Priceline Travel Insurance Reviews | Coverage & Costs for 2023 • Insurance Blog by Chris™

Priceline travel insurance is offered alongside the company’s other offerings of online discounts on hotels, flights, and rental cars.

Priceline, founded in 1997, became famous thanks to its viral ads featuring the exciting William Shatner as its spokesperson. The system allows you to name your own price for travel.

Users have the ability to select a destination, a broad level of service, and the price they are willing to spend using this platform, which provides them with substantial savings on their travel expenses.

As a part of its website checkout procedure, Priceline provides users with the choice to include travel insurance.

The travel insurance schemes, nonetheless, are marketed and managed by Allianz Global Assistance, a prominent travel insurance and support company that has collaborated with Priceline since 2016, and one of the two main insurance firms that collectively oversee the vast majority of travel agreements.

Priceline Travel Insurance Coverage Options

priceline logoPriceline travel insurance covers you before and during your Priceline-booked trip.

Depending on factors like trip cancellation or interruption, travel delay, lost or delayed baggage, medical coverage, and emergency transportation, the consumer selects the type of plan that may encompass coverage for travel insurance in general.

Priceline’s travel insurance plans also provide round-the-clock live travel support.

Through its collaboration with Allianz, Priceline offers the subsequent choices for coverage:

  • Comprehensive.
  • Trip Termination/ Disruption.
  • Medical.
  • Baggage.
  • Accidental Death.
  • At the time of checkout, Priceline presents a single travel insurance option that is tailored to the specific type of trip you are booking, thereby restricting the customer’s ability to select from various plans.

    Some customers may see this as a helpful way to streamline the process, while others would probably prefer to be able to select between more options and have access to more information.

    However, customers can gain a thorough understanding of the available coverage choices by examining two of the fundamental plans provided on the Allianz website, namely the One Trip Cancellation Plus Plan and the One Trip Basic Plan.

    Coverage Options Costs Customer Reviews & Reputation Customer Service Benefits Financial Strength
    Priceline suggests a travel insurance plan at checkout based on the options selected by the customer on its website. Though Priceline’s plans are affordable, the coverage is a little sparse for the cost. Priceline and Allianz have a score of A+ from the BBB. Priceline customers enjoy 24/7 customer service. Allianz Global Assistance products have multiple underwriters depending on the policy and the insured’s state of residence.
    Priceline’s travel insurance plans are very basic. Those who need more medical coverage or other perks may want to look elsewhere. The length and overall cost of the trip are significant factors in determining insurance costs. Priceline and Allianz both are highly rated by Trustpilot. Claims may be filed online, by mail, over the phone, or by email. Allianz has a track record of strong and stable financial performance.

    One Trip Cancellation Plus Plan

    The One Trip Cancellation Plus Plan is a basic travel insurance plan, with only the necessary features.

    It works well for domestic travelers who want trip interruption and cancellation coverage as well as medical or evacuation benefits similar to those provided post-departure.

    Your trip investment is safeguarded. You should have a valid reason to cancel for any circumstance. The Allianz Plan Plus Cancellation Trip covers benefits such as trip delay, trip interruption, and trip cancellation.

    In order to understand what would be considered as emergency coverage, it is important for you to carefully read any insurance policy so that you can understand what event would require coverage.

    If you are renting a car through Priceline, you may also be able to add optional collision insurance coverage as well as coverage for baggage loss or delay. Please note that this plan does not provide any coverage for that.

    One Trip Basic Plan

    The Basic Trip One Plan is a step up from the Plus Cancellation Plan, as it includes coverage for lost or damaged baggage, medical emergencies, as well as limited post-departure benefits such as trip interruption and cancellation.

    One benefit is that there might be insurance for pre-existing medical conditions, depending on when the policy was bought.

    Emergency medical care may not be able to provide the necessary hospitalization assistance, and the coverage limits are relatively low.

    If you plan to rent a car through Priceline, you may also be able to add optional collision insurance to your previous rental car plan.

    Both Allianz choices, which are similar to the plans that Priceline automatically provides, are relatively straightforward non-comprehensive travel insurance options.

    For individuals residing outside of the United States or individuals who are worried about medical insurance or evacuation, these plans may not be adequate for those who already possess comprehensive medical coverage. However, these plans might be suitable for travelers staying within the United States.

    Specifically, individuals who enjoy adventure or those who may require immediate medical attention should seek out a more inclusive scheme.

    Covered Excuses OneTrip Cancellation Plus Plan OneTrip Basic Plan
    Tour Operator Cancellation Yes Yes
    Injury/Illness/Death of Traveler Yes Yes
    Injury/Illness/Death of Non-traveling Family Member Yes Yes
    Injury/Illness/Death of Business Partner
    Injury/Illness/Death of Host
    Injury/Illness/Death of Host’s Family or Friends
    Natural Disaster at Destination Yes Yes
    Tour Operator/Airline/Cruise Line Ceases Operation Yes Yes
    Terrorism/Evacuation at Destination Yes Yes
    Home or Business Damaged Yes Yes
    Jury Duty/Court Appearance Yes Yes
    Military Deployment Yes Yes
    Work Related Yes Yes
    Victim of Crime Prior to Trip
    Car Accident Prior to Trip Yes Yes
    Theft of Passport Prior to Trip
    Separation/Divorce
    School Related
    CFAR Coverage (Cancel for any reason)

