NEMT & Paratransit Insurance – National Interstate Insurance

National Interstate Products

Vanliner Products

Hawaii & Alaska

Understanding the Unique Insurance Needs of NEMT and Paratransit Operators

Interstate National insurance has decades of experience providing exceptional customer service and proactive loss control programs. They specialize in meeting the unique needs of fleets of all sizes, including paratransit, medical emergency transportation, and non-NEMT. They understand the importance of protecting everything you need and offer customized products to best serve your specialized needs.

We also work with brokers across the country to offer paratransit and NEMT programs for the Mobility, including a wide range of risk tolerances that can match the needs of the captive rental group we just designed.

National Interstate also caters to the insurance requirements of the ambulance sector.

Insurance Coverages for NEMT and Paratransit Operators

  • Auto Liability.
  • Automobile Physical Damage.
  • General Liability.
  • Property.
  • We offer a range of payment choices, such as installment plans with no interest.

    Expertise

    Our team of trusted professionals, who specialize in product design, claims, and loss control, go beyond simply providing excellent transportation insurance. They leverage their extensive knowledge and expertise to not only advance the industry but also to ensure favorable outcomes for our customers.

    View More.

    Articles and Resources

    Explore further from our team about optimal techniques, sector knowledge, and pertinent program details.

    RISK FINANCING 101

    It is unusual to hear one confidently proclaim, ‘Safety is job #1!’ But is it really? After all, to be truly safe means avoiding any…

    RE-ENGINEERING RETENTION

    Today, among the most prevalent subjects in the workplace, recruiting and retention stand out. There is a valid justification for this, as numerous leaders may experience the sentiment of…

    BECOMING A BEST-IN-CLASS RISK

    Let’s be honest, insurance underwriters ask a lot of questions.And it can be frustrating gathering information without knowing why it is needed….

    Insurance Options to Fit Your Needs

    Explore our selection of program options tailored to your risk tolerance and fleet size.

    First Dollar

    If you prefer to transfer all the risk of your company to insurance, the right solution may be cost, often referred to as guaranteed insurance.

    Deductible Options

    If you aim to reduce your initial premium expense and assume a restricted level of risk, opting for a deductible may be suitable. We provide various deductible amounts to accommodate your requirements.

    Group Captive

    Our captive rental group offers collateral-free terms and is capitalization upfront. We believe in best practices, accountability, and safety, and our members share deep commitments to these principles. While also maximizing financial returns, we acknowledge the potential risks involved in our captive group. The program is specifically designed for paratransit and NEMT operators managed by Interstate National, and by joining Mobility℠, you can make sure your work is insured.

    Discover more about the distinct benefits of National Interstate’s collective captives and our alternative innovative risk frameworks.

    Mobility℠

    Established in 2022, the bi-annual business meetings offer advantages such as the opportunity to earn potential financial gains and the chance to connect and gain knowledge from colleagues and National Interstate executives. Mobility℠ is an exclusive rental program specifically designed for NEMT and paratransit operators who value their safety culture and wish to actively control their risk expenses.

  • Target Premium – $ 1,000,000 or more.
  • Significant Risk Appetite – $50,000 deductible.
  • Watch to Gain More Knowledge.

    Discover more about the distinct benefits of National Interstate’s collective captives and our alternative innovative risk frameworks.

    Large Account Customization

    Our dedicated team is known for sophisticated and highly creative risk-financing solutions and highly innovative structuring for large fleets. These solutions include tailored structures, unique programs, and large deductibles, which are suitable for captives, member-owned rental accounts, and other creative risk profiles.

    Discover more about the distinctive benefits of National Interstate’s extensive account customization and our additional innovative risk frameworks.

    If you prefer to transfer all the risk of your company to insurance, the right solution may be cost, often referred to as guaranteed insurance.

    If you aim to reduce your initial premium expense and assume a restricted level of risk, opting for a deductible may be suitable. We provide various deductible amounts to accommodate your requirements.

    Our captive rental group offers collateral-free terms and is capitalization upfront. We believe in best practices, accountability, and safety, and our members share deep commitments to these principles. While also maximizing financial returns, we acknowledge the potential risks involved in our captive group. The program is specifically designed for paratransit and NEMT operators managed by Interstate National, and by joining Mobility℠, you can make sure your work is insured.

    Discover more about the distinct benefits of National Interstate’s collective captives and our alternative innovative risk frameworks.

    Established in 2022, the bi-annual business meetings offer advantages such as the opportunity to earn potential financial gains and the chance to connect and gain knowledge from colleagues and National Interstate executives. Mobility℠ is an exclusive rental program specifically designed for NEMT and paratransit operators who value their safety culture and wish to actively control their risk expenses.

  • Target Premium – $ 1,000,000 or more.
  • Significant Risk Appetite – $50,000 deductible.
  • Watch to Gain More Knowledge.

    Discover more about the distinct benefits of National Interstate’s collective captives and our alternative innovative risk frameworks.

    Our dedicated team is known for sophisticated and highly creative risk-financing solutions and highly innovative structuring for large fleets. These solutions include tailored structures, unique programs, and large deductibles, which are suitable for captives, member-owned rental accounts, and other creative risk profiles.

    Discover more about the distinctive benefits of National Interstate’s extensive account customization and our additional innovative risk frameworks.

    More Than Just a Policy

    These are just a few ways in which we provide exceptional value beyond the policy, especially when you need us the most. Highly skilled experts claim proactive safety advice, driven by data-driven technology. We also have exceptional financial strength.

    NEMT and Paratransit Insurance

    Our Industry Presence

    The consistent and professional support we receive gives us peace of mind.

    “Over the past two decades, our company has worked with several insurance carriers, but none compare with the claims service we have received from National Interstate. From the top down, the consistent and professional support we receive gives us peace of mind knowing that we have a stable insurance solution.”

    Chris Hane Assisted Transportation

    CONTACT US

    If you are interested in connecting with a member of the NEMT team to learn more, please get in touch!