Concert Liability Insurance – Rap Hip Hop Insurance

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Safeguard the Grand Performance with Liability Insurance for Concerts. Looking for Concert Insurance? Reserve it now!

Reach out to us today for a quote on concert liability insurance without any obligation!

AFIG relies on Concert Liability Insurance as a prominent source, as we have accumulated years of experience in this industry. Our comprehensive insurance programs cater to the needs of our entertainment clients, offering exceptional protection to numerous artists, promoters, and venues throughout the United States. Our events feature a wide range of performers, including Gucci Mane, Lil Wayne, Metallica, Kid Rock, Willie Nelson, and Aretha Franklin, alongside various national and local talents. Our concert programs cover a diverse music spectrum, encompassing genres like Rap, Hip Hop, R&B, Soul, Heavy Metal, and Rock & Roll.

You can reach out to us using various methods such as sending us an email, chatting with us online, or calling us. If you have any additional questions or need assistance, please get in touch with us. We understand the importance of speaking to a real person, so if you prefer to talk to someone, we are here to help. As a leading insurance company in the United States, we have access to policies from all major entertainment insurance providers. We can provide you with a quote and bind your policy on the same day.

Why Do I Need Concert Liability Insurance?

What is Concert Liability Insurance?

There is an increase in the risk of injuries and accidents at both outdoor and indoor concerts due to these factors. When considering the required equipment and electricity for special effects, sound, and lights, especially for food service, there are many risks involved, particularly when large crowds gather.

Other concerns include:

  • Harm to machinery, devices, platforms, and support structures.
  • Harm to stage crew, drivers, and technicians.
  • Event Termination / Non Attendance due to weather or a performer’s sickness.

    • Both the annual policies and single concert policies provide us with events. You can typically buy insurance for either a yearly series of events or a single concert. By purchasing event insurance, you can have peace of mind knowing that both the fans and concert crew will be covered in case of any unforeseen problems or accidents.

    Things you should know?

    Concert Liability Protection

    Concert insurance is composed of a few different types of coverage that performers, promoters, and venues create together to protect against the risks.

    If a third party is injured during an event or as a result of activities, causing damage to their property, your responsibility to protect against liability coverage will come into play. In such cases, the legal counsel provided by the company’s insurance will assist in defending against lawsuits and paying off claims.

    Four types of Concert Liability coverage you may need include:

  • General responsibility: Shields you from accountability claims and legal actions if you are responsible for harm to property or bodily harm.
  • Alcohol liability: Host alcohol liability covers problems that may arise when an event host offers alcoholic beverages on a non-commercial basis.
  • Commercial alcohol liability insurance covers vendors who sell alcohol at an occasion.
  • If one of your staff members or you causes property damage or injury in an auto accident while using company vehicles, this liability auto policy will provide coverage.
  • Coverage can extend to cover physical damage to property other than your own if it is damaged by a third party. It can also cover damage to the venue.

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    General Liability Limits

    The leased premises for property damage are covered up to $100,000. The total limit for the duration of the event is $3,000,000. The host’s liability for liquor is covered up to $1,000,000. The coverage for advertising and personal injury is $1,000,000. The coverage for completed operations and products is $1,000,000. The coverage per occurrence is $1,000,000.

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    Additional Liability Coverage

  • Facility referred to as Additional Insured without any charge.
  • Liability under the contract is provided.
  • Multiple Additional Insured parties.
  • Liability for Liquor Sales.
  • Automatic Additional Protected individual status for Lessors & Volunteer Workers.
  • Installation & Removal.
  • Terrorism Coverage.
  • Restrictions imposed up to $11,000,000.

    • Optional Liability Coverage

  • Coverage for Legal Liability of Participants.
  • Alcohol Legal Responsibility.
  • Damage to property caused by a third party.
  • Coverage for Medical Benefits for Participants and Spectators.
  • Event Cancellation.
  • Rain & Weather Coverage.
  • Rented Gear, Accessories, Scenes & Costumes.
  • Non-Owned & Hired Vehicle.
  • Umbrella Policy.

    • Concert Liability InsuranceContact Form

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    Please don’t hesitate to contact us for further details about Concert Liability via telephone at (800) 874-9191, FAX at (602) 992-8327, or email.