Our policy provides coverage for sole proprietors and independent contractors who perform as U.S.-Based entertainers. We protect performing venues against any injuries to spectators or damage to property.
Insureds must have a U.S. Mailing address to be eligible for coverage under this policy, and they need to note that giving false information could result in the cancellation of their coverage, denial of claims, and the requirement to pay the premium in U.S. Dollars.
This policy does not provide group coverage, which implies that it will only cover you as an individual and your performance. Our basic policy does not extend coverage to other individuals who work with you.
Please note that bodily injury to a fellow performer insured under this policy during any practice or performance is excluded from coverage.
The United States and coming back to the United States) the previously mentioned locations (such as departing from transportation, naturally resulting in harm or injury if only in waters abroad as well as Canada, Puerto Rico, and other US territories), the coverage of its territory extends throughout the United States.
Submit an Application for a Policy.
Santa Insurance
From November 1 to December 31, we provide a two-month Santa plan that includes coverage for Santa and one extra individual. The extra person may be Mrs. Claus, a costume figure like an elf, or someone capturing pictures.
Both coverage options are accessible. In Group 1, select the “Santa” option and fill out the performer application form to buy the Santa policy for a two-month period of coverage.
Renewing Coverage
Please advise us of any changes on the invoice and review the invoice for any changed information. You can write your changes on the invoice and mail it to us. Alternatively, you can log into your online account and submit a request for account changes. Please note that the information on the invoice is generated from the file we have created based on the information you provided. The information on the invoice is generated from the file we have created based on the information you provided. Approximately six weeks before your expiration date:
You can avoid the mailing fee by paying your invoice with a check or money order. There is a service fee of 3.25% for paying with a card. You can renew your coverage by paying online with your debit or credit card, or you can mail your check or money order with the invoice.
Commercial General Liability
Endorsement Non-Contributory Primary and Endorsement Subrogation of Waiver provide coverage that protects the insured against claims of liability for property damage and bodily injury arising out of their operations, along with additional General Commercial Liability coverage for the insured.
Legal Liability to Audience Participants
Legal Liability to Audience Participants – coverage that offers protection against bodily injury liability claims brought by persons participating in covered activities.
Medical Payment for Audience Participants
The insurance is given on a primary basis – it covers the expenses for dental and medical care that are incurred by a participant when an accidental injury occurs while participating in covered activities. This coverage pays for the medical expenses of the insured individual. The intended audience for this coverage is participants who are responsible for making payments for medical treatment.
Coverage Limits & Pricing
| Commercial General Liability Coverage | Option 1 Limits | Option 2 Limits |
|---|---|---|
| Each Occurence | $1,000,000 | $3,000,000 |
| General Aggregate | $2,000,000 | $5,000,000 |
| Products-Completed Operations Aggregate | $2,000,000 | $5,000,000 |
| Personal & Advertising Injury | $1,000,000 | $3,000,000 |
| Fire Legal Liability Damage to Rental Premises | $300,000 | $300,000 |
| Medical Expenses to Others | $5,000 |
$5,000 |
| Deductible | $0.00 |
$0.00 |
| Premium Costs | Option 1 Limits | Option 2 Limits |
|---|---|---|
| Most Performers Annual Coverage, Group 1 | $284.00 | $446.00 |
| Aerialist & Fire Performers Annual Coverage, Group 2 | $306.00 | $476.00 |
| 10-Days or Less Single Event/Show Coverage | $140.00 | $194.00 |
| 2-Months, Nov 1 – Dec 31 Santa Coverage (details below) | $195.00 | $290.00 |
Visit With Santa
Additionally, we offer insurance coverage for individuals who are part of Visit With Santa! Visit With Santa provides interactive video meetings with Santa Claus. Simply click the button below to gain access to the application.
Santa Application Visit.
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Please go through this crucial information regarding the guidelines for performers that we provide.
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Once coverage starts, all SIA policies become non-refundable.