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Our most comprehensive travel program, with evacuation, rescue, and premium coverages.
Features
* The described advantages are associated with travel insurance provided by State National Insurance Company Inc.
What our clients are saying
I couldn’t believe it. The last time I filed a claim was after a faulty pipe caused water damage — the insurance company asked me to file three times and in the end, all I got was a higher premium. I’ve been recommending your company to all my traveling friends.
We thought we were going to die. $372. The best investment I ever made.
Got me home when it counted despite the complexity of my particular medical issue. My wife puts it well: made us feel like we were part of a special operation.
Were it not for you guys, that bag would never have arrived. It would be sitting at the airport in Iceland.
Our operations team was thoroughly impressed with the level of service, the level of knowledge and how ‘switched on’ your personnel have been throughout the process. This was one of the most extreme evacuation scenarios one could come across in the locations we visit and your team handled it flawlessly.
Redpoint delivers the highest quality services in the industry. Redpoint’s leaders have the highest integrity and create solutions that generate real value in my business.
Ripcord Benefits
| Benefits | Maximum Benefit Per Person |
|---|---|
| Trip Cancellation* | Up to 100% of the insured trip cost |
| Cancellation For Any Reason (CFAR)** | Up to 75% of Trip Cost – Optional for additional cost |
| Trip Interruption*,*** | 150% of the Trip Cost limit |
| Trip Delay | up to $200/day, $1,000 max |
| Itinerary Change | $250 per person |
| Single Occupancy Supplement | up to 100% of Trip Cost |
| Missed Connection | $1000 |
| Travel Inconvenience | $250 per each inconvenience up to a maximum of $750 |
| Pet Return | Up to $1000 |
| Baggage & Personal Effects | $2,500, subject to per item maximum of $300 |
| Medical Evacuation & Repatriation of Remains | included up to $1,000,000 |
| Political, Security or Natural Disaster Evacuation | $125,000 |
| Search & Rescue | $25,000 |
| Baggage Delay | 12 hrs min delay, $600 max |
| Baggage Delivery | $100 per trip |
| Emergency Accident and Emergency Sickness Medical Expense | $100,000 per person |
| Dental Expense | $750 per person |
| Accidental Death & Dismemberment | $25,000 |
*Up to the lower of the amount paid for the Trip Cost or the coverage limit mentioned in Your confirmation of coverage.
**You need to ensure the complete expense of all pre-paid non-refundable Travel Plans that are susceptible to charges for cancellation.
***$1000 Return airfare expense only if $0 Trip Expense is shown for Trip Cancellation.
About Ripcord
Ripcord is your ultimate adventure travel policy, providing you with enhanced coverage so you can confidently travel, knowing that we’ve got everything covered from the routine to the extreme.
With Ripcord, you are provided with comprehensive coverage for fishing and hunting restrictions, as well as protection against business-related issues, pandemics, injuries, sickness, trip cancellations, and interruptions.
Today, Ripcord begins your adventure with confidence. Ripcord offers critical on-trip services for adventurous travelers, including extraction and political security, natural disaster response, rescue and search operations, as well as medical evacuation from the point of illness or injury to a hospital or home of your choice.
Partner With Us
Travel agencies can become partners and benefit from our comprehensive partner perks and cutting-edge partner resources.
Coverage for Travel Insurance:
Denial and fines, as well as imprisonment, are some of the penalties associated with benefits insurance. It is considered a crime to knowingly provide misleading or incomplete information to the insurance company, including false information. Not all coverages or plans are available in every situation. The principal place of business for Dodson Don L Inc., A Texas-domiciled corporation underwritten by National State Insurance Company, is located at 1900 Bedford Drive, Bedford, TX 76021 (license number TX 6026; NAIC Company Code: 0600 481 415). If you have any questions, please contact +1 415 481 0600. You may wish to compare the terms of this policy with your existing homeowners’ and health life policies to see if you have similar benefits from other sources. This policy provides coverage only during a covered trip. If there is a conflict between this policy summary and the policy itself, please carefully read the policy to fully understand the exclusions, limits, conditions, terms, coverages, provisions, termination, and reductions contained within. This summary does not change or replace any part of your policy. It is a brief description of the coverage available under the 2021/02 IPRED_PC_series policy.
Travel Help Protection:
Resolutions Redpoint offers a membership program that provides non-insurance travel assistance and evacuation services. By selecting the “Evacuation” option, you can purchase Redpoint’s membership program, which offers coverage for travel evacuation but not travel insurance. Alternatively, you can individually purchase travel insurance without the non-insurance travel assistance and evacuation services provided by Resolutions Redpoint.
UnivOps Insurance Services LLC is the authorized insurance broker.