Private Tutor Insurance, Tutoring Business Insurance

Compare various quotes from leading carriers with a single application.

Tutor with student reviewing a assignment.

We collaborate with reputable insurance companies that have an A-rating.

What types of insurance do tutors need?

These commercial insurance policies provide coverage for the typical hazards associated with tutoring.

Business owner’s policy

A Business Owner’s Policy (BOP) or commercial property insurance is an affordable way for small business owners to purchase general liability and property coverage for their tutoring business.

BEST FOR.

  • Customer injuries.
  • Property of customers that has been harmed.
  • Stolen or harmed business assets.
  • General liability insurance

    In the case of a commercial lease, this requirement is frequently necessary, providing coverage for fundamental liabilities to others, such as unintentionally damaging a student’s laptop while conducting a tutoring session.

    BEST FOR.

  • Slip-and-fall accidents.
  • Damage to property caused by a third party.
  • Defamation and defamation lawsuits.
  • Professional liability insurance

    This policy, sometimes referred to as errors and omissions insurance (E&O), helps provide coverage for legal expenses in the event that a tutor is legally challenged for negligence, mistakes, or oversights.

    BEST FOR.

  • Legal disputes regarding student achievement.
  • Inability to deliver the results that were promised.
  • Tutoring errors or omissions.
  • Workers’ compensation insurance

    Most states require businesses to provide tutoring for employees who work with comp workers. Sole proprietors might deny health insurance that protects against work injury costs as well.

    BEST FOR.

  • Employee healthcare costs.
  • Disability benefits.
  • Legal expenses resulting from employee accidents.
  • Commercial auto insurance

    Commercial auto insurance provides coverage for financial damages in the event of an accident where a tutor’s vehicle is implicated. The prerequisites for auto liability insurance differ in every state.

    BEST FOR.

  • Damage to property caused by your automobile.
  • Physical harm caused by a car collision.
  • Auto theft and malicious damage.
  • Cyber insurance

    Professional cyber tutors assist with the handling of personal information or credit card numbers for any recommended business. They provide assistance in recovering from cyberattacks and data breaches, ensuring policy liability for cyber incidents.

    BEST FOR.

  • Customer alert expenses.
  • Investigations on data breaches.
  • Services for detecting fraudulent activities.
  • How much does insurance cost for professional service businesses?

    Business professional in a tie calculating the cost of insurance.

    An independent private tutor will pay a lower insurance premium compared to a bigger company.

    Factors that impact insurance premiums include:

  • Services provided by professionals.
  • Business machinery and assets.
  • Business income.
  • Categories of insurance acquired.
  • Policy restrictions and excesses.
  • View Costs.

    Why do tutors need insurance?

    As a tutor, your responsibility is to prepare students for important tests such as the SAT, Advanced Placement (AP) exams, and other assessments that shape their future. A small tutoring company may face severe financial setbacks due to unforeseen expenses, medical bills, and legal fees, which can be alleviated by having appropriate business insurance. Unsatisfactory outcomes could potentially result in lawsuits from clients who had high expectations.

    Woman tutoring a child with books, paper, and pencil.

    One application, multiple quotes

    Insureon assists home educators and tutoring enterprises in comparing insurance quotes for small businesses from leading U.S. Providers on the internet.

    Obtain multiple quotations with a simple application process.

    How do I get private tutor insurance?

    It’s easy to get a certificate of insurance and buy an online policy with Insureon, following three simple steps. Our application will ask for basic facts about your business, such as the number of employees and revenue. If you have information about your company at hand, getting insurance policies for tutoring is a breeze.

  • Fill out a complimentary online application.
  • Compare insurance estimates and select coverage options.
  • Make payment for your policy and obtain a certificate through downloading.
  • Whether you hire employees or work independently, Insureon’s licensed insurance agents work with top-rated U.S. Insurance providers to help you find the right insurance coverage for your tutoring services.

    The feedback from our clients.

    At the end of the year, I had an urgent contractual requirement in insurance that required me to send a payment to Hartford. I worked with Holly Burton, who sent me an invoice around Christmas. Thanks to her, I have saved hundreds of dollars in taxes.

    Richard C.

    Software / web design.

    “Within a few hours, I obtained an insurance certificate. I communicated my requirements, and Raynaldo efficiently handled the tasks.”

    I received the options that were given to me based on the immediate response time. I received the company’s policy on record time.

    Esther L.

    Management consultant.

    Compare quotes for business insurance for educators.

    Save funds by comparing insurance estimates from various providers.