
Progressive	$2,156	$3,108
Progressive	$2,156	$3,108
GEICO	$2,157	$3,325
Capital Insurance Group	$2,190	$2,800
Capital Insurance Group	$2,190	$2,800
GEICO	$2,225	$3,756
Nationwide	$2,236	$4,246
Nationwide	$2,236	$4,246
State Farm	$2,250	$3,040
State Farm	$2,250	$3,040
Capital Insurance Group	$2,278	$2,800
Capital Insurance Group	$2,278	$2,800
Capital Insurance Group	$2,278	$2,800
Capital Insurance Group	$2,278	$2,800
Nationwide	$2,308	$4,846
Nationwide	$2,308	$4,846
State Farm	$2,339	$3,161
State Farm	$2,339	$3,161
State Farm	$2,380	$3,429
State Farm	$2,380	$3,429
Allstate	$2,385	$4,441
Allstate	$2,385	$4,441
State Farm	$2,393	$3,234
State Farm	$2,393	$3,234
Nationwide	$2,400	$4,556
Nationwide	$2,400	$4,556
Allstate	$2,423	$4,050
Allstate	$2,423	$4,050
Travelers	$2,425	$3,058
Travelers	$2,425	$3,058
Farmers	$2,463	$3,099
Farmers	$2,463	$3,099
Travelers	$2,511	$3,167
Travelers	$2,511	$3,167
State Farm	$2,550	$3,498
State Farm	$2,550	$3,498
Capital Insurance Group	$2,551	$3,151
Capital Insurance Group	$2,551	$3,151
Progressive	$2,555	$3,755
Progressive	$2,555	$3,755
Travelers	$2,565	$3,411
Travelers	$2,565	$3,411
Kemper	$2,614	$3,844
Kemper	$2,614	$3,844
Travelers	$2,621	$3,306
Travelers	$2,621	$3,306
Capital Insurance Group	$2,644	$3,151
Capital Insurance Group	$2,644	$3,151
Nationwide	$2,688	$5,291
Nationwide	$2,688	$5,291
State Farm	$2,704	$3,890
State Farm	$2,704	$3,890
GEICO	$2,717	$4,948
State Farm	$2,726	$3,740
State Farm	$2,726	$3,740
Kemper	$2,761	$4,059
Kemper	$2,761	$4,059
Farmers	$2,763	$3,603
Farmers	$2,763	$3,603
GEICO	$2,825	$5,648
Capital Insurance Group	$2,831	$3,497
Capital Insurance Group	$2,831	$3,497
Farmers	$2,863	$3,603
Farmers	$2,863	$3,603
Farmers	$2,863	$3,603
Farmers	$2,863	$3,603
Travelers	$2,868	$3,583
Travelers	$2,868	$3,583
Kemper	$2,903	$4,763
Kemper	$2,903	$4,763
GEICO	$2,906	$5,500
GEICO	$2,980	$5,426
Kemper	$2,999	$4,410
Kemper	$2,999	$4,410
State Farm	$3,006	$4,931
State Farm	$3,006	$4,931
GEICO	$3,036	$6,348
Farmers	$3,096	$4,138
Farmers	$3,096	$4,138
GEICO	$3,109	$6,217
Travelers	$3,119	$4,147
Travelers	$3,119	$4,147
Travelers	$3,168	$3,958
Travelers	$3,168	$3,958
State Farm	$3,186	$5,225
State Farm	$3,186	$5,225
Allstate	$3,192	$6,405
Allstate	$3,192	$6,405
Progressive	$3,196	$5,343
Progressive	$3,196	$5,343
State Farm	$3,255	$5,859
State Farm	$3,255	$5,859
Allstate	$3,307	$6,753
Allstate	$3,307	$6,753
Nationwide	$3,314	$7,322
Nationwide	$3,314	$7,322
Farmers	$3,347	$4,767
Farmers	$3,347	$4,767
Kemper	$3,355	$5,043
Kemper	$3,355	$5,043
Allstate	$3,365	$6,753
Allstate	$3,365	$6,753
Farmers	$3,379	$4,517
Farmers	$3,379	$4,517
Progressive	$3,399	$4,994
Progressive	$3,399	$4,994
Farmers	$3,523	$6,143
Farmers	$3,523	$6,143
Nationwide	$3,535	$6,958
Nationwide	$3,535	$6,958
Farmers	$3,609	$6,425
Farmers	$3,609	$6,425
Farmers	$3,620	$6,313
Farmers	$3,620	$6,313
Kemper	$3,624	$5,448
Kemper	$3,624	$5,448
Capital Insurance Group	$3,631	$4,325
Capital Insurance Group	$3,631	$4,325
Capital Insurance Group	$3,631	$4,325
Capital Insurance Group	$3,631	$4,325
Capital Insurance Group	$3,631	$4,325
Capital Insurance Group	$3,631	$4,325
Kemper	$3,656	$5,997
Kemper	$3,656	$5,997
Progressive	$3,686	$6,787
Progressive	$3,686	$6,787
Progressive	$3,708	$6,841
Progressive	$3,708	$6,841
Progressive	$3,722	$6,851
Progressive	$3,722	$6,851
Travelers	$4,177	$5,240
Travelers	$4,177	$5,240
Travelers	$4,367	$5,477
Travelers	$4,367	$5,477
Travelers	$4,377	$5,753
Travelers	$4,377	$5,753
Nationwide	$5,061	$9,937
Nationwide	$5,061	$9,937
Kemper	$5,529	$8,192
Kemper	$5,529	$8,192
Nationwide	$5,693	$11,177
Nationwide	$5,693	$11,177
Nationwide	$5,874	$13,486
Nationwide	$5,874	$13,486
Kemper	$6,072	$8,997
Kemper	$6,072	$8,997
Kemper	$6,128	$10,049
Kemper	$6,128	$10,049

