Do You Believe Your Insurance Company Acted in Bad Faith?
We Can Help!
The “duty of fair and good faith dealing” is implied in every insurance policy. This duty precludes the insurance company from doing anything that would deprive the insured person of the provided protection and/or benefits. Conduct by the insurance company that involves denying a claim or inadequately investigating it may constitute a violation of the implied duty of fair and good faith dealing.
Our Commitment to Our Clients
Our attorneys will always prioritize your interests first and uphold the highest level of integrity. Equally importantly, we are always there to aggressively advance your interests if you choose to hire us. It is crucial to us how we treat our clients and each case is considered on its own merits, recognizing that every case is unique.
How Kantor & Kantor, LLP Can Help With Your Case
The attorneys specializing in insurance bad faith at Kantor & Kantor, LLP assist consumers in California, Nevada, and other locations who are facing issues with insurance companies failing to act in good faith.
Our company manages cases involving insurance bad faith conflicts, appeals, and legal proceedings, which also include class action lawsuits for:
Schedule you free consultation with our knowledgeable insurance bad faith lawyers by calling 818-886-2525 or contacting us online today!
What is Insurance Bad Faith?
The insurance company, which prioritizes its own interests over those of its insured, has breached the principle of acting in good faith by relying exclusively on evidence that supports the denial of a claim.
A crucial aspect of a insurance company’s responsibility is to diligently search for evidence that corroborates an insured individual’s claim.
When insurance companies attempt to deprive policyholders of the benefits and protections they are entitled to, they act in bad faith when the opposite occurs.
Insurance companies can often avoid compensating an insured for all the suffering and damages occasioned by denial of a wrongful claim, and they may not simply pay the full specified benefits under the policy. Instead, they can be held liable for acting in bad faith and causing additional costs, aggravation, and delays, thereby not providing the benefits that the insured is entitled to receive.
A violation of the implied commitment to act in good faith and fairness can expose the insurance company to a wide range of damages that go beyond what is outlined in the policy (depending on the applicable state law), which may include:
Before any benefits of the breach of good covenant can be recovered, the insured person must first establish to the satisfaction of the jury or judge that the insurer actually breached the express terms of the insurance contract.
Contact Kantor & Kantor, LLP today to arrange a FREE consultation with our experienced insurance bad faith lawyers.
ERISA Bad Faith Exceptions
It should be noted that additional remedies may be available in the event of a breach of the implied covenant of good faith and fair dealing, and it should always be kept in mind.
The insurance benefits acquired through an employment benefit plan (typically health, life, and disability insurance) are governed by ERISA (Employee Retirement Income Security Act) rather than local state law, and this is generally true, with a few exceptions.
There are numerous categories of employee perks that come under the ERISA bad faith legislation, which encompass the following:.
We can assist you in making and conducting an investigation. ERISA, the federal law, or in some cases, the bad faith state law, can be applied to determine whether it is readily apparent or not. ERISA does not provide for the recovery of costs and attorney’s fees beyond the benefits specified in the policy.
Attorney Glenn R. Kantor
Glenn Kantor, a young attorney and founding partner of Kantor & Kantor LLP, created a law firm to represent individuals seeking to obtain their rightful benefits under their group health plans or insurance policies. He saw the injustice of wrongful insurance denials and is committed to ensuring that clients receive the benefits they are entitled to under their attorney insurance policies or group health plans.