What To Do If Your Insurance Company Is Stalling

Steps To Take If Your Insurance Company Is Stalling

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Inquire with your insurance provider if they require any additional documents, photographs, or details from you to continue processing your claim.

Make sure you don’t lose any evidence supporting your claim during the waiting period after opening a claim with your insurance company.

If your insurance company is attempting to lowball your settlement payout, you may need to obtain estimates from multiple contractors or repair shops to ensure that you receive the appropriate compensation for the property damages you need fixed right away.

It is advisable to maintain regular communication with your insurance provider to inquire about the progress of your claim and request any necessary information. Is there any additional documentation required? Why is the process taking longer than expected? When can I expect to receive the compensation for the damages incurred? When is the insurance adjuster scheduled to assess the extent of the damage? These inquiries are important to make, and it is recommended to keep a record of their responses along with the time and date of each phone call. This will serve as evidence in case you need to refer to these conversations in the future.

If you are still not getting noticed anywhere, you can demand a write-up stating that your life is having a negative impact and the wait has been way too long.

Getting experience of decades have we. If you have gone through all these steps and still need a bad faith insurance lawyer to handle your claim, it is important to contact your attorney right away. Your insurance company is obligated to handle your claim in a timely manner, and we have decades of experience in dealing with insurance companies to ensure that you receive what you are owed and that fair compensation is paid.

How Long Can They Legally Delay Your Claim?

The amount of available insurance coverage, as well as the existing conditions, can determine the amount of damages in case of an injury. These variables include the nature of the accident and whether the person had any pre-existing conditions. The circumstances of each individual’s claim depend on various factors and cannot be simply categorized as black or white. However, if an insurance company acts in bad faith by unreasonably denying or delaying benefits, they can be held to a higher standard. As an insured individual, you have the right to receive fair payment for what you are owed and the insurance company has a duty to promptly evaluate and process your claim. Colorado has excellent laws in place to protect insurance customers.

If you feel that your insurance company is unfairly treating you when evaluating your claim, you can reach out to Stuzynski Rector LLC, an experienced attorney in Bad Springs, Colorado, who offers free consultation and advisement. They can help you in reaching out to the insurance company and either make an offer or deny the payment, so that you don’t feel like you owe them more than what you actually owe.

Common Types Of Claims Insurers Stall On

Unfortunately, there are insurance companies that delay providing coverage for infamous companies. Dealing with this issue is a matter of concern, as these companies have a reputation for delaying insurance claims. We have observed numerous homeowners and accident victims being affected by this, and it is a common practice that will likely continue as insurance companies attempt to protect their bottom line. Below are some of the most common types of insurance claims that these stalling companies encounter.

Claims for insurance coverage

Claims for insurance by owners of commercial

Claims related to automobile, truck, and motorcycle accidents

Claims for damage caused by hail and

Claims for personal injuries

Why Your Insurer May Be Stalling Your Claim

Many insurance companies commonly stall claims for various reasons, leading policyholders to pay less money. There are actually many reasons why insurance companies delay claims, so you might be confused as to why your insurance company is delaying your claim.

Some claimants are denied all claims from the start, so they don’t pursue an actual settlement from the insurer, leaving them to pay out of pocket for legitimate claims that were actually covered by the policy.

To expedite the process of returning your life to normalcy, it is crucial to acquire the funds promptly. Recognizing your urgent need for the money, they deliberately prolong the claim duration, hoping that you will ultimately accept a reduced payout or abandon the claim altogether. Hence, it is advisable to protract the claim as much as possible.

We have seen this happen more than once, where an adjuster didn’t clearly understand the client’s needs or even the applicable laws in the case. Adjusters can sometimes be unintelligent and plain.

Many insurance companies can portray the original claim as sabotage in order to work in favor of the reasons that can cause more damage to the property after the current claim is made. Examples of this can be seen when claimants lose their evidence documentation or pictures of accidents, as well as when witnesses are not able to remember the accident very well. Waiting for extended periods of time can sometimes help insurance companies because evidence can diminish or get lost over time.