Always shop around to find the cheapest car insurance for teens. Buying a separate policy for a teen is 15% cheaper or $673 less. The average rate for adding a teen to a family policy in Riverside is $3,825 per year. One foolproof way to save on premiums is to add your teen driver to the family policy rather than purchasing a separate one.

Average Annual Auto Insurance Rates

Click the category of the wheel within your budget to view choices.

Select an insurance company from the options below to access their review page or proceed to obtain a customized quote.

Company Average Yearly

Best Car Insurance in Riverside: Summary

To find the best auto insurance company, assess how each handpicked category prioritizes coverage type, service affordability, and company performance.

Top choice: GEICO (MoneyGeek rating of 75 out of 100).

Top for service: Chubb (MoneyGeek rating of 76 out of 100).

Top affordable option: GEICO (MoneyGeek rating of 78 out of 100

USAA, a company with a military background, received high marks in our MoneyGeek study, earning a score of 100 out of 85. CSAA, the best overall auto insurance provider in California, is an excellent option for drivers. It is important to note that the scores can change based on the weightings of each category in MoneyGeek’s study.

Cheapest Minimum Liability Car Insurance in Riverside

In Riverside, the businesses providing the most cost-effective basic protection car insurance plans are:

GEICO: $386 annually

Progressive: $443 annually.

Chubb is the most expensive at $837 per year as of October 2022.

