Custom Insurance Solution……s
The main reason our founders, Pam Barkell and Ben Walker, decided to become independent agents after being captive agents with AAA for many years is that they wanted to be able to offer their clients better customer service and more flexibility in their coverage options. That’s why we are an independent insurance agency focused on serving you.
In order to safeguard what is most important, we provide valuable suggestions and enlighten you about your coverage choices by familiarizing ourselves with the distinct hazards you encounter. Moreover, we are capable of prioritizing your service. We will assist you in discovering a combination of cost, policy, and assistance that caters to your requirements as an autonomous agency, collaborating with numerous highly regarded insurance providers to grant you the advantage of selecting your coverage.
Our Mission
At Custom Insurance Solution……s, our mission is to enlighten and protect our community through insurance.
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CIS Private Client Insurance
Auto Insurance
Home Insurance
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Your Local Agency
From our office in Lehi, UT, we are proud to serve clients in American Fork, UT, Highland, UT, Alpine, UT, Cedar Hills, UT, and more. Get in touch today to see how we can help you.
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The Advantage of an Independent Agency Working for You
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Real clients. Real reviews. Real coverage.
“Great customer service! Always so prompt to call back or take calls, even after hours. The thing I love most, though, is that I always feel they have my best interests at heart. They really go out of their way to find insurance that fits my situation and price range.”
Blanche C.
“I’ve been with them for many years. The CIS team has always been responsive, and I feel that they’ve been able to provide the coverage I need at a reasonable price.”
Andrea A.
“Ben always eagerly goes the extra mile when we need him to. We have never been able to find coverage at a lower cost on our own. Awesome agency!”
Megan W.
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Custom Insurance Solution……s + Our Associations
We use the resources from our memberships with IAOA, Trusted Choice, and Big I to better serve your needs.
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Get a glimpse of the risks you face and how your insurance can protect what matters most.
Coverage for Physical Injury Liability.
Risk Factor……
You may be held financially responsible for any bodily injuries caused as a result of the accident, as the operator/owner of the vehicle. It’s easy to get distracted while driving, especially when your eyes are off the road for a long enough time to crash into the vehicle in front of you. It takes all your attention when you’re changing the station on the radio or dealing with a fussy baby or an incoming text message.
Solution……
When selecting your liability limit, you should choose coverage that covers your legal liability for bodily injury to another person involved in an accident. To protect your assets in case you are sued or a claim is brought against you, it is important to purchase adequate coverage. Additionally, you should also consider purchasing an excess liability policy, which may provide additional limits of liability.
Coverage for damages to property.
Risk Factor……
If you are involved in an auto accident, your family may be financially responsible for any damage caused to someone else’s property by the vehicle you are driving, depending on the state and the required amount.
Solution……
In some cases, the standard amount may be determined by the local policy regulations or the insurer, or you may have the option to select your coverage limit. If your car damages someone else’s property, such as a building, fence, or another vehicle, your auto insurance policy will provide coverage for the property damage portion.
Medical Payments Coverage and Personal Injury Protection.
Risk Factor……
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or another vehicle not covered by your health plan, healthcare costs can run into thousands of dollars, with a large portion being out-of-pocket expenses.
Solution……
It is crucial to comprehend the necessary factors in your specific location. Thus, the specific prerequisites, restrictions, and scope may differ from one state to another. Following an incident, medical payments coverage or Personal Injury Protection can provide financial assistance for certain medical costs and funeral expenses incurred by insured drivers and passengers.
Coverage for Damage caused by Uninsured or Underinsured Motorists.
Risk Factor……
What happens when the driver who hits you doesn’t have enough liability coverage? Or even worse, what if they take off? Research has shown that when this happens, you might expect more than what you’re covered for by the other driver. In a collision with an uninsured individual, you may be left to pay out-of-pocket for expenses and damages.
Solution……
If the driver who caused the bodily injury and property damage is uninsured or the insurance company of the at-fault driver is insolvent, you may be compensated for lost wages and bodily injury through uninsured/underinsured motorist coverage, provided you have purchased enough coverage.
Coverage for Physical Damages.
Risk Factor……
Your automobile can be a fairly costly investment that may be exposed to many potential losses caused by other circumstances and theft, as well as weather-related events.
Solution……
If you want to fully protect your vehicle in case of an accident, you should consider comprehensive coverage. This coverage is optional if your vehicle is fully paid, but it will protect your vehicle if it is stolen or damaged in an accident involving another vehicle or object.
Rental Protection / Loss of Utilization.
Risk Factor……
Particularly during a prolonged duration, the cost of renting a vehicle can become high. In the absence of any breaks, you might need to hire a vehicle to commute to and from your daily obligations while your vehicle is being fixed or substituted as a result of a covered loss.
Solution……
You have the option to add inexpensive coverage to your auto insurance policy, allowing you to pay for the cost of renting a temporary replacement vehicle if your private or public transportation is ever limited due to an accident.
Auto Insurance 101
Ensure that you address the distinctive hazards you encounter with car insurance.