Despite the minimal or even no physical contact involved in Reiki, lawsuits and financial claims arising from Reiki practitioners are protected by liability insurance, ensuring that the risks still exist.
Spans across the entire country
Speedy + Safe Internet Application.
Offers Complimentary Continuing Education and Reduced Certification Fees
How Much Does Reiki Liability Insurance Cost?
1 year full-timepolicy
Designed for individuals who practice Reiki full-time and professionals in the wellness field.
2 year full-timepolicy
The most budget-friendly choice that guarantees a fixed rate of $145 per year.
1 year PART-timepolicy
Designed for professionals who work less than 10 hands-on hours per week.
1 year Studentpolicy
Designed for professionals who work less than 10 hands-on hours per week.
Insurance for Reiki Practitioners
Don’t let the name fool you, Plus Insurance Magazine offers liability insurance for Reiki practitioners, both part-time and full-time professionals, at a rate of $149/year and $169/year respectively.
Your policy automatically covers you to practice a wide range of modalities and techniques, including yoga instruction, Asian bodywork, energy healing disciplines, and traditional massage therapy, without any additional charges.
Get fully insured online in under five minutes and receive instant coverage from J. Arthur Gallagher & Co., The world’s fourth-largest insurance brokerage, backed by Insurance Arch.
Reiki Liability Insurance Policy Limits
Official Insurance Provider for Reiki Industry Leaders
Why is REIKI insurance necessary for me?
WHAT MAKES MMIP INS
WHAT IS THE BACKGROUND OF REIKI?
WHY DO I NEED REIKI INSURANCE?
Accidents and legal actions can occur, whereas Reiki is regarded as a secure technique. Practitioners of Reiki are shielded against the financial consequences of legal actions or complaints through liability insurance, such as a client asserting adverse reactions like queasiness, lightheadedness, or migraines caused by Reiki. Complaints have also been observed to emerge from clients simply stumbling and tumbling on your premises and slipping off a table.
Having skepticism about Reiki, a popular alternative form of medicine, may enhance your professional credibility in the insurance industry. While Reiki is still not widely accepted or recognized as a legitimate form of healthcare by everyone, it is becoming much more popular.
Disciplines and Modalities We Cover
One policy automatically provides coverage for more than 450+ specialties and fields in every state across the United States.
Insurance Reviews from Reiki Practitioners
I am extremely thankful to MMIP! It has provided me with the opportunity to insure my own Wellness Center, without any concerns about liability coverage and expenses. By being insured by MMIP, I have completely eliminated the stress of these concerns and saved $1,300 per year. I am incredibly grateful to have this insurance option!
The top option is the cost & coverage, with a significant advantage being the sense of safety and security, knowing that my business is safeguarded. I consistently suggest it to others and I have extended my policy for two years. In fact, I am incredibly pleased to be insured by Massage Magazine Insurance Plus.
Plus Insurance Magazine Massage provides me with a very wide range of coverage at a great price. MMIP’s customer service team has an incredible attitude towards customer service. I feel completely protected in this new massage environment.
I was extremely happy when I discovered Insurance Magazine Massage, as I found out that I am now covered for all classes of therapy, including CranioSacral and yoga classes, which I currently teach. I no longer need to buy separate insurance for the yoga classes.
Why Choose MMIP for Reiki Insurance?
Incidents May Occ
Regardless of accidents that may occur or unforeseen events that may happen in a lobby or during a massage therapy session, it is important to know that your personal and professional lives are protected. Whether a client alleges negligence and injures themselves in the process or any other unforeseen event takes place, reiki therapists who provide peace of mind through Plus Insurance Magazine Massage exist to give you the assurance and protection you need.
If a bodywork professional goes out of business, it could potentially harm their positive reputation, result in financial losses worth thousands of dollars, and expose a reiki practitioner to legal liabilities if they do not have insurance coverage.
Reiki Insurance Coverage
For just $169 a year, you can receive comprehensive coverage, including rental damage insurance, product liability coverage, general liability (including trip and malpractice), and professional liability. Our program also covers beauty and wellness professionals, health practitioners, and reiki practitioners, ensuring that you have access to the most comprehensive coverage at a low annual rate.
While your policy was in effect, the actual incident that took place will still be covered even after your policy expires, meaning we will offer coverage for any claims filed after the occurrence. Plus.
We Offer What Others Don’t
Compare MMIP Magazine Massage Insurance to see why our liability insurance for massage and Reiki outweighs the insurance liability offered by other insurance companies and provides additional benefits and perks. Don’t miss out on the opportunity to practice Reiki and protect yourself with our policy.