Company	Annual Premium	Monthly Premium
GEICO	$382	$32
GEICO	$386	$32
State Farm	$421	$35
Progressive	$443	$37
Progressive	$449	$37
GEICO	$456	$38
AAA California	$475	$40
Mercury	$477	$40
Mercury	$491	$41
AAA California	$496	$41
Progressive	$525	$44
Kemper	$543	$45
Travelers	$555	$46
Travelers	$555	$46
State Farm	$555	$46
Nationwide	$585	$49
Hartford	$590	$49
Mercury	$603	$50
AAA California	$605	$50
Nationwide	$607	$51
State National	$614	$51
Kemper	$626	$52
Travelers	$631	$53
State National	$633	$53
State Farm	$635	$53
Farmers	$649	$54
Allstate	$650	$54
Allstate	$657	$55
Farmers	$667	$56
Capital Insurance Group	$668	$56
National General	$671	$56
Hartford	$676	$56
National General	$691	$58
Capital Insurance Group	$693	$58
Allstate	$706	$59
State National	$744	$62
Farmers	$757	$63
Nationwide	$764	$64
Capital Insurance Group	$777	$65
Kemper	$829	$69
National General	$829	$69
Chubb	$837	$70
Chubb	$864	$72
Hartford	$877	$73
GEICO	$1,005	$84
State Farm	$1,009	$84
GEICO	$1,040	$87
Progressive	$1,054	$88
Progressive	$1,058	$88
National General	$1,064	$89
National General	$1,081	$90
AAA California	$1,129	$94
Hartford	$1,130	$94
AAA California	$1,144	$95
Mercury	$1,173	$98
Allstate	$1,185	$99
Mercury	$1,199	$100
GEICO	$1,200	$100
Chubb	$1,206	$100
Allstate	$1,251	$104
Progressive	$1,270	$106
State Farm	$1,293	$108
National General	$1,294	$108
Hartford	$1,302	$109
Nationwide	$1,334	$111
Capital Insurance Group	$1,382	$115
Allstate	$1,385	$115
State National	$1,397	$116
Nationwide	$1,449	$121
Capital Insurance Group	$1,465	$122
Kemper	$1,465	$122
Travelers	$1,482	$123
State National	$1,504	$125
AAA California	$1,504	$125
State Farm	$1,512	$126
Travelers	$1,551	$129
Mercury	$1,558	$130
Capital Insurance Group	$1,649	$137
Farmers	$1,685	$140
Hartford	$1,697	$141
Farmers	$1,726	$144
Kemper	$1,804	$150
Travelers	$1,844	$154
State National	$1,849	$154
Nationwide	$1,888	$157
Chubb	$1,960	$163
Chubb	$2,023	$169
Farmers	$2,044	$170
Kemper	$2,185	$182
Chubb	$2,888	$241

Liability-only policies in California mandate coverage for bodily injury and property damage up to a certain limit.

$15,000 per person for liability in case

$30,000 per accident for bodily injury liability

$5,000 liability for damages to property per

If the costs exceed these limits, the responsible driver is responsible for covering the remaining amount. The insurance company covers medical expenses up to $15,000 per person and up to $30,000 per incident. The driver’s insurance policy covers damages for the other driver and any passengers in an accident where the driver is at fault.

Cheapest Full Coverage Car Insurance in Riverside

Our data indicates that the following companies offer the most affordable comprehensive insurance rates in Riverside:

GEICO: $1,

Progressive: $1,058

As of October 2022, Chubb — with an average yearly premium of approximately $1,960 — stands as the priciest insurer for a comprehensive coverage plan.

Company	Annual Premium	Monthly Premium
GEICO	$382	$32
GEICO	$386	$32
State Farm	$421	$35
Progressive	$443	$37
Progressive	$449	$37
GEICO	$456	$38
AAA California	$475	$40
Mercury	$477	$40
Mercury	$491	$41
AAA California	$496	$41
Progressive	$525	$44
Kemper	$543	$45
Travelers	$555	$46
Travelers	$555	$46
State Farm	$555	$46
Nationwide	$585	$49
Hartford	$590	$49
Mercury	$603	$50
AAA California	$605	$50
Nationwide	$607	$51
State National	$614	$51
Kemper	$626	$52
Travelers	$631	$53
State National	$633	$53
State Farm	$635	$53
Farmers	$649	$54
Allstate	$650	$54
Allstate	$657	$55
Farmers	$667	$56
Capital Insurance Group	$668	$56
National General	$671	$56
Hartford	$676	$56
National General	$691	$58
Capital Insurance Group	$693	$58
Allstate	$706	$59
State National	$744	$62
Farmers	$757	$63
Nationwide	$764	$64
Capital Insurance Group	$777	$65
Kemper	$829	$69
National General	$829	$69
Chubb	$837	$70
Chubb	$864	$72
Hartford	$877	$73
GEICO	$1,005	$84
State Farm	$1,009	$84
GEICO	$1,040	$87
Progressive	$1,054	$88
Progressive	$1,058	$88
National General	$1,064	$89
National General	$1,081	$90
AAA California	$1,129	$94
Hartford	$1,130	$94
AAA California	$1,144	$95
Mercury	$1,173	$98
Allstate	$1,185	$99
Mercury	$1,199	$100
GEICO	$1,200	$100
Chubb	$1,206	$100
Allstate	$1,251	$104
Progressive	$1,270	$106
State Farm	$1,293	$108
National General	$1,294	$108
Hartford	$1,302	$109
Nationwide	$1,334	$111
Capital Insurance Group	$1,382	$115
Allstate	$1,385	$115
State National	$1,397	$116
Nationwide	$1,449	$121
Capital Insurance Group	$1,465	$122
Kemper	$1,465	$122
Travelers	$1,482	$123
State National	$1,504	$125
AAA California	$1,504	$125
State Farm	$1,512	$126
Travelers	$1,551	$129
Mercury	$1,558	$130
Capital Insurance Group	$1,649	$137
Farmers	$1,685	$140
Hartford	$1,697	$141
Farmers	$1,726	$144
Kemper	$1,804	$150
Travelers	$1,844	$154
State National	$1,849	$154
Nationwide	$1,888	$157
Chubb	$1,960	$163
Chubb	$2,023	$169
Farmers	$2,044	$170
Kemper	$2,185	$182
Chubb	$2,888	$241