    Priceline Travel Insurance Costs

    Coverage OneTrip Cancellation Plus Plan OneTrip Basic Plan
    Trip Cancellation Trip cost up to $5,000 Trip cost up to $10,000
    Cancel for Any Reason Not available Not available
    Trip Interruption Trip cost up to $5,000 Trip cost up to $10,000
    Interrupt for Any Reason Not available Not available
    Accident and Sickness Medical. Expenses Not available $10,000
    Emergency Evacuation, Medical.ly Necessary Repatriation, and Repatriation of Remains Not available $50,000
    Non-Medical. Emergency Evacuation Not available Not available
    Accidental Death. and Dismemberment (AD&D) Not available Not available
    Air Flight Only AD&D Not available Not available
    Baggage. and Personal Effects Not available $500
    Baggage. Delay Not available $200
    Change Fee Coverage Not available Not available
    Travel Delay $150 $300 ($150 per day)
    Missed Connection Not available Not available
    Itinerary Change Not available Not available
    Reimbursement of Miles or Rewards Points Not available Not available
    Rental Car Damage Optional add-on Optional add-on

    Travelers can generally expect trip insurance to cost between 4 and 8 percent of the total travel price. The specific amount is calculated based on various factors, such as the age of the policyholder, the duration and location of the trip, the mode of transportation, and the overall travel expenses.

    The cost estimation seems to be somewhat easier for a company such as Priceline. Quotations are provided instantly while the customer is making a reservation, depending on the travel choices they make on the Priceline site.

    Opting for the insurance provided by Priceline could be the most favorable decision for numerous travelers who require minimal coverage. Embracing the option selected by Priceline during the checkout process makes it hassle-free and convenient.

    Depending on your needs and concerns, it is possible to obtain more extensive coverage at a reduced expense by either choosing a different provider or directly purchasing from Allianz. It is important to note, however, that Priceline’s plans are not fully inclusive.

    Those individuals, especially those who desire improved medical coverage or evacuation coverage, may want to ensure that these policies cover activities not covered by other policies and that these policies cover activities related to adventure travel or their specific plans.

    Priceline Travel Insurance Customer Service Benefits

    Claims need to be filed through them, and as a result, Priceline’s travel insurance policies are sold and managed by Allianz, as mentioned elsewhere. The majority of customers are interested in understanding the simplicity of the claim filing process in terms of travel insurance benefits.

    Fortunately, Allianz provides several different ways to file a claim, including email, mail, and phone through their dedicated web portal at Priceline.

    Allianz provides customers with a multilingual staffed hotline service that is available 24/7, allowing them to access travel insurance when purchasing through Priceline. Following industry standards, the hotline specialists can assist travelers with everything from reporting lost baggage to medical emergencies.

    Customers can receive assistance with guaranteeing payment or obtaining legal help, as well as accessing local services, interpreter services, and support in replacing lost passports. The hospital also offers relevant travel information and assistance.

    If you need help while traveling, these hotline services can be a great perk of Priceline travel insurance. However, please be aware that some services may require a separate charge and not all services provide insurance benefits.

    Priceline Travel Insurance Customer Reviews and Reputation

    When seeking a comprehensive understanding of both companies, it is beneficial to review the feedback of Allianz when purchasing travel insurance via Priceline.Com, as Priceline’s travel insurance policies are sold and managed by them.

    In spite of more than 2,500 customer grievances, Priceline has maintained its accreditation from the organization since 1998 and currently holds an exceptional A+ rating with the Better Business Bureau.

    It receives a rating of only one star from reviewers, but the majority of the complaints are related to booking difficulties rather than travel insurance issues. Trustpilot rates Priceline with four out of five stars, and 73% of customers consider it excellent.

    Allianz has held an A+ rating with the Better Business Bureau since 1991. In terms of customer feedback, it performs slightly better than Priceline, with a total of 382 grievances reported on the BBB website.

    Allianz earns a rating of 84 percent with Trustpilot, receiving five out of five stars for its excellent service. Many customers who did not fully understand their coverage policy have lodged numerous complaints, as is the case with many insurance companies.

    Financial Strength

    An important aspect to consider when selecting a travel insurance provider is the financial stability of the insurer, which is often disregarded. The insurer must adhere to the policies it establishes.

    Moody’s, A.M. Best, and Standard and Poor’s, as independent credit rating agencies, assess the company’s financial stability by reviewing credit reports, in order to determine the most effective ways to evaluate it.

    When it comes to Priceline travel insurance, individuals should assess the underwriter of Allianz’s travel insurance offerings.

    The insurer changes based on the insured person’s state of living and the type of plan. Three distinct companies, namely Jefferson Insurance Company, BCS Insurance Company, and Nationwide Mutual Insurance Company or its affiliated companies, underwrite Allianz Global Assistance products.

    While Company Insurance BCS holds an excellent A- financial strength rating from A.M. Best, both Nationwide Mutual Insurance Company and Jefferson Insurance Company boast an impressive A+ financial strength rating.

    In the upcoming years, every Priceline travel insurance plan will be respected, suggesting positive financial stability for policyholders, which is fortunate. Backed by a varied earnings profile, Allianz has a history of robust and consistent achievements, moreover.

    Homepage URL: https://www.Priceline.Com/.

    Phone Number: (800) 774-2354.

    Address of the main office: 800 Connecticut Ave., Norwalk, CT 06854-1631.

    Establishment Year: 1997.

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