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Zimmer Insurance Agency, Inc.
Discover additional information about our organization.
Since 1959, Zimmer Insurance Agency Inc. Has been working to provide our clients with personalized local service to help them find the right insurance coverage to protect their businesses, belongings, families, and themselves. We take pride in serving Columbia County, PA and strive to make our clients feel like valued members of our family. Our priority is to ensure that our clients receive the assistance they need to find the best insurance options.
With over 50 years of experience in the business, Zimmer Insurance Agency, Inc. Has continuously won the Founders’ Award for 26 years due to our dedication to personalized service. We know that when you work with us, you can trust that we have the right knowledge and expertise to guide you through every step of the insurance process.
Get Your Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Business Insurance
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Our Clients Rave About Us
“Super helpful. Great rates. Great people.”
Scott Shires
“Best insurance dealer ever!”
Gail Boudman
“Customer service over the phone was quick, easy, and very helpful.”
Tiffany Whitehair
The Advantage of an Independent Agency Working for You
What sets our autonomous organization apart?
Discover the Method.
Locally Owned
We are a locally owned and operated business based in Bloomsburg, PA, serving the entire Columbia County area.
Award-Winning
Over the last 26 years, we have continuously achieved the Founders’ Awards.
Experienced Agents
With a business legacy extending over 50 years, we have the essential expertise and understanding in the insurance industry that you need.
Expertise You Can Trust
Local Service
Customized Coverage
Zimmer Insurance Agency, Inc. + Erie Insurance
We strive to uphold Erie Insurance’s long-standing commitment to service.
Begin ERIE Quotation.
Pay Your Bill
Access Online Account
Life Insurance Calculator
Get an Auto Quote
Report a Claim
Receive assistance in submitting your claim.
Policy Change
Refine your policy choices.
Request Certificate
Obtain evidence of your insurance promptly.
Auto ID Card
Misplaced your card? Obtain a replacement.
Pay Bill
Make secure online payments.
Policy Review
Assess your insurance policy in relation to your present requirements.
Personal Insurance
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Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Coverage for Physical Harm Liability.
Risk Factor……
It is easy to become distracted while driving. You may be held financially responsible for any bodily injuries caused as a result of the accident, as the operator/owner of the vehicle. If you are not paying attention to the road ahead and slowing down your vehicle, you could easily crash off the long road. This can happen when you are distracted by changing the radio station, dealing with a fussy baby, or receiving an incoming text message.
Solution……
When selecting your liability coverage, it is important to limit the amount of liability that covers bodily injury to another person in case of an accident. To protect your assets, you should purchase enough coverage in case you are sued or a claim is brought against you. Additionally, you should consider purchasing an excess liability policy, which may provide additional limits of liability.
Coverage for Property Damage.
Risk Factor……
If you are involved in an auto accident, you and your family may be financially responsible for any damage caused to someone else’s property by your vehicle, if required by the state and depending on the amount.
Solution……
In certain cases, you may be able to choose the standard amount or coverage limit dictated by local laws or your insurer. If your car damages someone else’s property, such as a building, fence, or another car, your auto insurance policy protects you for the property damage portion.
Medical Payments Coverage and Personal Injury Protection (PIP).
Risk Factor……
It is not unusual for medical expenses to reach thousands of dollars, depending on the seriousness of the injuries sustained in a car crash, regardless of whether it was your fault or the fault of the other vehicle, as a significant part of the costs are often not covered by your health insurance plan.
Solution……
Depending on your location, Medical payments coverage or Personal Injury Protection can cover the medical and funeral expenses for both drivers and passengers involved in an accident. It is crucial to be aware of the specific requirements, limits, and coverage applicable in your state, as they may differ.
Coverage for damages caused by uninsured or underinsured motorists.
Risk Factor……
What happens when the driver who hits you doesn’t have enough liability coverage? Or, even worse, what happens if they expect more than you might expect based on the research that has shown this? If you’re in a collision with an uninsured driver, you can be left to pay out-of-pocket for medical expenses and damages that are not covered by the other driver.
Solution……
Compensation for harm caused by a motorist who lacks sufficient insurance coverage, a motorist whose insurance company is unable to pay for damages, a driver who flees the scene, or an uninsured driver, may be provided by uninsured/underinsured motorist coverage. This compensation includes payment for bodily injury and lost wages.
Coverage for Physical Harm.
Risk Factor……
Your automobile can be a fairly costly investment, which may be exposed to many potential losses caused by circumstances and events such as theft and weather-related incidents.
Solution……
You should consider coverage if you want to fully protect your vehicle, but coverage is optional if your vehicle is fully paid. Comprehensive coverage can protect your vehicle if it is stolen or damaged by an object or another vehicle, and collision coverage can protect your vehicle if it is damaged in an accident.
Rental Protection / Loss of Utilization.
Risk Factor……
When your car is being fixed or replaced because of a covered damage, you may need to hire a vehicle to ensure uninterrupted transportation for your daily obligations. Renting a vehicle can become costly, particularly if the repair or replacement process takes a long time.
Solution……
If your vehicle is ever involved in an accident, you have the option to add inexpensive coverage to your auto insurance policy, which covers the cost of renting a temporary replacement vehicle or paying for the cost of private or public transportation, up to a daily limit of available variety.
Auto Insurance 101
Ensure that you address the distinctive hazards you encounter with car insurance.
Contact Zimmer Insurance Agency, Inc.
As an independent agency, we are here to help you find the right coverage.
Zimmer Insurance Agency, Inc. Takes pride in providing insurance services to Bloomsburg, PA, Berwick, PA, and the entire Columbia County. Feel free to contact us at any time for all your insurance needs.
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