Bookkeeper Insurance: E&O/Professional Liability & More

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We collaborate with reputable insurance companies that have an A-rating.

What types of business insurance do bookkeepers need?

These insurance plans provide coverage for the most prevalent accounting liabilities.

Errors and omissions insurance

Insurance liability professionals, also known as insurance E&O professionals, are commonly hired by other professionals, such as service providers and bookkeepers. They provide coverage for legal fees related to performance work.

BEST FOR.

  • Bookkeeping errors.
  • Allegations of carelessness.
  • Mistakes that result in a legal action.
  • General liability insurance

    When purchasing a business owner’s policy, you can save money by combining it with property insurance. This policy provides coverage for various common risks, such as slip-and-fall accidents that may occur in your office, as well as a commercial general liability policy.

    BEST FOR.

  • Customer physical harm.
  • Customer property that has been harmed.
  • Defamation and other advertising harms.
  • Business owner’s policy

    A business owner’s policy, or BOP, is a cost-effective way for bookkeepers to purchase general liability coverage and commercial property insurance together.

    BEST FOR.

  • Slip-and-fall accidents.
  • Unintentional harm to customer belongings.
  • Stolen or harmed business assets.
  • Workers’ compensation insurance

    Most states mandate workers’ compensation for bookkeeping enterprises with employees, and it additionally safeguards sole proprietors against work-related injury expenses that may be rejected by health insurance.

    BEST FOR.

  • Employee healthcare costs.
  • Disability benefits.
  • Expenses incurred due to employee injuries in accordance with the law.
  • Cyber insurance

    This policy helps small business owners recover data for payment, as well as provides notification to clients about additional costs associated with cyberattacks and data breaches.

    BEST FOR.

  • Lawsuits related to data breaches.
  • Cost of informing customers.
  • Expenses for fraud surveillance.
  • Commercial auto insurance

    Business-owned automobiles necessitate this protection in the majority of states; in the event of a bookkeeper’s vehicle being engaged in a mishap, commercial vehicle insurance handles the expenses.

    BEST FOR.

  • Damage to property caused by your car.
  • Injuries resulting from car accidents.
  • Auto theft and property damage.
  • Why do bookkeepers need insurance?

    Accidents, injuries, and lawsuits, which can be safeguarded by bookkeeping insurance, have the potential to severely damage your business financially. A work-related injury, an allegation of fraud, or a mistake in data entry could lead to significant financial setbacks.

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    Find the right coverage

    Insureon assists bookkeepers in finding insurance that aligns with your distinct vulnerabilities.

    Obtain complimentary professional guidance and tranquility, being aware that you possess the appropriate property and responsibility protection for your small enterprise.

    How much does insurance cost for bookkeepers?

    Finance professional working on a calculator.

    A compact bookkeeping enterprise will incur lower costs for business insurance compared to a larger corporation.

    Factors that influence the price of insurance for small businesses include:

  • Bookkeeping services provided.
  • Business assets and machinery.
  • Business income.
  • Business operations.
  • Various insurance policies bought.
  • Policy restrictions and excesses.
  • View Costs.

    How do I get bookkeeping insurance?

    You can obtain a certificate of insurance and purchase a policy online with Insureon, following three simple steps. Our application will inquire about basic facts regarding your business, such as the number of employees and revenue. If you have information about your company at hand, getting business insurance for accountants and bookkeepers is a straightforward process.

  • Fill out a complimentary online application.
  • Compare insurance estimates and select coverage options.
  • Make a payment for your insurance and obtain a certificate.
  • Insureon’s licensed insurance agents collaborate with highly-rated U.S. Providers to secure suitable insurance coverage and fidelity bonds for your bookkeeping enterprise, whether you operate solo or have employees.

    What our clients are expressing.

    I had an urgent contractual requirement to pay insurance by the end of the year, specifically in December. Holly Burton, who worked with Hartford, sent me an invoice around Christmas. I have saved hundreds of dollars in taxes.

    Richard C.

    Software / web design.

    “Within a few hours, I obtained an insurance certificate. I informed him about my requirements and Raynaldo efficiently handled the tasks.”

    “The response time was nearly instantaneous. The options I was given were tailored to my company’s requirements. I received the policy in an exceptionally fast time.”

    Esther L.

    Management consultant.

    Compare insurance quotes for bookkeeping today.

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