Bonus Benefits
Reiki Insurance Comparison
Alternative Balance |
IdeaFit |
MMIP |
||||
| Occurrence-Form Coverage | ✘ | No | ✓ | Yes | ✓ | Yes |
|
Professional Liability Insurance (Malpractice) |
✓ |
$2 Million Per Occurrence $3 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence $4 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence $3 Million Individual Annual Aggregate |
|
General Liability Insurance (Trip & Fall) |
✓ |
$2 Million Per Occurrence $3 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence $4 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence $3 Million Individual Annual Aggregate |
|
Products Individual Annual Aggregate |
✓ |
$2 Million |
✓ |
$2 Million |
✓ | $2 Million |
|
Unlimited CE Hours Included |
✘ |
No |
✘ |
No |
✓ | Yes |
|
Hour Qualification |
✘ |
100 hours of Training or 5 Years Experience |
✓ |
No Hours Required for Insurance |
✓ | No Hours Required for Insurance |
|
Required CE hours |
✘ |
Minimum Required by State |
✓ |
No Hours Required for Insurance |
✓ | No Hours Required for Insurance |
|
Rental Damage Coverage |
✓ |
$300,000 General Liability Limits May Apply |
✓ |
$100,000 |
✓ | $150,000 |
| Stolen Equipment | ✘ | No | ✘ | No | ✓ | $2,000 *$250 deductible |
| Identity Protection Plan | ✘ | No | ✘ | No | ✓ | Yes |
|
Annual Fee |
$269/yr Professional $189 first-year Student |
$290/yr Professional Undisclosed Pricing for Students |
$169/yr Professional $40 Student |
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| No assurance or guarantee is made as to the completeness or accuracy of this information. The information in this comparison has been gathered from other third-party sources and websites of each organization. | Get Covered | |||||
| Alt Balance | IdeaFit | MMIP | |
| Occurence-Form Coverage | ✘ | ✓ | ✓ |
| Professional Liability Insurance (Malpractice) | ✓ | ✓ | ✓ |
| General Liability Insurance (Trip & Fall) | ✓ | ✓ | ✓ |
| Products Individual Annual Aggregate | ✓ | ✓ | ✓ |
| Unlimited CE hours Included | ✘ | ✘ | ✓ |
| Hour Qualification | ✓ | ✘ | ✓ |
| Required CE hours | ✓ | ✘ | ✓ |
| Rental Damage Coverage | ✓ | ✓ | ✓ |
| Stolen Equipment | ✘ | ✘ | ✓ |
| Identity Protection Plan | ✘ | ✘ | ✓ |
| Annual Fee | $269 | $290 | $169 |
| Get Covered | |||
No assurance or guarantee is made as to the completeness or accuracy of this information. The information in this comparison has been gathered from other third-party sources and websites of each organization.
Benefits of Having Reiki Insurance
Reiki practitioners should consider insurance as an essential investment in their practice. In our litigious world, a simple slip-and-fall can result in a costly liability claim against the Reiki practitioner. Insurance liability for Reiki is a strategic business decision that can protect both the practitioner and their business. MMIP provides added safeguards such as CE Continuing Unlimited courses, a Free Professional Website, Equipment Coverage, Rental Damage Protection, and Identity Theft Protection to our customers. Over the years, we have included additional benefits in our Reiki insurance coverages to provide financial security and peace of mind in these uncertain times. Our desire is to help you succeed in your business and alleviate the burden of liability incidents by shouldering the coverage. This allows you to focus on continuing to bring incredibly beneficial treatment to the patients who need it most.
Ways You Can Avoid Claims
These are some basic steps you can take as a Reiki provider to reduce the chance a claim is filed against you:.
As you walk through the entire process, we will assist you in finding your own peace through Reiki treatments. While helping patients find peace of mind, we offer affordable plans. At certain points in their careers, patients may find themselves facing potential claims, so it is vital to have insurance to protect your practice and the energy work you do.
Reiki Insurance Frequently Asked Questions
What does reiki insurance cover?
Reiki insurance is designed to actively protect professionals in the industry from the many different forms of risks they face every day, comprising three main coverage types: liability product and professional liability, and general liability.
Suddenly, it is possible for your front door mat to cause a new client to trip over and claim general liability. This type of coverage deliberately covers many different types of accidents that can happen.
Professional liability insurance covers claims from policyholders related to actual services performed, which result in damage to property and/or injury, or are a result of malpractice.
Product liability provides protection for the policyholder against claims related to a client experiencing an adverse reaction due to the use of a product during the session.
Additional aspects of coverage that enhance the level of protection include rental damage coverage and coverage for stolen equipment.
Where can you get CEUs for reiki massage?
Plus Insurance Magazine Massage is one of the few NCBTMB-approved insurance programs that comes with unlimited continuing education courses in reiki. These courses are designed to be engaging and informative, helping you stay current and meet the set requirements for continuing education towards your board state. They also provide insights from industry professionals, so you can retain more of what is being taught.
Can you get reiki insurance coverage without being an LMT?
Some states do not require a license to practice reiki massage, but it is important to ensure that you are up to date with the requirements of your state’s licensing board in order to legally secure coverage insurance for reiki.
