MPA: Single-Famliy HOA Insurance

McGowan Administrators Program (MPA) is a leading provider of insurance products, offering nationwide coverage for Insurance Umbrella and Crime Officers and Directors Liability General Property, as well as Associations Homeowners Family Single.

Need assistance? Reach out to Kevin Milligan for further details.

Download Single Family HOA SOV

Download Single Family HOA Application

Download Single Family HOA Flyer

Product Details

ELIGIBLE CLASSES

Single-Family Homeowners.

Master associations.

There is no limit to the number

Coastal.

Independent Comprehensive Liability Coverage

PRODUCT/LIMITS

General Liability $1

Property Covering up to $5

Criminal Offense: maximum of

Privacy & Cyber: up to $100,000

CARRIER

Supported by ACE Westchester, a carrier rated “A XV” by A.M. Best

TERRITORY

Wisconsin, Washington, Vermont, Virginia, Utah, Texas, Tennessee, South Carolina, Rhode Island, Pennsylvania, Oregon, Ohio, Nevada, New Mexico, New Jersey, New Hampshire, North Carolina, Michigan, Maine, Maryland, Massachusetts, Indiana, Illinois, Georgia, Delaware, District of Columbia, Colorado, Connecticut, California, Arizona.

SPECIAL FEATURES & COVERAGES

Comprehensive Building Insurance.

Statute & Regulation

Equipment Breakdown.

Income Reduction & Additional Expenditure.

Medical Payments.

Property: Blanket building with a special form replacement cost.

Property in the outdoors (when planned).

Footbridges for

Amenities such as clubhouse, gym, swimming pool, lake, playgrounds, and outdoor

Exposures that are not eligible include boat docks, boat

TO OBTAIN QUOTES

Agents appointed by McGowan in a certain position can obtain terms by filling out the SFHOA package application and submitting it via email to HOAapps@mcgowanprograms.Com.

TO BIND COVERAGE

The items listed below are necessary in order to secure coverage.

A written application to secure prior to or by the specified effective date;

A thoroughly finished application;

Three years of currently-appreciated carrier generated loss histories.

Statement of values that has been completed, signed, and dated

Resources

Community Association Deception

Introduction to Insurance for Community Associations

What is Covered by D&O

Complete your homework.

What is the Value of Safeguarding Your Personal Assets.

Insurance Mystery.

Not All Directors and Officers Insurance is Created Equal.

Unforeseen Loss

NEW Community Association Risk Management Package.

Management Worksheet Quality.

Manager Worksheet: Repute and Expertise.

Director’s Examination.

D&O Insurance Claims – Does Your Directors and Officers Insurance Policy Cover These Claims?

Community Manager Asserts: Are You Insured?

Claims Made & Reported Coverage.

Checklist for Buyers of Condominium

NEW Community Association Risk Management Package.

The Unnecessary Voluntary Assumption of Liability by the Association Board

Indiana Association Aid Now, 201

Fitting the Pieces

Living in a Community Association, April

Where to Begin – A Solid Strategy

Living in a Community Association, February

The Insurance Puzzle – What Boards Must Do and Must Avoid

Living in a Community Association, November

It Never Rains in Texas So Why Buy an Umbrella?

Community Association Living, 201

A Wake Up Call for all Community Associations: Homeowners Awarded $30.7 Million in Lawsuit Against Northwest Indiana Homeowners Association

AssociationHelpNow,

Do You Have an Elephant in the Living Room? The Power of Reserve Studies for Community Association

The November 2010 edition of The New Jersey

Community Association Insurance. Writing Condominium and Homeowners’ Association Insurance

Florida Underwriter, September

Insured v. Insured Exclusion– What Is It All About in the Community Association’s Directors & Officers Policy

Community Concerns, May

Filing a Successful Claim

October 2012 issue of New

The Attorney Audit of the Community Association Insurance Puzzle

Material for the National Community Association Law Conference Seminar, January 2010.

The Claim Has Landed–Now What?

Material for the National Community Association Law Conference Seminar, January 2009.

Cover Your Assets: When Are You Not Covered by Your D&O Policy

Community Interests, June 2008; Condo Media, October 2008; The Cooperator, August 2008; Florida Community Association Journal, October

A Funny Thing Happened on the Way to the Bank: Fraud in the Community Association

Katzman & Korr Law Advisor, 2008 / New England Condominium Magazine.

Errors & Omissions Exposure, Minimize Your Risk

Condo Media, November

Where Do We Begin? A Solid Strategy Puts an Association’s Insurance Pieces in Place

Condo Media, November

Complete your homework.: What the Association Board Needs To Do

May 2005, July 2005, and August 2005 issues of Condo Management Magazine; August 2005 edition of

The Insurance Mystery. Where Does the Association’s Responsibility End and the Homeowner’s Begin?

Condo Media, August

Directors & Officers Liability– Not All Policies are Created Equal

The Cooperator (NY), August 2004; Condo Management Magazine, January

The Value of Loss Assessment Coverage: Covering Your Bases

The August 2004 edition of The New Jersey

It’s a Groundless Complaint; It Will Go Away Soon According to Our Property Manager or Attorney — Why Should it Impact Our Insurance?

