Insurance | Advantage One Credit Union

TruStage™ Insurance collaborates with various insurance providers to offer a diverse selection of affordable insurance policies. We can assist you in navigating through the challenging situations that arise from time to time, such as when a family or individual encounters a setback along their journey. In reality, it is a common occurrence for everyone to face occasional obstacles, even though we all aspire to lead a trouble-free life.

Life Insurance

Start today to safeguard your family.

Life insurance can be a simple and affordable way to help provide money to help pay bills like funeral and medical expenses or day-to-day payments for rent or mortgage. It can protect your loved ones if you pass away.

TruStage® can assist you in obtaining insurance that suits your requirements and financial plan. We make it simple to:

  • Evaluate different choices for life insurance
  • View immediate quotations depending on your financial plan.
  • Apply through the internet or via telephone.
  • Don’t hesitate. Obtain an immediate online estimation today. Alternatively, dial 1-800-814-2914 and converse with a authorized representative.

    COMPARE INSURANCE.

    TruStage is trusted by over 20 million individuals who become part of CMFG Life Insurance Company, a reputable insurer for credit union members that is sponsored by CMFG Life Insurance Company. CMFG Life has gained the confidence of members across the country for more than 80 years and holds an “A” (Excellent) rating from A.M. Best, an independent national organization that evaluates the financial stability and performance of insurers (as of February 2019, “A” is the third-highest rating out of 16).

    The headquarters of Corporate affiliates and subsidiaries, Road Point Mineral 5910, is located at the company holding insurance mutual, CUNA Mutual Group. The marketing name for this company is CUNA Mutual Group, and it is not federally insured or guaranteed, nor is it a deposit. The insurance programs and products offered through TruStage Insurance Agency, LLC, and other leading insurance companies are issued by CMFG Life Insurance Company and are available through TruStage® Insurance.

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    TruStage Insurance Agency. Life insurance can be easy and affordable.

    Home Insurance

    There’s No Place Quite Like the Place You Consider Home.

    You invested a great deal of energy to establish a distinct area in your residence that safeguards your dearest memories. That is certainly something deserving of protection.

    The TruStage® Home Insurance Program helps protect your home, as well as everything inside it, by offering coverage from Liberty Mutual Insurance Company, which includes:.

  • Possible savings for members of Advantage One Credit Union
  • Provides coverage for harm or loss caused by fire, climate conditions, theft, and other incidents.
  • Claims available 24/7,
  • Get a free quote today and help ensure that the place you call home has the protection it deserves.

    TruStage is a part of the faithful heritage of credit union members spanning over 80 years, offering insurance options for home and auto, life, and AD&D to over 20 million selected individuals. It upholds the strength of tradition.

    Auto TruStage® is a program that offers home and auto insurance through TruStage® Insurance Agency. This program is made available by Liberty Mutual Insurance Company, including its affiliates or subsidiaries, and is underwritten by leading insurance companies. Applicants may not qualify for coverage individually, as permitted by law. The program is available at 175 Berkeley Street, Boston, MA 02116, through TruStage® Insurance Agency, LLC, which is underwritten by Liberty Mutual Insurance Company and its affiliates or subsidiaries.

    Your credit union does not provide federal insurance, sell, or ensure the insurance provided. The policy contains details about the specific coverage and restrictions. Any individuals listed on your policy will have their consumer report obtained from a consumer reporting agency and/or a motor vehicle report, if permitted by state laws and regulations. Discounts differ by state and may not be accessible in all states.

    © 2020 TruStage

    TruStage Insurance Agency. Home insurance savings for hard working people.

    Advantage One Credit Union Might Assist in Saving You Hundreds on Auto Insurance.

    If you haven’t acquired a car insurance quotation recently, your affiliation with the credit union could aid you in economizing a significant sum of money.

    By making a carrier switch without incurring any financial loss, you can effortlessly avail significant savings through the TruStage® Auto Insurance Program. Individuals who are part of Advantage One Credit Union have the opportunity to be eligible for a reduction in car insurance costs.

    TruStage provides a strong combination of savings and popular, member-friendly advantages.

  • Discounts for members of credit unions
  • Nationally recognized companies
  • Welcoming, round-the-clock assistance
  • Discounts are available for multiple cars, safety features, good driving, and more.
  • Mobile application for convenient insurance claims.
  • Obtaining a complimentary estimate today is simple. Do not delay in discovering the potential savings you could enjoy.

    A Legacy of Resilience

    TruStage is a part of the faithful heritage of service for more than 80 years, offering insurance for home, auto, life, and AD&D to over 20 million selected individuals. TruStage is also a part of the faithful heritage of service for credit union members.

    The insurance coverage provided by Liberty Mutual® is underwritten by its affiliates, including TruStage Insurance Agency, LLC. The TruStage® Home & Auto Insurance Program is available through TruStage Insurance Agency and is not available in all states. Discounts may vary by state and not all applicants may qualify. Each applicant is individually underwritten and coverage is provided to the extent permitted by law. Discounts listed on your policy will be applied to all drivers listed on the policy. A consumer report from a consumer reporting agency may be obtained for all drivers and vehicles on the policy. Please consult your policy for specific coverage limitations and consult state regulations and laws regarding your policy. The insurance offered is not guaranteed or sold by your credit union, insured by the federal government, or a deposit.

    Discounts are not offered in every state and the amount of discount may differ depending on the state.

    © 2020 TruStage

    You could save up to $586* on car insurance. Get a quote. TruStage Insurance Agency

    GAP Insurance.

    If your car is damaged or stolen, your policy may not fully protect it. If your car is beyond repair, your policy may not cover the total amount left on your loan. Even if you have a traditional auto insurance policy, Guaranteed Asset Protection helps bridge that gap.

  • Policies of great worth only require a few dollars each month.
  • Enroll when you submit your application for your car loan.
  • You will receive a full refund if you cancel the insurance within the initial 90 days.
  • Select GAP Plus coverage that also includes up to $1,000 towards the initial payment of a substitute vehicle.
  • Depreciation Protection Waiver

    Depreciation Waiver Protection, also known as GAP (Guaranteed Asset Protection) Insurance, offers even greater protection than regular insurance. It waives all or some of the balance on your loan, equal to the difference between the retail value of your vehicle and the balance on your loan, in the event that your vehicle is stolen or totaled. This benefit applies at the time of loss, when the balance on your loan and the value of your vehicle are not recovered over the life of the loan.

  • Safeguards fairness, commercial worth, and initial payment.
  • There are no restrictions on the mileage, make, or year of
  • Maximum advantage of up to $10,0001
  • Fully refundable within the initial 60-day period
  • Accidental demise advantage of up to $1,000.
  • The addendum for waiver should be consulted for details about the maximum amounts that can be waived. Depending on the chosen or provided level of protection, the maximum benefit from the waiver can differ.

    Debt Protection

    With One’s Advantage Debt Protection, you can ensure the safeguarding of your family’s finances by guaranteeing that your loan payments will be made on time. Any number of unforeseen events, ranging from a disabling injury to a job layoff, could leave you scrambling to pay your monthly bills. Life is unpredictable.

  • Your outstanding loan amount may be forgiven or multiple monthly loan installments cancelled without any additional charges or accrued interest.
  • You gain the reassurance of knowing that you, your family, and your credit scores are safeguarded.
  • Some of your consistent monthly payments may encompass the expense of insurance when you request for your loan, and you have the option to select a Debt Protection plan.
  • To gain further information regarding our Debt Protection program, please contact us at 734-676-7000 or send us
  • Advantage One Credit Union is a financial cooperative serving members in Michigan and throughout the nation.