Motorcycle Insurance | Safeco Insurance

Man cleans motorcycle in his garage.

You could save money with Safeco’s motorcycle discounts5



Provides a reduction if you have not filed any claims for 12 months in your previous policy period. (With or without Safeco.).


Companion Policy

Provides a discount if you possess another policy of any type with Safeco.


Safety Course discount

Provides a reduction in price when you have finished a sanctioned motorcycle/bike safety class in the previous three years.

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Man cleans motorcycle in his garage.

Start with a quote — finish with an agent

Download the mobile app to access your motorcycle policy on your device

Carry your policy with you while traveling so you can:

  • Receive assistance on the roadside whenever you require it.

  • Download the Safeco Mobile App on iOS Download the Safeco Mobile App on Google Play

    Coverage that keeps you cruising

    Get to know your motorcycle coverage options

    We are aware that you take pride in the vehicle you ride. Gain further knowledge about our distinct insurance options listed below, and subsequently reach out to a nearby representative to engage in a conversation about the suitable motorcycle coverage for your needs.

    Physical Harm Responsibility.

    You are responsible for paying the medical expenses, hospital bills, and other related costs for an accident in which someone other than the main passenger gets injured.


    If you are involved in a collision incident and your motorcycle sustains damage, this insurance will help cover the expenses for repairs, irrespective of the party at fault.

    24/7 Roadside Aid.

    Once again, when you move, you will receive our optional 24-Hour Roadside Assistance, which guarantees a flatbed tow and a jump start if your bike/motorcycle breaks down. We will make sure you are not left stranded.

    Coverage of Parts from the Original Equipment Manufacturer (OEM).

    Coverage that ensures customers will receive brand new [Original Equipment Manufacturer] parts on their vehicle(s).

    Protective Clothing Insurance.

    If your protective clothing is damaged in a crash, we will compensate you for the products.

    Provision for the Cost of Replacing Harley Davidson.

    In the current market, we will reimburse you for the entire expense of the motorcycle/bike in the event of a complete loss to your Harley-Davidson, followed by the real monetary worth.

    Find the optimal choices for you and your automobile by reaching out to an authorized independent agent in close proximity to you at Safeco. We provide a multitude of additional coverage choices for motorcycles.

    Enroll in Roadside Assistance for your motorcycle

    Whether it’s a casual Sunday ride on the backroads of your local area or a long trip with your cycling association, Safeco is here to provide roadside assistance for you.

    When buying your motorcycle insurance policy, make sure to sign up for Roadside Assistance, which includes services like towing, jumpstarts, emergency fluid delivery, and other incidents that are covered. To get more information, get in touch with an agent today.

    Locate a representative.

    Common motorcycle insurance questions

    Seeking answers? Explore the most commonly asked questions below, or get in touch with a representative to discuss motorcycle insurance today.

    The Towing & Labor Coverage endorsement, which is optional, is available on 2Coverage. The availability of this endorsement may vary by state. It only applies to mechanical disablements and breakdowns, and there may be limits to the coverage.

    3Included coverage. Comprehensive and/or Collision. coverage required. May vary by state.

    4Terms and conditions are applicable.

    Not all applicants may qualify; all applicants are individually underwritten, to the extent permitted by law. Certain discounts apply only to specific coverages. Savings and discounts of 5% are available where state regulations and laws allow.

    Some states do not allow Mobile Insurance ID cards as proof of insurance, but Insurance ID cards are allowed in most states.