Can you file a claim for reiki insurance after your policy expires?
Can you, indeed, with MMIP. Occurrence form is the preferred type within the industry that our policies utilize, but certain policies are categorized as claims made policies. In order to be eligible, you must submit a claim while the policy is still in effect. If a claim is made days after the policy expires, but you have an incident on the final day of your policy, you would not be able to file a claim for it. Claims made policies have a straightforward approach.
It is always crucial to ensure that your policy utilizes the occurrence form to potentially determine the contrast between comprehensive coverage and no coverage whatsoever. This significant differentiation implies that you can still make a claim even after the policy has expired, as long as the claim event occurred during the active term, and occurrence form coverage adopts a more practical approach.
Can you add additional insureds to a reiki liability insurance policy?
There are many occasions where it is necessary to add many additional insureds easily to a policy. For example, landlords may be required to have additional insurance to avoid being held liable for something arising from the activities of their tenants. Definitely.
Does Reiki insurance cover slip and fall lawsuits?
If they are required, you would have a maximum of $2 million to cover the expenses related to the general liability lawsuit and any fees for legal defense through MMIP’s energy work insurance. In case your client sustains injuries or experiences property damage while receiving services from you, they may opt to sue you for compensation. “General liability coverage” is another term used for “slip and fall insurance” as it covers such incidents that fall under this commonly occurring category. Unfortunately, claims of this nature are quite frequent for businesses that are open to the public.
Does reiki insurance have an hour qualification?
Regardless of their profession or location, we aim to make our reiki insurance policies easily available to professionals throughout their careers. Unlike MMIP, certain reiki insurance plans do impose a minimum requirement of training hours and/or education.
How much does reiki practitioner insurance cost?
For the affordable yearly price of only $169, practitioners of Reiki can obtain our comprehensive, customized policy insurance that covers all aspects of their energy work. If you are a student of Reiki, you can take advantage of our discounted insurance policy. Currently, this professional-grade coverage is considered one of the top options in the market, offering a full year of protection for just $25.
It is a smart move to wait until just before graduating to activate your student insurance policy, as you will get all the awesome benefits and great insurance options for only $2 per month.
Why do reiki practitioners need insurance?
Reiki, the practice of channeling energy in a manner that benefits clients mentally, physically, and spiritually, is indeed true. It may be perplexing to consider why insurance is required when there is minimal physical contact involved. Unfortunately, liabilities exist for wellness professionals everywhere, and even experienced reiki practitioners may encounter a situation where a claim event arises during their careers. Accidents can occur in various unexpected forms and are often unusual, chance incidents.
Having a sense of security and safety is why obtaining longevity in the field makes solid insurance just a plan. It can jeopardize your career and wreck your personal finances, even paying out of pocket for legal fees, rehabilitation costs, lost wages, and medical bills. When a client slips on a loose rug or falls in the right way, the resulting injuries can be devastating.
Is reiki liability insurance worth it?
This is often a question we receive, especially from teachers who are considering the cost of reiki insurance and are hesitant to take the risk. Our reiki insurance policy was specifically tailored to provide security and safeguard the practice of reiki therapists who want a solid plan to protect their livelihood. The benefits of being a member include a whole suite of awesome benefits and additional protection mechanisms, which could include coverage for legal fees, lost wages, rehabilitation costs, and medical bills that could be included in the price of a potential lawsuit. Each month, the policyholder gets millions of dollars worth of coverage from various types of insurance, all for just $13 per month or $169 per year.
What types of services does energy work insurance cover?
Within a comprehensive policy, all services such as acupressure, shiatsu, medical qigong, reflexology, and others are included. MMIP developed a program that encompasses not just various forms of reiki, but also numerous additional massage, health, and wellness services. Certain policies only include a restricted range of essential services and may require additional charges or exclude anything beyond that. Even within a specialized field like reiki, there exist numerous techniques that can be utilized to provide the greatest benefit to your client. We are aware of this fact.
Do you get any member benefits with reiki insurance?
In addition to enjoying exclusive discounts on services, products, and massage from top names in the industry, members can also take advantage of a free custom website setup. Furthermore, they can access a full suite of benefits worth hundreds of dollars, including 50 hours of NCBTMB-approved continuing education courses. Additionally, members can enjoy additional protections beyond the standard coverage, such as rental damage protection, identity protection, and liability coverage.
I work for a massage spa, why do I need my own reiki practitioner insurance?
Having your own reiki insurance policy can provide peace of mind, knowing that you are covered for just $159 per year, with no matter what. By having your own reiki insurance policy, you can get the peace of mind you desire, as it is commonly shared annually among the members in the group before the coverage can be depleted by other members. This means that before you get a chance to use it, the coverage amount can be depleted by other members in the group, so it is important to have a small coverage amount. Usually, spas and massage employees carry insurance for their own coverage as well.
Incidents May Occ