Depending on the state you are located in, the limitations of statute may vary when it comes to filing a claim based on the nature of the incident. In some cases, the state insurance policies can either assist or hinder you. It is important to note that there is usually a one-year time frame from the date of the incident to file a claim. However, by not promptly notifying the company, you may lose your right to claim compensation.

Signs That Your Insurer Is Stalling Your Claim

Detect the indications of delay as they occur, allowing you to review this checklist. Swiftly acknowledge what they provide as potential options, as it can be quite simple as the individual requiring the funds for repairs. Delay your demand when attempting to identify their inclinations, as dealing with insurance companies on a daily basis can be challenging if not.

The insurance company is requesting documents individually rather than all together.

They promptly reject a wholly legitimate assertion.

Consistently requesting additional paperwork and documentation that is unnecessary.

Several statements indicate that the company has not yet made a decision regarding your case.

Requesting irrelevant or invasive medical documents.

Consistently requesting extra statements from service providers regarding your medical care or property harm caused by the claim.

Telling you about the laws surrounding your case and how it’s handled in a false manner or lying about these laws altogether.

The insurance adjuster avoiding your phone calls or failing to respond to your attempts to reach them.

In order to lower your payment and make you sacrifice something, the adjusters will alternate insurance adjusters on your claim several times during the settlement process, hoping for a favorable outcome.

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Doing Their Due Diligence Before Paying Out

When examining legitimate insurance claims, insurance companies typically conduct thorough investigations to confirm their authenticity and prevent any potential fraud. During the investigation process, insurance companies commonly harbor suspicions about fraudulent activities or question the actual occurrence of events.

In many cases, there may be delays in the availability and schedules of the insurance adjuster due to the significant amount of individuals who were affected by the same incident. Your insurance company may still be trying to track down the individuals who are at fault or waiting to get information from a police report.

Our firm will never charge you for initial consultations, unless you recover money through insurance claims. We are always free and happy to give you expert advice about your potential bad faith insurance claim and set aside time to talk to you. A quick conversation with an experienced attorney can shed some light on the situation. There may be many different reasons why your insurance company is stalling and may owe you some amount for bad faith.

Contact Our Colorado Springs Bad Faith Insurance Claim Attorneys Today

At Rector Stuzynski LLC, we have been engaged in battles with insurance companies for many years. We possess extensive knowledge on how to effectively deal with them, ensuring that they are obliged to fully compensate you in a timely manner. Annually, we successfully recover millions of dollars for our clients, and we would be delighted to assist you in obtaining the amount owed to you by your insurance company. Therefore, if you believe that your insurance company is behaving unethically, please do not hesitate to contact us today at (719) 578-1106 for a complimentary consultation. Alternatively, you are more than welcome to visit our office in Downtown Colorado Springs to directly converse with one of our attorneys.

Areas We Serve

We serve injured clients throughout the state of Colorado, including residents of Castle Rock, Peyton, Security-Widefield, Larkspur, Canon City, Pueblo, Black Forest, Monument, Briargate, Fountain, Manitou Springs, and Colorado Springs, as well as beyond and in Douglas County, Park County, Elbert County, El Paso County, and Teller County.

Your Insurance Company May Be Stalling Your Claim In Bad Faith

Dealing with an insurance company that is still stalling may be a bad faith claim, but if all of your ducks are in a row, there are a few things you can do to expedite the claims process. If you were injured or suffered property damage after an accident, it usually means that you were involved in an event that is never fun, but what you can do if your insurance company is taking forever to process your claim is what you want to get back to normal life as soon as possible.

If you suspect that your insurance company is delaying or stalling your claim without any valid reason, it is good news that Colorado law gives you the leverage to fight back against insurance companies that deny or delay payment. We can put pressure on them to get a fair settlement amount and get you paid out. So, get in touch with an experienced attorney in Colorado with a good track record of dealing with insurance companies in bad faith. Don’t let them stall your claim any longer and call Stuzynski Rector LLC today for a free consultation.

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