Orchid is the First Choice for over 27,000 agents from coast to coast, delivering consistently outstanding coverage solutions to insureds and retailing our products and processes for more than two decades.
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What Our Agents Are Saying
“Orchid has great committed staff and reliable knowledge of products. They only represent A+ A.M. Best Rated Companies in the soft and hard insurance industry market. Its insurance products are available nationwide and in the Caribbean.”
Jennifer B., CISR,
“I love working with the underwriters and representatives for Orchid. They go above and beyond to make sure their agencies on the front lines are taken care of.”
Brittany A., CIC,
“You all deserve praise. You have saved the coastal agencies such as us with new products to help us in retention and growth. It’s difficult to find carriers that cater to the coastal communities, and you have stepped in to offer a solution.”
Nancy R., CISR,
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Our appointed agents benefit from:Output
E&S Personal Lines – Coastal and Vacation Homes
Orchid Caribbean is the industry leader for the mid- to high-segment home-value, both in the Bahamas and in 50 states. Orchid is the first choice for non-admitted homeowner’s insurance. It is available in 50 states, including the Bahamas, and is known for its expertise in providing insurance for homes that are prone to catastrophic events in the mid- to high-segment home-value.
Orchid Insurance, based in the United States, has dedicated all of its resources to developing this product into one of the leading excess and surplus homeowners’ solutions for many years. Homeowners insurance represents Orchid’s primary business sector.
$300,000 minimum Coverage A — lower in certain states.
Commercial Lines
Orchid’s commercial department offers distinctive coastal solutions with exclusive products from multiple carriers across the country. Our proprietary markets allow us to provide special features such as wind coverage, without any limitations on the proximity to the coast.
Orchid’s commercial products are designed to handle multiple lines of business, such as flood, professional liability, and property, to offer you the best combination of coverage and price for your clients. We offer options, including Non-Admitted and Admitted, in over 40 markets across all 50 states to cater to both large and small commercial risks.
Specialty High Net Worth
Specialty Orchid, a provider of cost-effective and sophisticated risk management solutions, includes carriers such as More, USLI Premier, NatGen, Vault, AIG, and Chubb in its suite of elite insurance options. This covers insureds in all 50 states with high net worth.
Our knowledgeable team at High Specialty Orchid’s is committed to assisting appointed agents in providing necessary support and service to retain and build your upscale customers, as well as offer comprehensive solutions for the insurance needs of their affluent clients.