Drivers who prefer stronger protection should consider opting for full coverage as it provides both collision and comprehensive insurance.

Collision Coverage: Covers the cost of any harm to your automobile following an accident with an item or another vehicle.

Comprehensive Coverage: Provides protection against damages caused by extreme weather conditions, wildlife, theft, and acts of vandalism.

The worth of the vehicle, when combined with the added cost of insurance, may be higher for those looking to find older cars. Full coverage might be a better fit for drivers with newer vehicles, as it protects their recent investment.

How to Compare Cheap Riverside Car Insurance Quotes Online

To obtain a rate estimate from MoneyGeek’s car insurance calculator, you will need to provide details such as your preferred level of coverage, driving history, vehicle make and model, and age. Instead of repeating this process on multiple auto insurance websites, you have the option to spend more time entering your personal information in order to receive an online insurance quote.

Auto Insurance Calculator

Observe the fluctuations in Average Yearly Auto Insurance Costs based on the selected choices.

Best Car Insurance in Riverside for Customer Service

When choosing the top insurance provider for customer contentment, we disregarded cost-effectiveness. The two companies that stood out are:

Chubb: MoneyGeek rating of 76 out of 100 ($1,960 annually

Capital Insurance Group: MoneyGeek rating of 68 out of 100 ($1,465 annually).

Chubb offers exceptional service excellence for a higher price, making it the most expensive among the 15 compared insurance companies. It is also the second-best rated in terms of customer service and claims handling.

How was this MoneyGeek rating computed?

pros

Provides original equipment manufacturer coverage, a unique addition.

Has an excellent standing in the management of claims.

Achieved the second-highest score for customer satisfaction

cons

Offers limited additional protections.

There is no roadside help available

COMPANY HIGHLIGHTS

Chubb offers a variety of available coverages that are common and unique to drivers. These two factors are essential if you value a great customer experience. Chubb has outperformed its competitors by delivering excellent claims processing and high-quality customer service.

OEM coverage, which is essential for drivers who prioritize using original parts for vehicle repairs, ensures that the safety systems of your car continue to function correctly. This coverage guarantees the utilization of manufacturer parts.

If your car is considered a total loss, Chubb’s agreed value coverage can potentially save you thousands of dollars. In order to obtain this coverage, Chubb and the policyholder must come to an agreement regarding the value of your car when signing the insurance policy. If your car is not in a drivable condition, the company’s rental car reimbursement will cover the cost of renting a vehicle.

Cheapest Car Insurance in Riverside After a Driving Offense

Riverside drivers who have a record of violation will find the most cost-effective insurance rates with National General as described below:

Speeding citation: National General ($1,118 annually).

Faulty collision: National General ($1,581 annually).

DUI: Nationwide General ($1,118 per annum

Car insurance prices have a tendency to rise following a violation. Occasionally, even the least expensive rate for a driver with a transgression is higher than the most economical premium for responsible drivers. The most expensive premiums are offered by Chubb after receiving a speeding ticket ($2,575 per year), Hartford following a DUI ($4,750 per year), and Kemper after being at fault in an accident ($3,221 per year).

