Unusual Insurance Policies

You won’t be able to get a quote on Geico.Com, at least not yet. However, when it comes to the fear of anything supernatural, we can still help you. We can even insure your collectibles and protect your home. Everyone knows that we are knowledgeable about car insurance.

We are still available to assist you with your more “conventional” insurance requirements. Within the industry, there exist some of the most peculiar insurance policies, ranging from those covering celebrities to those encompassing the exceptionally strange.

Alien Abduction Insurance

To protect you from extraterrestrial beings, a small green creature may come to your aid, provided you are a believer. If you require evidence, you will have to file a claim to support your claim, naturally. A London-based company has sold over 30,000 insurance policies for alien abductions throughout Europe, whether you believe it or not.

Food Truck Insurance

food truckHere’s one that’s relatively unknown, but necessary if you’re a part of the growing mobile food vendor industry. With up to 10,000 food trucks in Los Angeles County alone, you want to be sure your rolling veggie burrito business is insured. Auto accidents, fire, and food borne illness are just some of the risks they face.

Don’t Forget Werewolfs, Vampires and Ghosts

werewolf driving a carAre you a little too into the TV series True Blood? No problem. There’s an insurance policy for you, too. The Royal Falcon Hotel in Lowestoft, England, for example, insured its staff and customers against death and disability caused by ghosts, poltergeists and other abnormal phenomena.

Ransom Reimbursement

How does the company’s insurance policy work? If individuals desire to purchase this insurance, can they also secure policies for the case of executives being abducted while on a business trip in another country? In such situations, the company will deploy a team of negotiators to negotiate the ransom price and reimburse the limits. Multinational corporations have been known to secure these policies for just such a kidnapping scenario.

Celebrities And Other Irreplaceable Talents

Only a handful are present. Every conceivable body part has been insured. Frequently accompanied by substantial payouts, the catalogue of extravagant insurance policies for celebrities is extensive, encompassing both musicians and athletes.

A Dutch Winemaker’s Nose

Winemaker Ilja Gort, upon learning about a man who lost his sense of smell in a car accident, decided to secure an $8 million insurance policy specifically for his nose. As part of the policy’s conditions, he is prohibited from engaging in activities such as riding a motorcycle or working as an assistant to a knife thrower or fire-breather. Additionally, there are other restrictions outlined in the policy.

Gene Simmons

You don’t always have to insure the entire body of Gene Simmons, the legendary bassist for the rock band Kiss, when it was rumored that he insured his tongue for $1 million during the prime of the band in the 70s.

Troy Polamalu’s Hair Endorsement

Gamble & Proctor, a Pittsburgh Steeler star on the field, have specific policies in mind when dealing with athlete endorsements. They don’t want athletes to have performance-related concerns. They even insured their famous $1 million hair as the star of their shampoo commercial.

Written by Nathan Er

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