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Fairway Insurance Advisors
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Fairway Advisors Insurance is focused on being a go-to source and a partner for Texas, Tennessee, South Carolina, North Carolina, Alabama, Georgia, and nearby states’ large and medium-sized corporations, small businesses, professionals, mortgage families, and individuals. We offer solutions for insurance coverage and services.
We are focused on helping our customers find the coverage that suits their needs, in order to protect what matters most in life. As an independent agency, we work with a wide variety of top carriers that offer quality service and a wide range of coverage options. We offer a consultative approach to help you make quality decisions regarding insurance. Read more about us!
Broad Coverage Options
Multiple Carrier Partnerships
Value-Added Services
“Outstanding job assisting our clients by meeting their homeowner insurance needs along with getting them the maximum protection with the most competitive pricing.”
Dan Mckenzie
“They are always very responsive and professional. When I moved all my business policies to them, they lowered my premium nearly 20% from what I was paying and the coverage is better.”
Ryan Compton
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Real clients. Real reviews. Real coverage.
“They offer extremely competitive rates along with top-notch customer service when I need policy help.”
– Chip Nitowski
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Get a glimpse of the risks you face and how your insurance can protect what matters most.
Coverage for physical harm to a person.
Risk Factor……
If you are the operator or owner of the vehicle, you may be financially responsible for any bodily injuries caused as a result of the accident. It’s easy to get distracted while driving, especially when you’re slowing down behind a vehicle in front of you and taking your eyes off the road for a long enough time to change the radio station or attend to a fussy baby or incoming text message.
Solution……
You should consider purchasing an excess liability policy, which may provide additional limits of liability. This coverage will protect your assets in case you are sued or a claim is brought against you for bodily injury liability that involves another person in an accident covered by your legal liability coverage.
Coverage for damages to property.
Risk Factor……
If you are involved in an auto accident, you may be financially responsible for any damage caused to someone else’s property by your vehicle. This may vary by state and the required amount can differ for each case. Additionally, your family and yourself may be held accountable for any accidents that occur.
Solution……
In certain cases, the insurer or local regulations can stipulate a fixed sum or grant you the freedom to select your coverage threshold. For example, if your vehicle causes damage to another vehicle, a fence, or a building, the property damage section of your car insurance policy safeguards you.
Medical Payments Coverage and Personal Injury Protection.
Risk Factor……
It is not unusual for medical expenses to reach thousands of dollars, depending on the severity of the injuries sustained in a car accident, regardless of whether it was caused by you or the other vehicle, due to a significant portion being expenses that you have to pay out of your own pocket and are not covered by your health insurance.
Solution……
Following an incident, medical costs and funeral costs of insured drivers and passengers may be compensated through either Medical payments coverage or Personal Injury Protection, depending on the location of residence. It is crucial to comprehend the specific mandates, restrictions, and coverage variations as per the state of residence.
Coverage for Damage caused by Uninsured or Underinsured Motorists.
Risk Factor……
What happens when you are in a collision and the driver who hits you doesn’t have enough liability coverage? Can you expect to be left with out-of-pocket expenses for medical and damages that are not covered by the uninsured driver? Has research shown that they might even take off worse than you might expect in this situation?
Solution……
If you are hit by an uninsured or hit-and-run driver, or if the driver who caused the accident does not have enough coverage or is an insolvent automobile insurance company, you may be compensated for lost wages and bodily injury through underinsured/uninsured motorist damage coverage.
Coverage for Physical Damage.
Risk Factor……
Your automobile can be a fairly costly investment that may be exposed to many potential losses caused by circumstances other than your control and theft, such as weather-related events.
Solution……
If you desire complete safeguarding for your automobile, it is the coverage that you ought to contemplate. However, if your vehicle is fully paid off, it is the coverage that you should mull over. In the event that your vehicle gets stolen, or if it sustains damage from a cause other than a collision (comprehensive coverage), or if it incurs damage in an accident (collision coverage), physical damage coverage can provide protection for your vehicle.
Rental Protection / Loss of Utilization.
Risk Factor……
If the rental period is extended, especially for a long time, getting a rental vehicle can be quite expensive. However, without any interruption in your daily responsibilities, you may need to rent a vehicle to ensure that you are covered in case your vehicle is replaced or repaired due to any loss.
Solution……
You have the option to add an affordable option of rental loss/coverage to your auto insurance policy. If your vehicle is ever involved in an accident and you need to pay for the cost of private or public transportation or temporary vehicle replacement, you can use this inexpensive option to cover the expenses. This coverage is available in a variety of daily limit options.
Auto Insurance 101
Ensure you protect against the distinct hazards you encounter with car insurance.
We’re More Than Just Insurance
Leave your payroll, tax filing, and HR to us. We offer solutions to help you manage your employees.
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Pay Bill
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Policy Review
Assess your insurance policy in relation to your present requirements.
Contact Fairway Insurance Advisors
As an independent agency, we are here to help you find the right coverage.
We provide remedies and guidance for customers throughout Georgia, Alabama, Tennessee, South Carolina, and North Carolina.
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