Company	Annual Premium	Monthly Premium
GEICO	$583	$49
GEICO	$590	$49
Mercury	$615	$51
Mercury	$631	$53
AAA California	$632	$53
State Farm	$639	$53
AAA California	$661	$55
State Farm	$668	$56
GEICO	$685	$57
GEICO	$692	$58
GEICO	$695	$58
National General	$708	$59
National General	$708	$59
Kemper	$722	$60
National General	$730	$61
National General	$730	$61
Capital Insurance Group	$741	$62
AAA California	$754	$63
Capital Insurance Group	$769	$64
Mercury	$769	$64
Capital Insurance Group	$775	$65
Mercury	$779	$65
AAA California	$790	$66
Mercury	$790	$66
Progressive	$790	$66
Progressive	$802	$67
Capital Insurance Group	$804	$67
AAA California	$808	$67
GEICO	$816	$68
Kemper	$833	$69
State Farm	$845	$70
Hartford	$848	$71
Hartford	$848	$71
Travelers	$855	$71
Travelers	$855	$71
Mercury	$857	$71
Capital Insurance Group	$863	$72
State National	$869	$72
State National	$869	$72
Progressive	$870	$73
National General	$876	$73
National General	$876	$73
Mercury	$880	$73
State Farm	$882	$74
Farmers	$885	$74
Farmers	$885	$74
Progressive	$885	$74
State National	$896	$75
State National	$896	$75
Capital Insurance Group	$903	$75
Nationwide	$905	$75
Allstate	$906	$76
Farmers	$909	$76
Farmers	$909	$76
Allstate	$916	$76
GEICO	$923	$77
GEICO	$934	$78
Nationwide	$940	$78
Progressive	$947	$79
Progressive	$948	$79
Travelers	$952	$79
Travelers	$954	$79
State Farm	$965	$80
Progressive	$966	$81
AAA California	$968	$81
Mercury	$974	$81
Travelers	$982	$82
Hartford	$986	$82
Hartford	$986	$82
Allstate	$990	$83
State Farm	$1,007	$84
Nationwide	$1,007	$84
National General	$1,010	$84
Farmers	$1,033	$86
Farmers	$1,033	$86
National General	$1,042	$87
Allstate	$1,044	$87
Progressive	$1,046	$87
Nationwide	$1,047	$87
Allstate	$1,056	$88
State National	$1,059	$88
State National	$1,059	$88
Chubb	$1,081	$90
Mercury	$1,086	$91
Travelers	$1,096	$91
GEICO	$1,101	$92
Kemper	$1,105	$92
Farmers	$1,105	$92
Chubb	$1,107	$92
National General	$1,118	$93
National General	$1,118	$93
Farmers	$1,136	$95
National General	$1,136	$95
National General	$1,136	$95
Progressive	$1,143	$95
Allstate	$1,144	$95
Travelers	$1,148	$96
Travelers	$1,148	$96
Capital Insurance Group	$1,162	$97
Nationwide	$1,188	$99
Capital Insurance Group	$1,206	$101
Kemper	$1,231	$103
Kemper	$1,231	$103
National General	$1,252	$104
Farmers	$1,291	$108
Hartford	$1,306	$109
Hartford	$1,306	$109
Chubb	$1,316	$110
State Farm	$1,316	$110
Nationwide	$1,325	$110
Travelers	$1,327	$111
Chubb	$1,342	$112
Capital Insurance Group	$1,356	$113
National General	$1,361	$113
National General	$1,361	$113
Chubb	$1,449	$121
AAA California	$1,456	$121
AAA California	$1,475	$123
Kemper	$1,495	$125
Kemper	$1,495	$125
State Farm	$1,497	$125
GEICO	$1,506	$126
Mercury	$1,547	$129
GEICO	$1,558	$130
State Farm	$1,568	$131
State National	$1,573	$131
National General	$1,581	$132
Mercury	$1,583	$132
Capital Insurance Group	$1,583	$132
Nationwide	$1,601	$133
National General	$1,609	$134
State National	$1,623	$135
Capital Insurance Group	$1,624	$135
AAA California	$1,632	$136
Nationwide	$1,665	$139
