Los bancos más importantes de Estados Unidos

Based on data provided by consulting firm S&P Global, the unshakable influence of the dollar extends to the banking sector of the United States. In 2022, American banks held twelve out of the top hundred positions on the global entities list and accounted for 15% of their total assets. Only Chinese banks, primarily owned by the state, hold a higher level of prominence.

At the end of last year, within its territory, the United States’ central bank, the Federal Reserve, accounted for up to 2,124 banking brands with $300 million or more in assets. This figure is similar to the country’s GDP, totaling nearly $22 trillion altogether. However, over the past few decades, the leading banks in the United States have been merging, partnering, and expanding, meaning they are consolidating. And just among the four main ones – JP Morgan Chase, Bank of America, Citigroup, and Wells Fargo – they accounted for 42% of that entire wealth.

In 1985, the Federal Deposit Insurance Corporation (FDIC) had 14,427 insured entities, irrespective of their financial capability or geographical reach. However, in 2022, there were only 4,706 entities left, encompassing all American banks.

Los bancos más grandes del mundo

U.S. Bank, the nearest pursuer, is on the verge of increasing the value of its assets by nearly four times. Wells Fargo, the fourth-largest bank in the country, has separated itself from the other institutions. While it is true that the top four banks have created distance between themselves and the other institutions, there are often changes in the exclusive ranking of the top fifteen banks in the United States. This occurs as new rapidly-growing competitors, such as Capital One which was established in 1994, advance their positions or when new business operations take place. For instance, the merger of BB&T and SunTrust Banks in 2019 propelled the resulting Truist Financial to the top positions.

Respectively, in relation to the United States’ assets, both organizations ranked as the 16th and 29th largest. The crisis triggered by the insolvency of Silicon Valley Bank and Signature Bank, whose collapse resulted in the second biggest decline in banking assets in the history of the North American nation – surpassed only by the 2008 incident, which saw 25 bankruptcies – has not extended to any of the top fifteen branches in the United States.

Las principales quiebras bancarias en Estados Unidos

US Bancorp, State Street, Truist Financial, Bank of New York Mellon, PNC Financial Services, Goldman Sachs, and Morgan Stanley will complete the amount with contributions from Wells Fargo, Citigroup, Bank of America, and JP Morgan Chase until reaching $30 billion. Specifically, the San Francisco-based company was rescued by eleven major entities that committed to contributing $5 billion each in deposits. First Republic, the fourteenth largest bank in the country, was on the verge of being taken down by the financial storm.