Unusual Insurance Policies – Alien Abductions and More

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This isn’t your standard kidnap-and-ransom insurance policy. Pre-existing conditions? No problem. We take on a lighter side with our look at unusual insurance policies.

We provide a high-quality and affordable property insurance program at Building City for owners who require special policies. In fact, we have compiled a list of unusual insurance policies that some organizations and individuals truly need for their entertainment or, at the very least, their protection. If our clients require casualty and property coverage, we refer them to our sister company.

Sure, you mentioned that you know about policies that can cover computers and fine art, special riders for jewelry, and protection against identity theft.

  • The New York upstate agency offers a policy that protects fans who want to cover expenses, fees, and payouts. Having a key player disabled can have serious financial consequences for the teams. Some fantasy football fans bet big money on their favorite teams to protect their bets.
  • Time magazine described Merv Hughes, an Australian cricket player, as having his trademark facial hair insured for $370,000. His distinctive feature, the mustache, is widely recognized.
  • If a payout occurred, they would retain possession of Nessie. Their main requirement? The policy was underwritten by Lloyd’s of London. In 1971, Cutty Sark, a whiskey company, proposed a reward of $2.4 million for capturing the Loch Ness monster. The successful capture of the Loch Ness monster.
  • The state of Michigan offers special coverage for couples who have purchased conception before and have had multiple births, providing additional funds for their care. This policy took out both sets of twins from two different times and collected them in a couple.
  • Can companies implement a policy to recoup the costs of replacing two or more employees by using a lottery system to decide who returns to work? Are lottery winners obligated to immediately pay off those office pool debts?
  • In the event that several individuals emerge victorious, organizers of the golf tournament have the option to secure insurance for the prize package awarded for a hole-in-one, thereby ensuring that they do not incur financial losses while presenting a cash reward for hole-in-one achievements.
  • The problem with Co. Insurance Abduction UFO is that there are no pre-existing conditions. If you are actually abducted by aliens, which the company offers $10 million for, this is not covered by your standard kidnap-and-ransom policy. It is an alien abduction.

    • We trust that you found this more relaxed departure from our typical landlord resources on uncommon insurance policies enjoyable.