Hartford	$1,677	$140
Hartford	$1,677	$140
Capital Insurance Group	$1,681	$140
Chubb	$1,684	$140
GEICO	$1,684	$140
Chubb	$1,708	$142
AAA California	$1,711	$143
AAA California	$1,719	$143
Capital Insurance Group	$1,722	$144
Allstate	$1,724	$144
AAA California	$1,727	$144
Chubb	$1,734	$144
GEICO	$1,738	$145
State Farm	$1,740	$145
GEICO	$1,798	$150
Allstate	$1,823	$152
Allstate	$1,875	$156
Kemper	$1,887	$157
Kemper	$1,887	$157
Capital Insurance Group	$1,895	$158
Allstate	$1,899	$158
State Farm	$1,922	$160
National General	$1,928	$161
State National	$1,928	$161
Mercury	$1,934	$161
Capital Insurance Group	$1,943	$162
AAA California	$1,943	$162
Hartford	$1,945	$162
Hartford	$1,945	$162
Kemper	$1,945	$162
Mercury	$1,979	$165
State National	$1,986	$165
State National	$1,986	$165
State Farm	$1,986	$166
Progressive	$1,988	$166
Progressive	$1,993	$166
GEICO	$2,008	$167
State Farm	$2,012	$168
Allstate	$2,028	$169
Hartford	$2,031	$169
Mercury	$2,062	$172
Allstate	$2,062	$172
Nationwide	$2,069	$172
Mercury	$2,074	$173
Chubb	$2,075	$173
AAA California	$2,102	$175
Mercury	$2,113	$176
Nationwide	$2,114	$176
State National	$2,138	$178
State National	$2,138	$178
Allstate	$2,143	$179
Progressive	$2,163	$180
Progressive	$2,164	$180
State Farm	$2,243	$187
Nationwide	$2,248	$187
Travelers	$2,254	$188
Allstate	$2,276	$190
AAA California	$2,279	$190
Nationwide	$2,306	$192
Farmers	$2,328	$194
Farmers	$2,328	$194
State Farm	$2,350	$196
Travelers	$2,353	$196
Farmers	$2,385	$199
Farmers	$2,385	$199
GEICO	$2,392	$199
Hartford	$2,396	$200
Kemper	$2,397	$200
Progressive	$2,407	$201
Progressive	$2,470	$206
Progressive	$2,471	$206
GEICO	$2,473	$206
Capital Insurance Group	$2,476	$206
Nationwide	$2,507	$209
Travelers	$2,511	$209
Allstate	$2,542	$212
Hartford	$2,563	$214
Hartford	$2,563	$214
Chubb	$2,575	$215
Mercury	$2,579	$215
Travelers	$2,617	$218
Progressive	$2,618	$218
Capital Insurance Group	$2,629	$219
State National	$2,632	$219
State National	$2,632	$219
Chubb	$2,637	$220
Mercury	$2,751	$229
Travelers	$2,822	$235
Farmers	$2,826	$236
Farmers	$2,826	$236
GEICO	$2,857	$238
Kemper	$2,906	$242
Farmers	$2,908	$242
Nationwide	$2,938	$245
Capital Insurance Group	$2,967	$247
Farmers	$2,981	$248
Progressive	$2,993	$249
State Farm	$3,096	$258
Travelers	$3,138	$261
Travelers	$3,144	$262
Chubb	$3,166	$264
Kemper	$3,221	$268
Kemper	$3,221	$268
Chubb	$3,229	$269
Hartford	$3,264	$272
Nationwide	$3,283	$274
Travelers	$3,285	$274
AAA California	$3,488	$291
Chubb	$3,502	$292
AAA California	$3,515	$293
Farmers	$3,532	$294
Nationwide	$3,671	$306
State National	$3,704	$309
Allstate	$3,767	$314
Travelers	$3,967	$331
State Farm	$3,977	$331
State National	$3,995	$333
Nationwide	$3,997	$333
Allstate	$3,998	$333
Hartford	$4,054	$338
Kemper	$4,079	$340
Kemper	$4,079	$340
Chubb	$4,096	$341
Chubb	$4,151	$346
Chubb	$4,217	$351
Allstate	$4,464	$372
AAA California	$4,639	$387
State Farm	$4,641	$387
Hartford	$4,750	$396
Kemper	$4,822	$402
Kemper	$4,822	$402
State National	$4,936	$411
Chubb	$5,085	$424
Nationwide	$5,249	$437
Hartford	$6,374	$531

