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#3 Liberty Mutual
According to the results of our 2022 car insurance survey, Liberty Mutual is consistently ranked among the most affordable auto insurance companies in the country. We found that Liberty Mutual offers a number of discounts and special offers specifically for teen drivers, making it the best choice for teenagers.
Read more about our insurance company, Mutual Liberty, in the insurance review. It is a good choice for international student drivers as it offers cheap non-owner car insurance and a good student discount for those who maintain at least a B average.
#4 Travelers
International students seeking affordable car insurance while in the U.S often consider Travelers to be an excellent choice due to its car insurance rates, which are generally lower than the national average. Travelers, a highly popular insurance provider, offers numerous discounts, such as savings for drivers who have completed a safe driving course and for high school and college students who maintain a B average or higher. To obtain more information, we recommend reading our comprehensive review of Travelers insurance.
How To Get Driver’s License In The U.S.
If you do not have a driver’s license, you will not be able to purchase car insurance, even if you are an international student. Additionally, in order to legally drive in the U.S., You need a driver’s license. International students can apply for an international driver’s permit or a state-issued driver’s license.
Driver’s License
It is advisable to consult with a staff member at the international student affairs office in your school if you wish to obtain a license. Although the precise criteria and procedures may vary in each state, any individual with a valid F, M, or J non-immigrant status is eligible to apply for a driver’s license in the United States.
You will need to fill out various forms at your international student affairs office to learn more about office matters. You may need to include proof of legal residence such as a recent rental payment statement or recent bank statement, as well as proof of your national ID and visa or passport – different states have different requirements for obtaining a license.
The process for obtaining a driver’s license, once you have gathered all the required paperwork, is identical to that of any American citizen. This typically entails:
International Driver’s Permit
To be eligible for application, it is necessary to possess a valid driver’s license from your country of residence for a minimum of six months. International students have the option to utilize an international driver’s permit in order to acquire car insurance, which functions equivalently to a driver’s license.
An international driver’s permit, which can be renewed and remains valid for one year, can only be purchased from either the American Automobile Association or the American Automobile Touring Alliance.
#2 Geico Insurance
Geico is widely recognized for a reason. Similar to State Farm, a car insurance company known for its high level of customer satisfaction and financial stability, Geico also provides some of the most affordable auto insurance rates in the industry.
Check out our Geico insurance review to learn more. Geico offers some of the lowest prices for non-owner insurance and also has partnered with the National Association of Graduate-Profession.al Students (NAGPS) to offer special discounts to its members. Geico is a good choice for international students as it offers premium discounts for student drivers with good academic standing.
How To Find Car Insurance For International Students
In your country of residence, numerous insurance providers may require a record of your driving background. After obtaining a valid driver’s license or an international driver’s permit, you will have the opportunity to purchase auto insurance.
The cost of coverage varies based on several factors, including the presence of numerous car insurance providers in the United States and the payment of a premium, which is an annual or semi-annual fee.
There is no single optimal choice for everyone, therefore it is crucial to compare quotes for auto insurance if you wish to economize.
It is unfortunate that car insurance costs tend to be expensive for international students. Young drivers without much driving experience or a good credit score are likely to have higher premiums. However, there are companies that offer special discounts to safe drivers and students, so it is not impossible to find a good auto insurance rate.
We recommend that you start using our tool below to find the best auto insurance policy and compare rates.
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#5 Erie Insurance
If you are planning to take a leave for a few semesters during the summer, learning more about our Erie Insurance reviews may be appealing to you. It can be a good option for new drivers who are looking for discounts for safe driving or reduced usage (if you don’t plan on driving your vehicle for consecutive 90 days).
Please remember that Erie is a local insurance company and is only accessible in the designated areas:
To start comparing car insurance quotes, simply enter your zip code in the quote tool or call the number below to find the best policy for you and compare rates.
#1 State Farm Insurance
Farm State is named the Overall Best auto insurance company in our industry review because we have many programs and opportunities, such as the ClearⓇ Safe Driving app, that offer discounts to top-choice international students at our university. Additionally, we offer discounts to young drivers under the age of 25, like the Good Student discount. Our company also has a high level of customer satisfaction, especially among student drivers with good grades. Furthermore, Farm State is known for its quick claims handling.
Please note that car insurance from Farm State is not available in Rhode Island and Massachusetts. Additionally, Farm State insurance offers low prices for both non-owner and owner insurance. To learn more, review our Farm State insurance.
Best Car Insurance For International Students
It can be difficult to find the best car insurance for international students. We looked at some of the top providers in the nation and evaluated them based on reputation, discounts, cost, and availability. This research helped us make an informed decision to help you.
| Best Car Insurance For International Students | Our Overall Rating | Affordability Rating | Coverage Rating | Good Student Discount | Non-Owner Insurance |
|---|---|---|---|---|---|
| 1. State Farm | 4.7 | 4.6 | 4.6 | ✓ | ✓ |
| 2. Geico | 4.6 | 4.6 | 4.2 | ✓ | ✓ |
| 3. Liberty Mutual | 4.5 | 4.6 | 4.4 | ✓ | ✓ |
| 4. Travelers | 4.5 | 4.4 | 4.7 | ✓ | ✓ |
| 5. Erie Insurance | 4.4 | 4.9 | 4.3 | ✓ |
This article specifically looks at the best car insurance providers for international students, taking into account nationwide factors that contribute to our rankings. You may notice that the listed car insurance companies with higher star ratings are the ones to consider.
Car Insurance Requirements For International Students
Numerous individuals residing in the United States require the capacity to operate a vehicle and have the opportunity to utilize a automobile. Frequently, the public transportation systems within and among these urban areas is subpar or nonexistent, and American cities are widely spread out.
It is important to have insurance because even low-speed accidents can cause damages ranging from higher or $10,000 to $1,000. Car accidents are not only dangerous, but they can also be expensive. In addition to the car itself, all drivers need a valid driver’s license and proof of insurance.
There is a wide range of different types of car insurance coverage that most providers offer, partly because there are various types of insurance available. However, buying car insurance is not always simple. Additionally, car insurance works differently for international students in the United States than it does for everyone else.
Verify the regulations specific to your area to confirm that the minimum insurance prerequisites differ from state to state. Opting to only obtain the bare minimum coverage is generally unwise. In the event that you are responsible for an incident, liability insurance, which is mandated by numerous states, will not compensate for the repairs to your own vehicle. Failing to receive complete coverage for the repair expenses may lead to a lawsuit if you are the cause of the accident.
Car Insurance Alternatives
If you only intend to drive in the U.S. For a brief duration, you may opt to lease a car instead of purchasing one. If you are considering buying a car, it is necessary to have car insurance. International students may be exempt from obtaining standard car insurance in certain situations. When you rent a car, insurance is typically covered by the rental agreement.
Other alternatives to consider are short-term car insurance and non-owner insurance. These plans are cheaper than annual options and are good choices if you only plan to drive for a short period of time. Non-owner insurance can also be used if you regularly borrow a friend’s vehicle but do not own a car.