Permanent Makeup (PMU) and Microblading Insurance

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Compare multiple quotations from leading carriers with a single application.

Permanent makeup artist working on a female client's eyebrows.

We collaborate with reputable insurance companies that have an A-rating.

What types of business insurance do permanent makeup artists need?

These insurance policies provide coverage for the most prevalent perils associated with permanent makeup and microblading.

General liability insurance

To save on fundamental third-party risks, like a client experiencing an allergic response to permanent eyeliner, combine general liability insurance with commercial property insurance in a BOP.

BEST FOR.

  • Slip-and-fall accidents.
  • Customer property that has been harmed.
  • Insurance coverage for product liabilities.

    • Business owner’s policy

    A cost-effective way for cosmetic tattoo artists to purchase property insurance and general liability coverage together is by obtaining a Business Owner’s Policy (BOP) or a commercial policy.

    BEST FOR.

  • Customer physical harm.
  • Customer property harm.
  • Business property destruction.

    • Professional liability insurance

    Professional liability insurance, also known as errors and omissions insurance (E&O), covers the costs of legal expenses related to poor performance or negligence in work. It provides coverage for clients who may sue due to unsatisfactory results.

    BEST FOR.

  • Tattoo migration which results in pigment elimination.
  • Inability to deliver the promised outcomes.
  • Allegations of carelessness.

    • Workers’ compensation insurance

    Most states mandate workers’ compensation for permanent makeup clinics employing staff, which also safeguards sole proprietors from work-related injury expenses that health insurance may reject.

    BEST FOR.

  • Employee healthcare costs.
  • Disability benefits.
  • Lawsuits related to employee injuries.

    • Why do permanent makeup artists need business insurance?

    Permanent cosmetic tattooing is made essential by insurance, as it could result in a lawsuit if an adverse reaction to pigment or color changes in micropigmentation on the scalp occurs over time. Permanent makeup insurance can protect against other expenses, medical bills, and legal fees.

    Permanent makeup artist working on a female client's eyebrows.

    Get same-day insurance

    With Insureon, permanent cosmetic practitioners can obtain insurance coverage on the same day they request quotes.

    Complete our simple online application to compare estimates from highly-rated providers.

    How much does cosmetology, personal care, and beauty insurance cost?

    Person doing calculations with a hair dryer and a chart in the background.

    A medical facility or beauty salon with a small staff will have lower insurance costs compared to a larger corporation.

    Factors that impact insurance costs include:

  • Services related to wellness and personal care, such as waxing or facials, are provided.
  • Business assets and machinery.
  • Business income.
  • Insurance policies bought.
  • Policy restrictions and excesses.

    • View Costs.

    How do I get permanent cosmetics insurance?

    It’s easy to get a certificate of insurance and buy an online policy with Insureon in three simple steps. Our application will ask for basic facts about your company, such as the number of employees and revenue. If you have information on your company at hand, it’s easy to get cosmetic tattoo insurance.

  • Fill out a complimentary online application.
  • Compare insurance estimates and select policies.
  • Make a payment for your policy and receive a certificate download.

    • Insureon’s licensed agents work with top-rated U.S. Insurers to help you find business insurance coverage that suits your needs, whether you hire employees or work independently.

    What our clients are expressing.

    “Excellent efficient procedure. Fast, simple, and assistance is extremely beneficial.”

    Ryan F.

    System integration.

    Denise Smith is a breath of fresh air. I loved dealing with her every second. And yes, I’m talking about buying insurance, but most people don’t love that. Denise made the exceptional experience, but she is a rock star.

    Kristine W.

    Food production.

    “We required quotations quickly and insurance coverage even more rapidly. We obtained both. We value your assistance. THANK YOU.”

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