It is still feasible to obtain affordable automobile insurance even after a violation if you search for options. Motorists who have been issued a speeding ticket will experience a rise of $554 in their car insurance premium, whereas individuals with a DUI on their driving history will have to pay approximately $1,903 more. However, insurance premiums generally surge after a traffic offense, and the typical Riverside driver pays about $1,351 annually.

Best Overall Car Insurance in Riverside

To choose the best provider, we prioritized companies that achieve a harmonious combination of affordability and exceptional customer service. Our favored options consist of:

GEICO: MoneyGeek rating of 75 out of 100 ($1,040 annually

Progressive: MoneyGeek rating of 74 out of 100 ($1,058 per annum

USAA, with a MoneyGeek score of 85 out of 100, is an excellent choice for drivers with a military background. Among 15 insurance companies, GEICO ranks fourth-highest in customer satisfaction and provides the most budget-friendly premiums.

How was this MoneyGeek rating determined?

pros

The most affordable insurance rates at $1,040

Ranked fourth in terms of quality

Offers coverage for mechanical failures.

cons

The rating for claims management is below the average level

Provides a restricted variety of discretionary protections.

COMPANY HIGHLIGHTS

Many motorists enjoy the various coverages offered by GEICO. GEICO provides a limited number of additional options, but it stood out as the obvious victor due to its exceptional service at an affordable price, when compared to the 15 providers included in our research.

GEICO offers a unique coverage called mechanical breakdown insurance (MBI), which typically provides better protection than the usual dealer extended warranty. Drivers who own or lease a car that is 15 months old or less, or has mileage below 15 months, can qualify for MBI. MBI provides coverage for all systems and parts of your vehicle. Many competitors don’t offer this type of coverage.

Drivers who have been accident-free for more than five years or are 21 years old are eligible for this add-on. This can potentially save hundreds of dollars in the long run. Additionally, GEICO provides accident forgiveness, which prevents a driver’s premiums from skyrocketing after their first at-fault accidents.

Check out MoneyGeek’s review of GEICO

Cheapest Car Insurance in Riverside for Military Drivers

Active members of the military, veterans, and their families who require affordable comprehensive coverage will discover favorable rates with:.

USAA: $927 annually

GEICO: $1,

In our evaluation, USAA is identified as the most affordable auto insurance company for military personnel compared to the other 16 providers. If you opt for minimum coverage, USAA and GEICO offer the least costly rates of $386 per year and $403 per year, respectively.

