Commercial Truck Insurance, Texas | Thumann Agency

two Commercial Trucks Insured by Thumann Insurance

We stay firmly within your financial plan while fulfilling all of your specific requirements for trucks and trailers. Specifically for you, we can promptly customize a package that fulfills all of your insurance needs for commercial trucking. We offer reliable insurance policies for your commercial trucking insurance needs from highly-rated companies. Thumann Insurance has been offering Commercial Truck & Trucking Insurance to truckers throughout the entire state of Texas for more than two decades.

What is the Best Commercial Truck Insurance?

What Does Non-Trucking Insurance Mean? What Does It Cover?

What Does Commercial Truck Insurance Cover?

Uninsured Motorists Coverage

Does my Truck Insurance Cover My Trailer?

Commercial Trucking Insurance in Texas is very similar to auto insurance in Texas. Policies are available with several types of insurance coverage to fit each trucker’s specific needs. Commercial Truck Insurance policies are specially designed to protect your business and your personal assets. Thumann Insurance can provide you and your truckers with excellent coverage including:

Uninsured Motorists Coverage covers any costs of damages and injuries to you or one of your employees when the other driver is at fault but has no insurance. This ensures that you, your truck, and your employees get the assistance you need – when you need it.

For commercial truck drivers in Texas, we offer a variety of insurance policies to protect you and your business. A licensed agent will craft a policy to fit your exact needs at an affordable rate. We also offer around the clock support for you and your business to make sure you are happy with your policy. Whether you need a certificate of insurance, helpful insurance tips, online claim forms, or more, we make it easy to make a claim any time during the day and access the support you need.

Physical Damage Coverage covers any damage to your vehicle from an accident or other incidents. It also includes comprehensive coverage that pays for damage from theft, vandalism, and non-collision causes. Physical Damage Coverage also includes collision coverage.

There are many types of commercial truck insurance policies. Commercial trucks involve various kinds of large vehicles, including:

  • Semi-trucks (tractor-trailers or 18-wheelers).

  • Dump trucks.

  • Garbage trucks.

  • Vehicle transporters and automobile trailers.

  • Tow trucks.

  • Flatbed trucks.

  • Tank trucks.

  • Box trucks.

  • Cost of Commercial Truck Insurance

    Commercial Truck Liability Insurance

    Commercial Truck Liability Insurance covers your liability risks if you or one of your drivers has an accident. Your policy will include bodily injury liability to cover the costs of any injuries and/or medical expenses for the injured party. You will also have property damage liability to cover the costs of any property damage resulting from an accident. Your Commercial Truck Liability Insurance will also cover the expenses of your legal defense.

    Non-Trucking Liability (NTL) insurance coverage protects drivers when they use their truck for non-business related purposes. NTL insurance helps provide more thorough coverage for the motor carriers’ primary liability policy.

    Non-business stops, including those taken by the owner, can affect the driver if applied and the driver is protected. There can be many variables that can influence the driver if they navigate across multiple states, which can be challenging. Determining coverage for Non-Trucking Liability Trucking insurance can also be challenging.

    To learn more about the policy, it would be best for you to chat with a member of our team. Additionally, you can utilize the window to use an Auto Commercial NTL policy, which is smaller than a Primary Auto Commercial Liability policy.

    Physical Damage Coverage

    Types of Commercial Truckers Insurance

    The cost of trucking insurance is determined by several factors. Including:

  • The nature of your business.

  • Your range of travel.

  • Your vehicle.

  • Your location.

  • The boundaries you require.

  • The driver’s driving record.

  • Depending on your insurance cover, your trailer attached to your truck may or may not be covered. It is crucial to have a thorough understanding of your policy to know how you are protected in the event of a collision.

    This situation can turn out to be an expensive error. Due to the fact that the truck was not harmed, it may not be included in the coverage if there is a crash with your trailer, as numerous insurance companies may employ vague terminology.

    We can learn more about how our representatives can protect Texas trailer and truck accidents by chatting with one of them. While we may not offer comprehensive truck insurance policies that would cover your trailer in the event of an accident, your truck may not be covered either. However, if you own the trailer, only other insurance policies may cover it in the event of an accident involving your truck.

    The Thumann Agency Specializes in Commercial Insurance

    The Thumann Agency has been providing Commercial Trucking Insurance all over Texas for over two decades. Our agents can find the best Commercial Truck Insurance policy for your company at the most competitive rate. Our agents are also able to assist you with every aspect of your business insurance coverage needs. From property coverage to general liability to commercial truck insurance, we’ve got you covered. We’d love to assist you in finding the right policy and answer any of your questions! Give us a call today at (972) 991-9100.