Quorum, May 2006; Condo Management Magazine,

No Myth. The Truth On Errors & Omissions Coverage

Condo Media Magazine, November

Community Association D&O Risk: Good Intentions Are Not Enough

December 2003 edition of Rough

Saving on Community Association Insurance, Is It Possible?

Florida Community Association Journal, May 2004.

Who Wants To Be a Fully Insured Condo Association? The Condominium Insurance Claim Game

August 2005 edition of New

McGowan Insurance Agent Resource Newsletter Archive

The August 2014 edition of the newsletter, with a volume of 8 and issue number 1, was a valuable resource for Agent Insurance McGowan. This was followed by the July 2014 edition, with a volume of 7 and issue number 1, which also provided valuable information for Agent Insurance McGowan. The June 2014 edition, with a volume of 6 and issue number 1, was another informative newsletter for Agent Insurance McGowan. This pattern continued with the May 2014 edition, with a volume of 5 and issue number 1, and the April 2014 edition, with a volume of 4 and issue number 1, both serving as valuable resources for Agent Insurance McGowan. The March 2014 edition, with a volume of 3 and issue number 1, and the February 2014 edition, with a volume of 2 and issue number 1, were also informative newsletters for Agent Insurance McGowan. Finally, the January 2014 edition, with a volume of 1 and issue number 1, provided valuable information for Agent Insurance McGowan.

McGowan CAI CED Resource Newsletter Archive

The volume of the newsletter resource CED CAI McGowan was issued in August 2014, July 2014, June 2014, May 2014, April 2014, March 2014, February 2014, and January 2014.

Community Organizations Directors and

Commercial Umbrella.

“Things” that other individuals engage in that can lead to you facing problems!

What is a Community Association? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;0 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;0 ----------------------------------------------><br />	What Protects Volunteer Community Association Board Members? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;1 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;1 ----------------------------------------------><br />
What are the most common D&O Claims? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;2 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;2 ----------------------------------------------><br />	What is the difference between a Continuity Date and a Prior and Pending Litigation Date? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;3 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;3 ----------------------------------------------><br />
Non-Monetary Claims <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;4 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;4 ----------------------------------------------><br />	Who is covered under D&O Liability Policy <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;5 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;5 ----------------------------------------------><br />
What is a Claims Made Policy <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;6 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;6 ----------------------------------------------><br />	What isn’t covered by a D&O Policy <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;7 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;7 ----------------------------------------------><br />
What is a Hammer Clause <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;8 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;8 ----------------------------------------------><br />	What is Severability in an Insurance Policy <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;9 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;9 ----------------------------------------------><br />
Difference Between Defense and Indemnity <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;10 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;10 ----------------------------------------------><br />	Does your Policy cover a Developer or a Developer Representative? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;11 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;11 ----------------------------------------------><br />
What is an Insured vs Insured Exclusion? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;12 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;12 ----------------------------------------------><br />	What is the Difference Between Defense Outside the Limits and Defense Inside the Limits? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;13 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;13 ----------------------------------------------><br />
Can We Choose Counsel Under Our Policy if There’s a Claim? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;14 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;14 ----------------------------------------------><br />	If Multiple Entities Share Documents, Can They Be Covered Under the Same Policy? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;15 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;15 ----------------------------------------------><br />
Association has no Employees, Why should we have Employment Practices Liability Under Policy? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;16 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;16 ----------------------------------------------><br />	What types of associations fit within our program? <br /> <!--+++++++++++++++++++++++++++++++++++++++++++ 0;17 +++++++++++++++++++++++++++++++++++++++++++---><br /> <head></head><body></body><br /> <!--------------------------------------------- 0;17 ----------------------------------------------><br />

What is a Community Association?

<head></head><body></body>

What Protects Volunteer Community Association Board Members?

<head></head><body></body>

What are the most common D&O Claims?

<head></head><body></body>

What is the difference between a Continuity Date and a Prior and Pending Litigation Date?

<head></head><body></body>

Non-Monetary Claims

<head></head><body></body>

Who is covered under D&O Liability Policy

<head></head><body></body>

What is a Claims Made Policy

<head></head><body></body>

What isn’t covered by a D&O Policy

<head></head><body></body>

What is a Hammer Clause

<head></head><body></body>

What is Severability in an Insurance Policy

<head></head><body></body>

Difference Between Defense and Indemnity

<head></head><body></body>

Does your Policy cover a Developer or a Developer Representative?

<head></head><body></body>

What is an Insured vs Insured Exclusion?

<head></head><body></body>

What is the Difference Between Defense Outside the Limits and Defense Inside the Limits?

<head></head><body></body>

Can We Choose Counsel Under Our Policy if There’s a Claim?

<head></head><body></body>

If Multiple Entities Share Documents, Can They Be Covered Under the Same Policy?

<head></head><body></body>

Association has no Employees, Why should we have Employment Practices Liability Under Policy?

<head></head><body></body>

What types of associations fit within our program?

<head></head><body></body>

Lack of knowledge brings

Managing Hazards Linked to Technology & Data Protection.

The Cost of Insurance compared to the Price of Insurance.

Why a Community Association Should Contemplate Special Occasion Insurance.

The Most Common Claims for Directors and Officers Insurance

The Two Largest Errors Community Associations Make Involving Directors and Officers Liability Insurance.

What’s My Line: Will the Authentic Risk Manager of the Community Association Please Stand Up?