Regrettably, Walmart does not accept Afterpay as one of their accepted payment methods.
It is possible to shop at Walmart and pay for your purchases in full right away. Walmart offers both the options to pay now or buy with PayPal, however.
Walmart does not accept either Quadpay (formerly known as Zip) or Klarna, even though these companies are compatible with Walmart’s payment services.
If you would like to attempt utilizing Zip for an in-store transaction at Walmart, try following these steps given by Zip.
Walmart does not accept Afterpay, but they likely accept PayPal and Affirm, including other options like “buy now, pay later.” It’s not entirely clear why they do not accept it.
What Items At Walmart Can You Buy With Pay Later Apps?
It’s true that Walmart has a lengthy list of exclusions when it comes to items that cannot be bought with Affirm.
However, there are still numerous things that meet the requirements.
The categories that are included in the eligible items are as follows:
What “Buy Now, Pay Later” Apps Work With Walmart?
Walmart accepts PayPal and Affirm, both of which provide “buy now, pay later” payment alternatives.
There are also ways that you can use Zip and Klarna to shop at Walmart, but the process is a little different.
To learn how to use the Klarna app to shop at Walmart and pay for your purchases in 4 installments, click here.
How Does Walmart’s “Buy Now, Pay Later” Plan Work?
The main method to “purchase now, settle later” at Walmart is by utilizing the Affirm application.
Affirm is a financial service that allows users to make monthly payments on their purchases, without any late fees and without affecting their credit score. Additionally, Affirm offers a course where users can split their payments into 4 installments.
However, since Affirm is completely unrelated to your credit score, you also cannot establish credit by utilizing this service.
You can download the Affirm app on your mobile device through the store app. Please note that you must already be signed up for an Affirm account to use this service. When you reach checkout, simply select “Affirm” as your chosen payment method and you can use Affirm as you normally would when shopping at Walmart.
After selecting your preferred payment plan, Affirm will provide you with reminders. Once you have completed your purchase with Affirm, you will be required to make payments based on the payment schedule you have chosen through your Affirm account.
To obtain additional details regarding financing options using Affirm at Walmart, which includes guidelines for making purchases in-store, please click here.
Please note that when making a purchase from Walmart, you must complete the checkout process in its entirety. Additionally, there are certain items such as pet supplies, weapons, other non-grocery items, and baby food that cannot be purchased through Affirm. It is also important to mention that alcohol and some other groceries are included in this restriction.
It’s important to know that Walmart only accepts Affirm installment payments for purchases ranging from $2000 to $150, whether it’s for more expensive items or smaller purchases at checkout.
FAQs
Does Walmart accept Quadpay or Afterpay?
No, Walmart does not accept Afterpay or Quadpay, however, there is a workaround called Zip (now called Quadpay) that allows users to add a Zip card number to the Walmart app, which can be used for purchases of used items.
Does Walmart accept Afterpay financing?
No, Walmart does not acknowledge Afterpay in any way.
Can you split payments at Walmart?
There are several ways to split payments while shopping at Walmart, including using Klarna or Zip, Affirm, or PayPal. Payments can be made directly through the services app owned by Klarna and Zip, while Affirm and PayPal can be used directly through Walmart as accepted forms of payment.
Does Walmart accept Paypal?
Yes. PayPal is one of the approved payment methods at Walmart.
What other stores accept Afterpay?
Afterpay is accepted at a diverse selection of retailers, such as Target, Footlocker, and Kmart.
Conclusion
Many items are eligible for financing, and you can shop at Walmart anytime. Additionally, you can also use PayPal to make your purchases. The Affirm app allows you to pay for your Walmart purchases in monthly installments, whether online or in-store. You can try using this app to finance your Walmart purchases. While you can buy now and pay later from this major retailer, Walmart does not accept Afterpay.