Company	Annual Premium	Monthly Premium
GEICO	$382	$32
GEICO	$386	$32
USAA	$403	$34
USAA	$403	$34
State Farm	$421	$35
Progressive	$443	$37
Progressive	$449	$37
GEICO	$456	$38
AAA California	$475	$40
Mercury	$477	$40
USAA	$485	$40
Mercury	$491	$41
AAA California	$496	$41
Progressive	$525	$44
Kemper	$543	$45
Travelers	$555	$46
Travelers	$555	$46
State Farm	$555	$46
Nationwide	$585	$49
Hartford	$590	$49
Mercury	$603	$50
AAA California	$605	$50
Nationwide	$607	$51
State National	$614	$51
Kemper	$626	$52
Travelers	$631	$53
State National	$633	$53
State Farm	$635	$53
Farmers	$649	$54
Allstate	$650	$54
Allstate	$657	$55
Farmers	$667	$56
Capital Insurance Group	$668	$56
National General	$671	$56
Hartford	$676	$56
National General	$691	$58
Capital Insurance Group	$693	$58
Allstate	$706	$59
State National	$744	$62
Farmers	$757	$63
Nationwide	$764	$64
Capital Insurance Group	$777	$65
Kemper	$829	$69
National General	$829	$69
Chubb	$837	$70
Chubb	$864	$72
Hartford	$877	$73
USAA	$906	$76
USAA	$927	$77
GEICO	$1,005	$84
State Farm	$1,009	$84
GEICO	$1,040	$87
Progressive	$1,054	$88
Progressive	$1,058	$88
National General	$1,064	$89
National General	$1,081	$90
USAA	$1,108	$92
AAA California	$1,129	$94
Hartford	$1,130	$94
AAA California	$1,144	$95
Mercury	$1,173	$98
Allstate	$1,185	$99
Mercury	$1,199	$100
GEICO	$1,200	$100
Chubb	$1,206	$100
Allstate	$1,251	$104
Progressive	$1,270	$106
State Farm	$1,293	$108
National General	$1,294	$108
Hartford	$1,302	$109
Nationwide	$1,334	$111
Capital Insurance Group	$1,382	$115
Allstate	$1,385	$115
State National	$1,397	$116
Nationwide	$1,449	$121
Capital Insurance Group	$1,465	$122
Kemper	$1,465	$122
Travelers	$1,482	$123
State National	$1,504	$125
AAA California	$1,504	$125
State Farm	$1,512	$126
Travelers	$1,551	$129
Mercury	$1,558	$130
Capital Insurance Group	$1,649	$137
Farmers	$1,685	$140
Hartford	$1,697	$141
Farmers	$1,726	$144
Kemper	$1,804	$150
Travelers	$1,844	$154
State National	$1,849	$154
Nationwide	$1,888	$157
Chubb	$1,960	$163
Chubb	$2,023	$169
Farmers	$2,044	$170
Kemper	$2,185	$182
Chubb	$2,888	$241

Best Cheap Car Insurance in Riverside

The top car insurance companies with policies that meet the minimum requirements of California are:.

GEICO: MoneyGeek rating of 78 out of 100 ($386 annually).

Progressive: MoneyGeek rating of 73 out of 100 ($443 annually).

If you are involved in a collision, minimum coverage plans are frequently reasonably priced but provide restricted security. Liability-only policies do not include coverage for any harm to your vehicle, as they typically only cover bodily injury and property damage liability.

How was this MoneyGeek rating computed?

pros

Offers the most affordable insurance rates at $386 annually.

Achieved the fourth position in customer contentment.

Offers discounts when you combine policies or install airbags.

cons

Subpar claims handling rating.

Does not provide a discount when you make full payments or pay through the internet.

COMPANY HIGHLIGHTS

Premiums on save to ways multiple provides also GEICO. Service customer exceptional offers GEICO month per $32 roughly that cost policies with.

Policyholders with GEICO can secure lower rates by completing a driver’s education course or a defensive driving course, which can earn discounts for drivers. Additionally, they can also secure lower rates by maintaining a clean driving record for five years or by bundling their home and auto insurance. Moreover, if they insure more than one car or bundle their home and auto insurance, they can still secure lower rates with GEICO by completing a driver’s education course or a defensive driving course.

GEICO also offers unique discounts that many competitors do not provide, such as those for equipping your vehicle with safety features like airbags, anti-lock brakes, and an anti-theft system. Additionally, discounts are available for having daytime running lights or consistently wearing your seatbelt.

Check out MoneyGeek’s review of GEICO

Average Cost of Car Insurance in Riverside

According to our analysis, the average annual rate nationwide stands at $1,265, whereas the average cost of automobile insurance in California amounts to $1,387 per year. The national rate surpasses the Riverside car insurance rates by $122 but falls $36 short of the statewide average. As of October 2022, Riverside car insurance rates are approximately $1,351 annually.

These quotes reflect full policy coverage with a limit of $100,000 for bodily injury liability and $300,000 for property damage liability per person, per accident.

Information on Mark Fitz

Mark Fitzpatrick headshot

Mark Fitzpatrick, the senior content director at MoneyGeek with over five years of experience, has been quoted in several publications, including Mashable and NBC News, discussing various insurance topics. He specializes in creating personalized content and conducting original research, while also analyzing the insurance market for the benefit of every buyer.

Mark, who holds a bachelor’s degree from Boston College and a master’s degree in International Relations and Economics from Johns Hopkins University, is passionate about using his knowledge in insurance and economics to bring transparency and help others feel confident in their financial moves.